Piramal Finance Ltd (PIRAMALFIN) Stock Analysis | Price, Returns, Financials & Key Metrics

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

1.55 lacs (-10.97%) Volume

Shareholding (Nov 2025)

FII

15.10%

Held by 190 FIIs

DII

2.02%

Held by 22 DIIs

Promoter

46.16%

Is Piramal Finance. overvalued or undervalued?

21-Nov-2025

As of November 20, 2025, Piramal Finance is considered very expensive and overvalued, with a negative PE ratio of -2.83, an EV to EBITDA of -8.67, and a troubling ROE of -48.95%, contrasting sharply with its peers like HUDCO and LIC Housing Finance, despite a remarkable stock return of 7768.08% over the past five years.

How has been the historical performance of Piramal Finance.?

02-Dec-2025

Piramal Finance has demonstrated a strong recovery in its financial performance, with net sales increasing from 6,120.81 Cr in March 2022 to 10,269.56 Cr in March 2025, and operating profit rising significantly to 5,661.55 Cr. The company also reported a profit before tax of 508.28 Cr and a positive earnings per share of 21.54 in March 2025.

Is Piramal Finance. technically bullish or bearish?

04-Dec-2025

As of December 3, 2025, the trend is bullish due to positive MACD and KST readings, although bearish RSI signals indicate some momentum weakness.

Which are the latest news on Piramal Finance.?

15-Dec-2025

Piramal Finance Hits Intraday Low Amid Price Pressure and Market Headwinds
Piramal Finance Hits Intraday High with Strong 3.37% Surge

Should I buy, sell or hold Piramal Finance.?

15-Dec-2025

Why is Piramal Finance. falling/rising?

15-Dec-2025

As of 15-Dec, Piramal Finance Ltd's stock price is rising to 1,518.30, reflecting a trend reversal and strong financial performance, including a 62.06% increase in net profit. Despite a slight decline in investor participation, the stock remains liquid and is performing well above key moving averages.

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Dashboard

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 2.35%

Poor long term growth as Net Sales has grown by an annual rate of 1.79%

With a growth in Net Profit of 62.06%, the company declared Very Positive results in Sep 25

With ROE of 2.3, it has a Very Expensive valuation with a 1.3 Price to Book Value

Mojo Parameters

Loading Valuation Snapshot...

Stock DNA

Industry

Finance - Housing

Market cap

INR 34,463 Cr (Large Cap)

P/E

55.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

2.61

Return on Equity

2.26%

Price to Book

1.25

Revenue and Profits:

Net Sales:

2,872 Cr

(Quarterly Results - Sep 2025)

Net Profit:

327 Cr

Total Returns

Total Returns (Price + Dividend)

Dividend Yield (0%)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

0.0%

6 Months

0.0%

1 Year

0.0%

2 Years

0.0%

3 Years

0.0%

4 Years

9003.89%

5 Years

4140.86%

Latest dividend: 2.5 per share ex-dividend date: Jun-19-2018

Risk Adjusted Returns v/s

Returns Beta

Beta has not been calculated since enough price history is not available

News & Corporate Actions

News

Piramal Finance Sees Shift in Market Assessment Amid Mixed Financial and Technical Signals

Piramal Finance has experienced a notable revision in its market evaluation, reflecting a complex interplay of technical indicators, financial performance, valuation metrics, and long-term trends. While recent quarterly results demonstrate strong profitability gains, certain fundamental aspects and valuation considerations continue to temper the overall outlook.

Piramal Finance Technical Momentum Shifts Signal Market Interest

Piramal Finance has exhibited notable shifts in its technical momentum, reflecting evolving market dynamics. Recent assessment changes highlight a transition towards a more bullish technical stance, supported by key indicators such as MACD, moving averages, and Bollinger Bands, while some oscillators suggest caution. This nuanced picture offers investors a comprehensive view of the stock’s current technical landscape.

Piramal Finance Hits Intraday Low Amid Price Pressure and Market Headwinds

Piramal Finance experienced a notable intraday decline, touching a low of Rs 1503.25, reflecting a 3.04% reduction in value as the stock faced immediate selling pressure despite broader market gains.

