Peoples Financial Services Corp.

Is Peoples Financial Services Corp. overvalued or undervalued?

As of September 5, 2025, Peoples Financial Services Corp. is considered very attractive due to its undervalued status, with a P/E ratio of 14, a Price to Book Value of 1.01, an EV to EBITDA ratio of 12.14, a dividend yield of 3.98%, and an ROE of 7.42%, making it appealing compared to peers like Mid Penn Bancorp and Guaranty Bancshares.

As of 5 September 2025, the valuation grade for Peoples Financial Services Corp. moved from fair to very attractive, indicating a significant improvement in its perceived value. The company appears undervalued, supported by a P/E ratio of 14, a Price to Book Value of 1.01, and an EV to EBITDA ratio of 12.14. In comparison to peers, Mid Penn Bancorp, Inc. has a P/E ratio of 12.76, while Guaranty Bancshares, Inc. has a notably higher P/E of 18.33, emphasizing the relative attractiveness of Peoples Financial Services Corp. <BR><BR>Although specific return data is not available, the overall valuation metrics suggest that the stock is positioned favorably compared to the broader market. The company's dividend yield of 3.98% and ROE of 7.42% further reinforce its appeal for investors seeking value in the regional banking sector.

Is Peoples Financial Services Corp. technically bullish or bearish?

As of September 11, 2025, Peoples Financial Services Corp. shows a bullish technical trend, supported by positive MACD and Bollinger Bands, but mixed signals from KST, Dow Theory, and OBV suggest caution despite a recent 6.07% monthly return outperforming the S&P 500.

As of 11 September 2025, the technical trend for Peoples Financial Services Corp. has changed from mildly bullish to bullish. The weekly and monthly MACD indicators are bullish, and both the weekly and monthly Bollinger Bands confirm this bullish stance. Daily moving averages also indicate bullish momentum. However, the KST, Dow Theory, and OBV show mildly bearish signals on both weekly and monthly time frames, suggesting some underlying weakness. <BR><BR>In terms of performance, the stock has returned 6.07% over the past month, outperforming the S&P 500's 2.33%, but it has lagged behind the index in longer time frames, with a 1Y return of 10.08% compared to the S&P 500's 17.14%. Overall, the current technical stance is bullish, but with some caution due to mixed signals from other indicators.

How big is Peoples Financial Services Corp.?

As of Jun 18, Peoples Financial Services Corp. has a market capitalization of 466.45 million and total assets of 5,098.67 million. The company reported interest earned of 234.89 million and a net profit of 20.04 million over the latest four quarters.

As of Jun 18, Peoples Financial Services Corp. has a market capitalization of 466.45 million, categorized as a Micro Cap.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 234.89 million and a net profit of 20.04 million.<BR><BR>As of Dec 24, the latest annual period shows shareholder's funds at 468.95 million and total assets at 5,098.67 million.

What does Peoples Financial Services Corp. do?

Peoples Financial Services Corp. is a micro-cap bank holding company in the Regional Banks industry, with recent net sales of $62 million and a net profit of $15 million. Key metrics include a P/E ratio of 14.00, a dividend yield of 4.14%, and a market capitalization of $466.45 million.

Overview:<BR>Peoples Financial Services Corp. is a bank holding company operating in the Regional Banks industry, with a market capitalization in the micro-cap bracket.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 62 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 15 Million (Quarterly Results - Mar 2025)<BR>Market cap: USD 466.45 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 14.00<BR>Dividend Yield: 4.14%<BR>Debt Equity: 0.00<BR>Return on Equity: 7.42%<BR>Price to Book: 0.97<BR><BR>Contact Details:<BR>Address: 150 N Washington Ave, SCRANTON PA: 18503-1843<BR>Tel: 1 570 3467741<BR>Website: http://www.snl.com/IRW/CorporateProfile/1020405

Should I buy, sell or hold Peoples Financial Services Corp.?

Who are in the management team of Peoples Financial Services Corp.?

As of March 2022, the management team of Peoples Financial Services Corp. includes Mr. William Aubrey (Independent Chairman), Mr. Craig Best (CEO), and six independent directors: Ms. Sandra Bodnyk, Mr. Ronald Kukuchka, Mr. Richard Lochen, Dr. Robert Naismith, and Mr. James Nicholas. The team focuses on governance and strategic direction.

As of March 2022, the management team of Peoples Financial Services Corp. includes the following individuals:<BR><BR>- Mr. William Aubrey, Independent Chairman of the Board<BR>- Mr. Craig Best, Chief Executive Officer and Director<BR>- Ms. Sandra Bodnyk, Independent Director<BR>- Mr. Ronald Kukuchka, Independent Director<BR>- Mr. Richard Lochen, Independent Director<BR>- Dr. Robert Naismith, Independent Director<BR>- Mr. James Nicholas, Independent Director<BR><BR>This team comprises a mix of executive leadership and independent directors, focusing on governance and strategic direction.