Dashboard
1
Poor Management Efficiency with a low ROE of 188.87%
- The company has been able to generate a Return on Equity (avg) of 188.87% signifying low profitability per unit of shareholders funds
2
High Debt Company with a Debt to Equity ratio (avg) at times
3
Flat results in May 25
4
With ROE of 6.59%, it has a expensive valuation with a 2.79 Price to Book Value
5
Below par performance in long term as well as near term
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-26.42%
0%
-26.42%
6 Months
-35.74%
0%
-35.74%
1 Year
-1.74%
0%
-1.74%
2 Years
-5.23%
0%
-5.23%
3 Years
40.06%
0%
40.06%
4 Years
-30.07%
0%
-30.07%
5 Years
-76.58%
0%
-76.58%
Paycloud Holdings, Inc. for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
101.81%
EBIT Growth (5y)
252.50%
EBIT to Interest (avg)
10.26
Debt to EBITDA (avg)
19.33
Net Debt to Equity (avg)
-0.31
Sales to Capital Employed (avg)
1.19
Tax Ratio
55.79%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
9.53%
ROE (avg)
188.87%
Valuation key factors
Factor
Value
P/E Ratio
42
Industry P/E
Price to Book Value
2.79
EV to EBIT
17.09
EV to EBITDA
10.20
EV to Capital Employed
3.59
EV to Sales
1.16
PEG Ratio
0.18
Dividend Yield
NA
ROCE (Latest)
21.01%
ROE (Latest)
6.59%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
Mildly Bearish
Mildly Bullish
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
Quarterly Results Snapshot (Consolidated) - May'25 - QoQ
May'25
Nov'24
Change(%)
Net Sales
2,807.30
2,342.50
19.84%
Operating Profit (PBDIT) excl Other Income
333.20
262.20
27.08%
Interest
8.20
6.80
20.59%
Exceptional Items
0.40
8.80
-95.45%
Consolidate Net Profit
120.80
65.20
85.28%
Operating Profit Margin (Excl OI)
77.70%
64.80%
1.29%
USD in Million.
Net Sales
Not Applicable: The company has declared_date for only one period
Consolidated Net Profit
Not Applicable: The company has declared_date for only one period
Annual Results Snapshot (Consolidated) - Aug'24
Aug'24
Aug'23
Change(%)
Net Sales
6,853.40
4,476.30
53.10%
Operating Profit (PBDIT) excl Other Income
696.30
497.60
39.93%
Interest
23.00
23.60
-2.54%
Exceptional Items
-0.70
14.40
-104.86%
Consolidate Net Profit
74.10
114.10
-35.06%
Operating Profit Margin (Excl OI)
49.30%
36.50%
1.28%
USD in Million.
Net Sales
YoY Growth in year ended Aug 2024 is 53.10% vs 284.07% in Aug 2023
Consolidated Net Profit
YoY Growth in year ended Aug 2024 is -35.06% vs 106.22% in Aug 2023
About Paycloud Holdings, Inc. 
Paycloud Holdings, Inc.
Software Products
No Details Available.
Company Coordinates 
No Company Details Available






