Comparison
Why is People's Leasing & Finance PLC ?
1
Positive results in Mar 26
- ROCE(HY) Highest at 11.37%
- NET SALES(Q) Highest at LKR 14,907 MM
- NET PROFIT(Q) Highest at LKR 1,700 MM
2
With ROE of 8.16%, it has a very attractive valuation with a 0.92 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -4.18%, its profits have risen by 9.2% ; the PEG ratio of the company is 1.8
How much should you buy?
- Overall Portfolio exposure to People's Leasing & Finance PLC should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is People's Leasing & Finance PLC for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
People's Leasing & Finance PLC
-4.18%
2.08
31.74%
Sri Lanka CSE All Share
11.95%
0.72
16.49%
Quality key factors
Factor
Value
Sales Growth (5y)
1.79%
EBIT Growth (5y)
-5.27%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
39.42%
Dividend Payout Ratio
26.80%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
36.07%
ROE (avg)
10.24%
Valuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
0.92
EV to EBIT
2.91
EV to EBITDA
1.82
EV to Capital Employed
0.83
EV to Sales
0.41
PEG Ratio
1.75
Dividend Yield
NA
ROCE (Latest)
28.48%
ROE (Latest)
8.16%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
No Trend
Technical Movement
14What is working for the Company
ROCE(HY)
Highest at 11.37%
NET SALES(Q)
Highest at LKR 14,907 MM
NET PROFIT(Q)
Highest at LKR 1,700 MM
DIVIDEND PER SHARE(HY)
Highest at LKR 58.5
PRE-TAX PROFIT(Q)
Highest at LKR 3,151 MM
EPS(Q)
Highest at LKR 0.75
-5What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at LKR -72,486.62 MM
RAW MATERIAL COST(Y)
Grown by 8.63% (YoY
DEBT-EQUITY RATIO
(HY)
Highest at 152.66 %
Here's what is working for People's Leasing & Finance PLC
Net Sales
Highest at LKR 14,907 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (LKR MM)
Net Profit
Highest at LKR 1,700 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very positive
Net Profit (LKR MM)
Net Sales
At LKR 14,907 MM has Grown at 36.49%
over average net sales of the previous four periods of LKR 10,921.5 MMMOJO Watch
Near term sales trend is positive
Net Sales (LKR MM)
Pre-Tax Profit
Highest at LKR 3,151 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (LKR MM)
EPS
Highest at LKR 0.75
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (LKR)
Dividend per share
Highest at LKR 58.5
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (LKR)
Here's what is not working for People's Leasing & Finance PLC
Operating Cash Flow
Lowest at LKR -72,486.62 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (LKR MM)
Debt-Equity Ratio
Highest at 152.66 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Raw Material Cost
Grown by 8.63% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin
Raw Material Cost as a percentage of Sales






