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Paycloud Holdings, Inc.

  • Market Cap: Micro Cap
  • Industry: Software Products
  • ISIN: JP3125700009
JPY
553.00
9 (1.65%)

Aug 12

TKS

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
KLab, Inc.
Kudan, Inc.
Kinjiro Co., Ltd.
Information Planning Co., Ltd.
Smart Drive, Inc.
KAYAC, Inc.
Wantedly, Inc.
Paycloud Holdings, Inc.
Asteria Corp.
Metareal Corp.
CAVE Interactive Co., Ltd.

Why is Paycloud Holdings, Inc. ?

1
Poor Management Efficiency with a low ROE of 2.65%
  • The company has been able to generate a Return on Equity (avg) of 2.65% signifying low profitability per unit of shareholders funds
2
The company is Net-Debt Free
  • Poor long term growth as Operating profit has grown by an annual rate 157.02% of over the last 5 years
  • The company is Net-Debt Free
  • The company has been able to generate a Return on Equity (avg) of 2.65% signifying low profitability per unit of shareholders funds
3
Poor long term growth as Operating profit has grown by an annual rate 157.02% of over the last 5 years
4
With ROE of 8.90%, it has a attractive valuation with a 1.59 Price to Book Value
  • Over the past year, while the stock has generated a return of -29.90%, its profits have risen by 40.6% ; the PEG ratio of the company is 0.5
5
Underperformed the market in the last 1 year
  • Even though the market (Japan Nikkei 225) has generated returns of 60.14% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -29.90% returns
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Software Products)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Paycloud Holdings, Inc. for you?

Low Risk, Low Return

Absolute
Risk Adjusted
Volatility
Paycloud Holdings, Inc.
-25.37%
0.61
37.40%
Japan Nikkei 225
58.07%
2.05
29.37%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
71.12%
EBIT Growth (5y)
157.02%
EBIT to Interest (avg)
12.91
Debt to EBITDA (avg)
15.46
Net Debt to Equity (avg)
-0.42
Sales to Capital Employed (avg)
1.39
Tax Ratio
67.42%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
15.29%
ROE (avg)
2.65%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
18
Industry P/E
Price to Book Value
1.59
EV to EBIT
8.40
EV to EBITDA
4.91
EV to Capital Employed
2.02
EV to Sales
0.54
PEG Ratio
0.45
Dividend Yield
NA
ROCE (Latest)
23.99%
ROE (Latest)
8.90%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
Bullish
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Bullish (Daily)
KST
Bullish
Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bullish
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
Analyse All Technical Factors stock-recommendation
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

15What is working for the Company
DEBT-EQUITY RATIO (HY)

Lowest at -58.09 %

INTEREST COVERAGE RATIO(Q)

Highest at 5,314.24

CASH AND EQV(HY)

Highest at JPY 8,289.54 MM

NET SALES(Q)

Highest at JPY 3,333.99 MM

OPERATING PROFIT(Q)

Highest at JPY 452.35 MM

OPERATING PROFIT MARGIN(Q)

Highest at 13.57 %

PRE-TAX PROFIT(Q)

Highest at JPY 323.39 MM

NET PROFIT(Q)

Highest at JPY 186.57 MM

EPS(Q)

Highest at JPY 11.59

-10What is not working for the Company
INTEREST(HY)

At JPY 16.85 MM has Grown at 10.16%

ROCE(HY)

Lowest at 2.83%

RAW MATERIAL COST(Y)

Grown by 8.78% (YoY

INVENTORY TURNOVER RATIO(HY)

Lowest at 11.77 times

Here's what is working for Paycloud Holdings, Inc.

Net Sales
At JPY 3,333.99 MM has Grown at 31.78%
over average net sales of the previous four periods of JPY 2,529.9 MM
MOJO Watch
Near term sales trend is very positive

Net Sales (JPY MM)

Interest Coverage Ratio
Highest at 5,314.24
in the last five periods
MOJO Watch
The company's ability to manage interest payments is improving

Operating Profit to Interest

Debt-Equity Ratio
Lowest at -58.09 % and Grown
In each half year in the last five Semi-Annual periods
MOJO Watch
The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Net Sales
Highest at JPY 3,333.99 MM
in the last five periods
MOJO Watch
Near term sales trend is positive

Net Sales (JPY MM)

Operating Profit
Highest at JPY 452.35 MM
in the last five periods
MOJO Watch
Near term Operating Profit trend is positive

Operating Profit (JPY MM)

Operating Profit Margin
Highest at 13.57 %
in the last five periods
MOJO Watch
Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit
Highest at JPY 323.39 MM
in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (JPY MM)

Pre-Tax Profit
At JPY 323.39 MM has Grown at 94.14%
over average net sales of the previous four periods of JPY 166.58 MM
MOJO Watch
Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (JPY MM)

Net Profit
Highest at JPY 186.57 MM
in the last five periods
MOJO Watch
Near term Net Profit trend is positive

Net Profit (JPY MM)

Net Profit
At JPY 186.57 MM has Grown at 78.01%
over average net sales of the previous four periods of JPY 104.81 MM
MOJO Watch
Near term Net Profit trend is positive

Net Profit (JPY MM)

EPS
Highest at JPY 11.59
in the last five periods
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (JPY)

Cash and Eqv
Highest at JPY 8,289.54 MM
in the last six Semi-Annual periods
MOJO Watch
Short Term liquidity is improving

Cash and Cash Equivalents

Depreciation
Highest at JPY 118.25 MM
in the last five periods
MOJO Watch
The expenditure on assets done by the company may have gone into operation

Depreciation (JPY MM)

Here's what is not working for Paycloud Holdings, Inc.

Interest
At JPY 16.85 MM has Grown at 10.16%
over previous Semi-Annual period
MOJO Watch
Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Inventory Turnover Ratio
Lowest at 11.77 times
in the last five Semi-Annual periods
MOJO Watch
Company's pace of selling inventory has slowed

Inventory Turnover Ratio

Raw Material Cost
Grown by 8.78% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin

Raw Material Cost as a percentage of Sales

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