ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Peoples Financial Services Corp. ?
1
Positive results in Jun 25
- NET SALES(HY) At USD 127.76 MM has Grown at 65.12%
- OPERATING CASH FLOW(Y) Highest at USD 51.92 MM
- NET PROFIT(Q) Highest at USD 17.01 MM
2
With ROA of 0.44%, it has a expensive valuation with a 1.01 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -16.01%, its profits have risen by 46.5% ; the PEG ratio of the company is 4.2
3
High Institutional Holdings at 33.81%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 1.11% over the previous quarter.
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Peoples Financial Services Corp. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Peoples Financial Services Corp. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Peoples Financial Services Corp.
-7.88%
0.95
31.52%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
22.50%
EBIT Growth (5y)
13.13%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
207.62%
Pledged Shares
0
Institutional Holding
33.81%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
1.01
EV to EBIT
15.36
EV to EBITDA
12.14
EV to Capital Employed
1.01
EV to Sales
2.16
PEG Ratio
4.19
Dividend Yield
3.98%
ROCE (Latest)
6.55%
ROE (Latest)
7.42%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend35What is working for the Company
NET SALES(HY)
At USD 127.76 MM has Grown at 65.12%
OPERATING CASH FLOW(Y)
Highest at USD 51.92 MM
NET PROFIT(Q)
Highest at USD 17.01 MM
NII(Q)
Highest at USD 42.2 MM
CASH AND EQV(HY)
Highest at USD 120.29 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
OPERATING PROFIT(Q)
Highest at USD 20.49 MM
OPERATING PROFIT MARGIN(Q)
Highest at 31.37 %
PRE-TAX PROFIT(Q)
Highest at USD 20.49 MM
EPS(Q)
Highest at USD 1.68
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Peoples Financial Services Corp.
Net Sales
At USD 127.76 MM has Grown at 65.12%
Year on Year (YoY)MOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Pre-Tax Profit
At USD 20.49 MM has Grown at 112.06%
over average net sales of the previous four periods of USD 9.66 MMMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 17.01 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Net Profit
At USD 17.01 MM has Grown at 90.28%
over average net sales of the previous four periods of USD 8.94 MMMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
NII
Highest at USD 42.2 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Operating Cash Flow
Highest at USD 51.92 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Operating Profit
Highest at USD 20.49 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 31.37 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 20.49 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
EPS
Highest at USD 1.68
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Cash and Eqv
Highest at USD 120.29 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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