Personal Group Holdings Plc

  • Market Cap: Small Cap
  • Industry: Capital Markets
  • ISIN: GB0002760279
GBP
3.41
0.06 (1.79%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 13.05%

  • Poor long term growth as Operating profit has grown by an annual rate of 1.74%
2

Positive results in Dec 24

3

With ROE of 19.09%, it has a very attractive valuation with a 3.00 Price to Book Value

4

Market Beating Performance

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Capital Markets

stock-summary
Market cap

GBP 107 Million (Small Cap)

stock-summary
P/E

16.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

532.74%

stock-summary
Debt Equity

-0.82

stock-summary
Return on Equity

19.09%

stock-summary
Price to Book

3.06

Revenue and Profits:
Net Sales:
(Quarterly Results - )
Net Profit:
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-12.11%
0%
-12.11%
6 Months
18.82%
0%
18.82%
1 Year
73.1%
0%
73.1%
2 Years
131.19%
0%
131.19%
3 Years
81.38%
0%
81.38%
4 Years
-1.16%
0%
-1.16%
5 Years
55.71%
0%
55.71%

Personal Group Holdings Plc for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Icon
No Recent News for the Company
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
-8.37%
EBIT Growth (5y)
1.74%
EBIT to Interest (avg)
-0.12
Debt to EBITDA (avg)
0.12
Net Debt to Equity (avg)
0.02
Sales to Capital Employed (avg)
1.45
Tax Ratio
19.02%
Dividend Payout Ratio
96.66%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
13.05%
Valuation key factors
Factor
Value
P/E Ratio
16
Industry P/E
Price to Book Value
3.00
EV to EBIT
NA
EV to EBITDA
26.64
EV to Capital Employed
12.14
EV to Sales
1.65
PEG Ratio
0.40
Dividend Yield
738.82%
ROCE (Latest)
ROE (Latest)
19.09%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Sideways
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshotstock-summary
Icon
No data for shareholding present.
Shareholding Compare (%holding) stock-summary
Icon
No data for shareholding present.
stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "alert": "No Quarterly Results declared by Personal Group Holdings Plc"
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'23",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2023 is 0.00% vs 0.00% in Dec 2022",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2023 is 158.90% vs -302.78% in Dec 2022",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'23",
        "Dec'22",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1.90",
          "val2": "1.80",
          "chgp": "5.56%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.10",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "-10.60",
          "chgp": "100.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "4.30",
          "val2": "-7.30",
          "chgp": "158.90%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "175.60%",
          "val2": "145.60%",
          "chgp": "3.00%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Annual Results Snapshot (Consolidated) - Dec'23stock-summary
Dec'23
Dec'22
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
1.90
1.80
5.56%
Interest
0.10
0.00
Exceptional Items
0.00
-10.60
100.00%
Consolidate Net Profit
4.30
-7.30
158.90%
Operating Profit Margin (Excl OI)
175.60%
145.60%
3.00%
USD in Million.
Net Sales

YoY Growth in year ended Dec 2023 is 0.00% vs 0.00% in Dec 2022

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2023 is 158.90% vs -302.78% in Dec 2022

stock-summaryCompany CV
About Personal Group Holdings Plc stock-summary
stock-summary
Personal Group Holdings Plc
Capital Markets
Personal Group Holdings PLC (PGH) is a United Kingdom-based company engaged in transacting employee benefits related business, including short-term accident and health insurance and the provision of salary sacrifice technology products in the United Kingdom. The Company's segments include Core Insurance, IT Salary Sacrifice, Mobile and Other. The Core Insurance segment is engaged in the underwriting by Personal Assurance Plc (PA) of insurance policies that are bought by employees of host companies through bespoke benefit programs. The IT salary sacrifice segment refers to the trade of Lets Connect, a salary sacrifice technology. Mobile segment refers to the trade of PG Mobile Limited, a mobile phone salary sacrifice company set up from the trade and assets of shebang Technologies. The Other segment consists of Berkeley Morgan Group (BMG) and its subsidiary undertakings and Personal Management Solutions (PMS).
Company Coordinates stock-summary
Company Details
John Ormond House, 899 Silbury Boulevard , MILTON KEYNES None : MK9 3XL
Registrar Details