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

12-Dec-2025 | Source : BSE

Intimation of Schedule of Analyst/Institutional Meet under SEBI Listing Regulations

Announcement under Regulation 30 (LODR)-Investor Presentation

12-Dec-2025 | Source : BSE

Intimation of Investor Presentation under SEBI Listing Regulations

Piramal Finance Limited (Formerly Known As Piramal Capital & Housing Finance Limited) Has Informed Regarding Receipt Of In-Principle Approval From Stock Exchanges For Modification In The Coupon Rate Mentioned In The Information Memorandum Relating To Ncds

11-Dec-2025 | Source : BSE

The Company has informed regarding receipt of In-principle approval from Stock Exchanges for modification in the coupon rate mentioned in the Information Memorandum relating to NCDs issued under ISINs INE516Y07014 and INE516Y07063

Corporate Actions

BOARD MEETING

No Upcoming Board Meetings

DIVIDEND

Piramal Finance Ltd has declared 25% dividend, ex-date: 19 Jun 18

SPLITS

No Splits history available

BONUS

Piramal Finance Ltd has announced 1:1 bonus issue, ex-date: 09 Sep 15

RIGHTS

No Rights history available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

1.79%

EBIT Growth (5y)

19.24%

Net Debt to Equity (avg)

2.61

Institutional Holding

29.57%

ROE (avg)

2.35%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.25

EV to EBIT

18.25

EV to EBITDA

17.34

EV to Capital Employed

1.07

EV to Sales

10.13

PEG Ratio

Dividend Yield

ROCE (Latest)

5.88%

ROE (Latest)

2.26%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

Bearish

Bollinger Bands

Bullish

Mildly Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Nov 2025

Shareholding Compare (%holding)

Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 11 Schemes (7.26%)

FIIs

Held by 190 FIIs (15.1%)

Promoter with highest holding

Anutham Realty Private Limited (24.78%)

Highest Public shareholder

Life Insurance Corporation Of India (4.47%)

Individual Investors Holdings

15.15%

Financial

[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Sep'25 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Sep 2025 is 21.64% vs 40.60% in Sep 2024",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in quarter ended Sep 2025 is 62.06% vs 234.19% in Sep 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'25",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "2,723.98",
          "val2": "2,239.34",
          "chgp": "21.64%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1,940.15",
          "val2": "1,449.88",
          "chgp": "33.81%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "1,546.06",
          "val2": "1,281.71",
          "chgp": "20.62%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-81.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "277.67",
          "val2": "171.34",
          "chgp": "62.06%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "71.22%",
          "val2": "64.75%",
          "chgp": "6.47%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Consolidated) - Sep'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "Not Applicable: The company has declared_date for only one period",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "Not Applicable: The company has declared_date for only one period",
        "dir": 0
      }
    ],
    "table": {
      "header": [
        "Sep'25",
        "",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "5,510.80",
          "val2": "NA",
          "chgp": "NA",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "3,669.77",
          "val2": "NA",
          "chgp": "NA",
          "chgp_class": "neutral"
        },
        {
          "field": "Interest",
          "val1": "3,058.62",
          "val2": "NA",
          "chgp": "NA",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "-81.00",
          "val2": "NA",
          "chgp": "NA",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "603.20",
          "val2": "NA",
          "chgp": "NA",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "69.11%",
          "val2": "NA%",
          "chgp": "NA",
          "chgp_class": "neutral"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 32.12% vs -4.77% in Dec 2023",
        "dir": 1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 128.10% vs -175.78% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "6,246.87",
          "val2": "4,728.17",
          "chgp": "32.12%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1,573.98",
          "val2": "1,174.54",
          "chgp": "34.01%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "3,601.79",
          "val2": "2,651.62",
          "chgp": "35.83%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "-1,862.92",
          "chgp": "100.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "328.66",
          "val2": "-1,169.42",
          "chgp": "128.10%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "22.92%",
          "val2": "23.69%",
          "chgp": "-0.77%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2025 is 53.20% vs 1.47% in Mar 2024",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2025 is 124.58% vs 73.31% in Mar 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'25",
        "Mar'24",
        "Change(%)"
      ],
      "body": [
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          "field": "Net Sales",
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          "val2": "6,703.24",
          "chgp": "53.20%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "5,661.55",
          "val2": "1,887.63",
          "chgp": "199.93%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "5,281.88",
          "val2": "3,687.35",
          "chgp": "43.24%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "-1,657.68",
          "chgp": "100.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "485.45",
          "val2": "-1,975.28",
          "chgp": "124.58%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "62.19%",
          "val2": "29.17%",
          "chgp": "33.02%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Standalone) - Sep'25 - YoY

Sep'25

Sep'24

Change(%)

Net Sales

2,723.98

2,239.34

21.64%

Operating Profit (PBDIT) excl Other Income

1,940.15

1,449.88

33.81%

Interest

1,546.06

1,281.71

20.62%

Exceptional Items

-81.00

0.00

Standalone Net Profit

277.67

171.34

62.06%

Operating Profit Margin (Excl OI)

71.22%

64.75%

6.47%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in quarter ended Sep 2025 is 21.64% vs 40.60% in Sep 2024

Standalone Net Profit

YoY Growth in quarter ended Sep 2025 is 62.06% vs 234.19% in Sep 2024

All Quarterly Results

Half Yearly Results Snapshot (Consolidated) - Sep'25

Sep'25

Change(%)

Net Sales

5,510.80

Operating Profit (PBDIT) excl Other Income

3,669.77

Interest

3,058.62

Exceptional Items

-81.00

Consolidate Net Profit

603.20

Operating Profit Margin (Excl OI)

69.11%

NA%

Values in Rs Cr.

