ScoreComparison
Why is People's Leasing & Finance PLC ?
1
With ROE of 8.92%, it has a attractive valuation with a 1.40 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 40.37%, its profits have risen by 1.4% ; the PEG ratio of the company is 11.1
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to People's Leasing & Finance PLC should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is People's Leasing & Finance PLC for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
People's Leasing & Finance PLC
37.47%
4.01
28.67%
Sri Lanka CSE All Share
41.16%
2.63
15.67%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
1.03%
EBIT Growth (5y)
-6.61%
EBIT to Interest (avg)
3.83
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
40.54%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
52.39%
ROE (avg)
10.24%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
16
Industry P/E
Price to Book Value
1.40
EV to EBIT
6.87
EV to EBITDA
6.32
EV to Capital Employed
1.68
EV to Sales
1.37
PEG Ratio
11.07
Dividend Yield
NA
ROCE (Latest)
24.45%
ROE (Latest)
8.92%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bullish
Moving Averages
Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend11What is working for the Company
ROCE(HY)
Highest at 10.44%
NET SALES(Q)
Highest at LKR 13,281 MM
NET PROFIT(Q)
Highest at LKR 1,468 MM
PRE-TAX PROFIT(Q)
Highest at LKR 2,499 MM
EPS(Q)
Highest at LKR 0.66
-5What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at LKR -55,241.98 MM
RAW MATERIAL COST(Y)
Grown by 8.02% (YoY
DEBT-EQUITY RATIO
(HY)
Highest at 115.12 %
Here's what is working for People's Leasing & Finance PLC
Net Sales
Highest at LKR 13,281 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (LKR MM)
Net Profit
Highest at LKR 1,468 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very positive
Net Profit (LKR MM)
Net Sales
At LKR 13,281 MM has Grown at 37.24%
over average net sales of the previous four periods of LKR 9,677 MMMOJO Watch
Near term sales trend is positive
Net Sales (LKR MM)
Pre-Tax Profit
Highest at LKR 2,499 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (LKR MM)
EPS
Highest at LKR 0.66
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (LKR)
Depreciation
Highest at LKR 276 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (LKR MM)
Here's what is not working for People's Leasing & Finance PLC
Operating Cash Flow
Lowest at LKR -55,241.98 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (LKR MM)
Debt-Equity Ratio
Highest at 115.12 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Raw Material Cost
Grown by 8.02% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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