People's Leasing & Finance PLC

  • Market Cap: Large Cap
  • Industry: Finance
  • ISIN: LK0399N00002
LKR
26.00
0.00 (0.00%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

With ROE of 8.92%, it has a attractive valuation with a 1.40 Price to Book Value

  • The stock is trading at a discount compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of 40.37%, its profits have risen by 1.4% ; the PEG ratio of the company is 11.1
stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Finance

stock-summary
Market cap

LKR 57,899 Million (Large Cap)

stock-summary
P/E

16.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

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Debt Equity

-999,999.00

stock-summary
Return on Equity

8.46%

stock-summary
Price to Book

1.12

Revenue and Profits:
Net Sales:
13,281 Million
(Quarterly Results - Dec 2025)
Net Profit:
1,477 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-7.47%
0%
-7.47%
6 Months
13.49%
0%
13.49%
1 Year
37.47%
0%
37.47%
2 Years
164.06%
0%
164.06%
3 Years
260.76%
0%
260.76%
4 Years
198.48%
0%
198.48%
5 Years
180.89%
0%
180.89%

People's Leasing & Finance PLC for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
1.03%
EBIT Growth (5y)
-6.61%
EBIT to Interest (avg)
3.83
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
40.54%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
52.39%
ROE (avg)
10.24%

Valuation key factors

Factor
Value
P/E Ratio
16
Industry P/E
Price to Book Value
1.40
EV to EBIT
6.87
EV to EBITDA
6.32
EV to Capital Employed
1.68
EV to Sales
1.37
PEG Ratio
11.07
Dividend Yield
NA
ROCE (Latest)
24.45%
ROE (Latest)
8.92%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bullish
Moving Averages
Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshotstock-summary
Icon
No data for shareholding present.
Shareholding Compare (%holding) stock-summary
Icon
No data for shareholding present.
stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2025 is 13.08% vs 17.67% in Sep 2025",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2025 is 2.36% vs 14.80% in Sep 2025",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'25",
        "Sep'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "13,281.00",
          "val2": "11,745.00",
          "chgp": "13.08%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "3,027.00",
          "val2": "2,878.00",
          "chgp": "5.18%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1,477.00",
          "val2": "1,443.00",
          "chgp": "2.36%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "188.20%",
          "val2": "194.20%",
          "chgp": "-0.60%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2025 is -9.06% vs -0.88% in Mar 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2025 is -2.55% vs 21.96% in Mar 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'25",
        "Mar'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "33,691.10",
          "val2": "37,049.40",
          "chgp": "-9.06%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "8,491.10",
          "val2": "7,794.40",
          "chgp": "8.94%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "1,416.00",
          "val2": "2,328.60",
          "chgp": "-39.19%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "4,090.20",
          "val2": "4,197.40",
          "chgp": "-2.55%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "244.10%",
          "val2": "230.10%",
          "chgp": "1.40%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQstock-summary

Dec'25
Sep'25
Change(%)
Net Sales
13,281.00
11,745.00
13.08%
Operating Profit (PBDIT) excl Other Income
3,027.00
2,878.00
5.18%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
1,477.00
1,443.00
2.36%
Operating Profit Margin (Excl OI)
188.20%
194.20%
-0.60%
USD in Million.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Dec 2025 is 13.08% vs 17.67% in Sep 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Dec 2025 is 2.36% vs 14.80% in Sep 2025

Annual Results Snapshot (Consolidated) - Mar'25stock-summary

Mar'25
Mar'24
Change(%)
Net Sales
33,691.10
37,049.40
-9.06%
Operating Profit (PBDIT) excl Other Income
8,491.10
7,794.40
8.94%
Interest
1,416.00
2,328.60
-39.19%
Exceptional Items
0.00
0.00
Consolidate Net Profit
4,090.20
4,197.40
-2.55%
Operating Profit Margin (Excl OI)
244.10%
230.10%
1.40%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2025 is -9.06% vs -0.88% in Mar 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2025 is -2.55% vs 21.96% in Mar 2024

stock-summaryCompany CV
About People's Leasing & Finance PLC stock-summary
stock-summary
People's Leasing & Finance PLC
Finance
People's Leasing & Finance PLC is engaged in the leasing business. The Company's business activities include providing finance leases, hire-purchase assets financing, term loans, Islamic finance, margin trading, share trading, issue of debt instruments, factoring and mobilization of public deposits. Its segments include Lease & Hire-purchase, Loans, Islamic, Insurance Business and Other Business. The Lease & Hire-purchase segment includes leasing and hire purchase products offered to the customers. The Loans segment includes loan products offered to the customers. The Islamic segment includes Ijarah, Murahba and Trading Murabha products offered to the customers. The Insurance segment includes general insurance. The Other segment includes all other business activities. The Company, through its subsidiaries, is engaged in activities, such as fleet management, vehicle valuation, operations of a service station and sale of vehicles, and carrying out mixed development projects.
Company Coordinates stock-summary
Company Details
No.1161, Maradana Road, Borella, Colombo 08 COLOMBO None : 00200
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Tel: 94 11 2631631
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Registrar Details