Compare with Peers

Net Sales

Not Applicable: The company has declared_date for only one period

Consolidated Net Profit

Not Applicable: The company has declared_date for only one period

All Half Yearly Results

Nine Monthly Results Snapshot (Standalone) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

6,246.87

4,728.17

32.12%

Operating Profit (PBDIT) excl Other Income

1,573.98

1,174.54

34.01%

Interest

3,601.79

2,651.62

35.83%

Exceptional Items

0.00

-1,862.92

100.00%

Standalone Net Profit

328.66

-1,169.42

128.10%

Operating Profit Margin (Excl OI)

22.92%

23.69%

-0.77%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in nine months ended Dec 2024 is 32.12% vs -4.77% in Dec 2023

Standalone Net Profit

YoY Growth in nine months ended Dec 2024 is 128.10% vs -175.78% in Dec 2023

All Nine Monthly Results

Annual Results Snapshot (Consolidated) - Mar'25

Mar'25

Mar'24

Change(%)

Net Sales

10,269.56

6,703.24

53.20%

Operating Profit (PBDIT) excl Other Income

5,661.55

1,887.63

199.93%

Interest

5,281.88

3,687.35

43.24%

Exceptional Items

0.00

-1,657.68

100.00%

Consolidate Net Profit

485.45

-1,975.28

124.58%

Operating Profit Margin (Excl OI)

62.19%

29.17%

33.02%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in year ended Mar 2025 is 53.20% vs 1.47% in Mar 2024

Consolidated Net Profit

YoY Growth in year ended Mar 2025 is 124.58% vs 73.31% in Mar 2024

All Annual Results

Company CV

About Piramal Finance Ltd

Piramal Finance Ltd

Large Cap

Finance - Housing

Dewan Housing Finance Corporation (DHFC) is one of the leading housing finance companies in India with a large network across the country that caters to millions of customers in the low-to-moderate income (LMI) category. DHFL provides customers with a vast array of home loan products including loans on homes, residential plots, construction, LAP or loan against property as also mortgage, non-residential and project loans.

Company Coordinates

Company Details

Warden House 2nd Floor, Sir P M Road Fort Mumbai Maharashtra : 400001

Tel: 91-22-61066800

response@dhfl.com

Registrar Details

Link Intime India Pvt Ltd, C-13 Pannalal Silk Compound, L B S Marg, Bhandup , Mumbai

Piramal Finance.

1Day

52 Week

CASH

FII

DII

Promoter

Is Piramal Finance. overvalued or undervalued?

Watch in Real-Time

How has been the historical performance of Piramal Finance.?

Is Piramal Finance. technically bullish or bearish?

Which are the latest news on Piramal Finance.?

Should I buy, sell or hold Piramal Finance.?

Why is Piramal Finance. falling/rising?

MarketsMojo — Loved in India, Now Global

Dashboard

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 2.35%

With a growth in Net Profit of 62.06%, the company declared Very Positive results in Sep 25

With ROE of 2.3, it has a Very Expensive valuation with a 1.3 Price to Book Value

Mojo Parameters

Stock DNA

Total Returns (Price + Dividend)

Risk Adjusted Returns v/s

Returns Beta

News

Piramal Finance Sees Shift in Market Assessment Amid Mixed Financial and Technical Signals

Piramal Finance Technical Momentum Shifts Signal Market Interest

Piramal Finance Hits Intraday Low Amid Price Pressure and Market Headwinds

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

Announcement under Regulation 30 (LODR)-Investor Presentation

Piramal Finance Limited (Formerly Known As Piramal Capital & Housing Finance Limited) Has Informed Regarding Receipt Of In-Principle Approval From Stock Exchanges For Modification In The Coupon Rate Mentioned In The Information Memorandum Relating To Ncds

Corporate Actions

Quality key factors

Valuation key factors

Technicals key factors

Shareholding Snapshot : Nov 2025

Shareholding Compare (%holding)

Quarterly Results Snapshot (Standalone) - Sep'25 - YoY

Half Yearly Results Snapshot (Consolidated) - Sep'25

Nine Monthly Results Snapshot (Standalone) - Dec'24

Annual Results Snapshot (Consolidated) - Mar'25

About Piramal Finance Ltd

Company Coordinates