People's Leasing & Finance PLC (PLC.N0000) Stock Analysis | Price, Returns, Financials & Key Metrics

Mojo Score Change: People's Leasing & Finance PLC has changed its score on 03 Dec 2025. Click here to unlock latest mojo score!

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Dashboard

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 10.24%

Poor long term growth as Net Sales has grown by an annual rate of 0.31% and Operating profit at -6.69%

Flat results in Mar 25

With ROE of 8.92%, it has a attractive valuation with a 1.40 Price to Book Value

Consistent Returns over the last 3 years

Mojo Parameters

Stock DNA

Industry

Finance

Market cap

LKR 57,015 Million (Large Cap)

P/E

16.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

8.71%

Price to Book

1.14

Revenue and Profits:

Net Sales:

8,679 Million

(Quarterly Results - Mar 2025)

Net Profit:

1,243 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

12.3%

6 Months

40.83%

1 Year

77.24%

2 Years

154.53%

3 Years

409.07%

4 Years

188.27%

5 Years

155.44%

People's Leasing & Finance PLC for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

0.31%

EBIT Growth (5y)

-6.69%

EBIT to Interest (avg)

3.83

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

40.54%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

52.39%

ROE (avg)

10.24%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.40

EV to EBIT

6.87

EV to EBITDA

6.32

EV to Capital Employed

1.68

EV to Sales

1.37

PEG Ratio

11.07

Dividend Yield

ROCE (Latest)

24.45%

ROE (Latest)

8.92%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bearish

Bollinger Bands

Mildly Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

No Trend

Mildly Bullish

OBV

No Trend

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

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    "header": "Quarterly Results Snapshot (Consolidated) - Mar'25 - QoQ",
    "rhs": [
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        "suffix": "QoQ Growth in quarter ended Mar 2025 is 4.53% vs -1.34% in Dec 2024",
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      },
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        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Mar 2025 is 28.67% vs -8.09% in Dec 2024",
        "dir": 1
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      "header": [
        "Mar'25",
        "Dec'24",
        "Change(%)"
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          "val2": "8,303.00",
          "chgp": "4.53%",
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          "val1": "1,805.00",
          "val2": "1,819.00",
          "chgp": "-0.77%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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        {
          "field": "Consolidate Net Profit",
          "val1": "1,243.00",
          "val2": "966.00",
          "chgp": "28.67%",
          "chgp_class": "positive"
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        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "246.10%",
          "val2": "194.70%",
          "chgp": "5.14%",
          "chgp_class": "positive"
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      ]
    }
  },
  {
    "link": "annual",
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    "rhs": [
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      },
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2025 is -2.55% vs 21.96% in Mar 2024",
        "dir": -1
      }
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        "Mar'24",
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          "val1": "8,491.10",
          "val2": "7,794.40",
          "chgp": "8.94%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "1,416.00",
          "val2": "2,328.60",
          "chgp": "-39.19%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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          "val1": "4,090.20",
          "val2": "4,197.40",
          "chgp": "-2.55%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "244.10%",
          "val2": "230.10%",
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Quarterly Results Snapshot (Consolidated) - Mar'25 - QoQ

Mar'25

Dec'24

Change(%)

Net Sales

8,679.00

8,303.00

4.53%

Operating Profit (PBDIT) excl Other Income

1,805.00

1,819.00

-0.77%

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

1,243.00

966.00

28.67%

Operating Profit Margin (Excl OI)

246.10%

194.70%

5.14%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Mar 2025 is 4.53% vs -1.34% in Dec 2024

Consolidated Net Profit

QoQ Growth in quarter ended Mar 2025 is 28.67% vs -8.09% in Dec 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Mar'25

Mar'25

Mar'24

Change(%)

Net Sales

33,691.10

37,049.40

-9.06%

Operating Profit (PBDIT) excl Other Income

8,491.10

7,794.40

8.94%

Interest

1,416.00

2,328.60

-39.19%

Exceptional Items

0.00

Consolidate Net Profit

4,090.20

4,197.40

-2.55%

Operating Profit Margin (Excl OI)

244.10%

230.10%

1.40%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Mar 2025 is -9.06% vs -0.88% in Mar 2024

Consolidated Net Profit

YoY Growth in year ended Mar 2025 is -2.55% vs 21.96% in Mar 2024

All Annual Results

Company CV

About People's Leasing & Finance PLC

People's Leasing & Finance PLC

Finance

People's Leasing & Finance PLC is engaged in the leasing business. The Company's business activities include providing finance leases, hire-purchase assets financing, term loans, Islamic finance, margin trading, share trading, issue of debt instruments, factoring and mobilization of public deposits. Its segments include Lease & Hire-purchase, Loans, Islamic, Insurance Business and Other Business. The Lease & Hire-purchase segment includes leasing and hire purchase products offered to the customers. The Loans segment includes loan products offered to the customers. The Islamic segment includes Ijarah, Murahba and Trading Murabha products offered to the customers. The Insurance segment includes general insurance. The Other segment includes all other business activities. The Company, through its subsidiaries, is engaged in activities, such as fleet management, vehicle valuation, operations of a service station and sale of vehicles, and carrying out mixed development projects.

Company Coordinates

Company Details

No.1161, Maradana Road, Borella, Colombo 08 COLOMBO None : 00200

Tel: 94 11 2631631

http://www.plc.lk

Registrar Details