ScoreWhy is Personal Group Holdings Plc ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 13.05%
- Poor long term growth as Operating profit has grown by an annual rate of 1.74%
2
Positive results in Dec 24
- OPERATING CASH FLOW(Y) Highest at GBP 20.13 MM
- ROCE(HY) Highest at 16.54%
- NET SALES(Q) Highest at GBP 18.88 MM
3
With ROE of 19.09%, it has a very attractive valuation with a 3.00 Price to Book Value
- Over the past year, while the stock has generated a return of 73.10%, its profits have risen by 38.8% ; the PEG ratio of the company is 0.4
4
Market Beating Performance
- The stock has generated a return of 73.10% in the last 1 year, much higher than market (FTSE 100) returns of 15.94%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Personal Group Holdings Plc should be less than 10%
- Overall Portfolio exposure to Capital Markets should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Capital Markets)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Personal Group Holdings Plc for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Personal Group Holdings Plc
73.1%
2.51
37.73%
FTSE 100
15.94%
1.23
12.99%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-8.37%
EBIT Growth (5y)
1.74%
EBIT to Interest (avg)
-0.12
Debt to EBITDA (avg)
0.12
Net Debt to Equity (avg)
0.02
Sales to Capital Employed (avg)
1.45
Tax Ratio
19.02%
Dividend Payout Ratio
96.66%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
13.05%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
16
Industry P/E
Price to Book Value
3.00
EV to EBIT
NA
EV to EBITDA
26.64
EV to Capital Employed
12.14
EV to Sales
1.65
PEG Ratio
0.40
Dividend Yield
738.82%
ROCE (Latest)
ROE (Latest)
19.09%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Sideways
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend
Not enough Data to analyse Financial Trend
Not enough Data to analyse Financial Trend
Here's what is working for Personal Group Holdings Plc
Net Sales
Highest at GBP 18.88 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (GBP MM)
Operating Cash Flow
Highest at GBP 20.13 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (GBP MM)
Operating Profit
Highest at GBP 4.68 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (GBP MM)
Operating Profit Margin
Highest at 24.78 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at GBP 4.58 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (GBP MM)
Pre-Tax Profit
At GBP 4.58 MM has Grown at 47.23%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (GBP MM)
Net Profit
Highest at GBP 3.65 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (GBP MM)
EPS
Highest at GBP 0.11
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (GBP)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at GBP 1.34 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (GBP MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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