Piramal Finance.

Is Piramal Finance. overvalued or undervalued?

As of November 20, 2025, Piramal Finance is considered very expensive and overvalued, with a negative PE ratio of -2.83, an EV to EBITDA of -8.67, and a troubling ROE of -48.95%, contrasting sharply with its peers like HUDCO and LIC Housing Finance, despite a remarkable stock return of 7768.08% over the past five years.

As of 20 November 2025, the valuation grade for Piramal Finance has moved from risky to very expensive. The company is currently overvalued, as indicated by its negative PE ratio of -2.83 and an EV to EBITDA ratio of -8.67, which are significantly lower than industry standards. Additionally, the return on equity (ROE) stands at a concerning -48.95%, further highlighting the company's financial struggles.<BR><BR>In comparison to its peers, Piramal Finance's valuation metrics starkly contrast with companies like HUDCO, which has a PE ratio of 16.94 and an EV to EBITDA of 15.20, and LIC Housing Finance, with a PE of 5.53 and an EV to EBITDA of 11.18. These comparisons underscore the overvaluation of Piramal Finance, especially given its current market price of 1675.90, which is near its 52-week high of 1714.00. Notably, despite the company's impressive stock return of 7768.08% over the past five years, this performance does not align with its current financial health and valuation metrics.

How has been the historical performance of Piramal Finance.?

Piramal Finance has demonstrated a strong recovery in its financial performance, with net sales increasing from 6,120.81 Cr in March 2022 to 10,269.56 Cr in March 2025, and operating profit rising significantly to 5,661.55 Cr. The company also reported a profit before tax of 508.28 Cr and a positive earnings per share of 21.54 in March 2025.

Answer:<BR>The historical performance of Piramal Finance shows a fluctuating trend in key financial metrics over the years, with significant improvements noted in the most recent fiscal year.<BR><BR>Breakdown:<BR>Piramal Finance's net sales have increased from 6,120.81 Cr in March 2022 to 10,269.56 Cr in March 2025, marking a substantial recovery from previous years. The total operating income followed a similar trajectory, rising from 6,120.81 Cr in March 2022 to 10,269.56 Cr in March 2025. Operating profit, excluding other income, saw a remarkable increase from 946.71 Cr in March 2023 to 5,661.55 Cr in March 2025, indicating improved operational efficiency. The profit before tax turned positive at 508.28 Cr in March 2025, recovering from significant losses in prior years, while profit after tax also improved to 348.84 Cr. The earnings per share (EPS) reflected this positive trend, rising to 21.54 in March 2025 from a negative EPS in the previous year. The operating profit margin increased to 62.19% in March 2025, showcasing enhanced profitability. On the balance sheet, total liabilities decreased from 1,06,168.02 Cr in March 2019 to 80,786.37 Cr in March 2020, while total assets also saw a decline, indicating a tightening of financial conditions. Cash flow from operating activities turned positive at 12,576.00 Cr in March 2020, a significant improvement from negative cash flows in earlier years. Overall, Piramal Finance has shown a strong recovery in its financial performance, particularly in the latest fiscal year.

Is Piramal Finance. technically bullish or bearish?

As of December 3, 2025, the trend is bullish due to positive MACD and KST readings, although bearish RSI signals indicate some momentum weakness.

As of 3 December 2025, the technical trend has changed from mildly bullish to bullish. The current stance is bullish, driven primarily by the weekly and monthly MACD readings, which are both bullish, along with a bullish KST on both time frames. The daily moving averages also support a bullish outlook. However, the RSI indicates bearish conditions on both weekly and monthly charts, suggesting some weakness in momentum. The Bollinger Bands are mildly bullish, indicating potential upward movement but with caution. Overall, while the trend is bullish, the strength is tempered by the bearish RSI readings.

Are Piramal Finance Ltd latest results good or bad?

Piramal Finance Ltd's latest Q3 FY26 results are strong, with a net profit of ₹326.83 crores (up 100.55% year-on-year) and net sales growth of 21.42%. However, the company still faces challenges, particularly with a low return on equity of 2.35%.

Piramal Finance Ltd's latest results for Q3 FY26 indicate a strong performance overall. The company reported a net profit of ₹326.83 crores, which is a remarkable 100.55% increase year-on-year. Additionally, net sales reached ₹2,871.55 crores, reflecting a 21.42% growth compared to the same quarter last year. <BR><BR>The operating margin improved significantly to 70.80%, up 730 basis points year-on-year, and the PAT margin also saw a healthy increase to 11.88%, up 464 basis points year-on-year. This marks the third consecutive quarter of positive earnings growth, showcasing a sustainable recovery trajectory following a challenging period in FY20 when the company faced substantial losses.<BR><BR>Moreover, the company has demonstrated strong sequential momentum, with net profit rising 18.26% quarter-on-quarter and net sales increasing by 8.80% from the previous quarter. This consistent growth and margin expansion indicate improved operational efficiency and better asset quality management.<BR><BR>However, it is important to note that despite these positive results, Piramal Finance still faces challenges, particularly regarding its return on equity, which stands at a low 2.35%. This is significantly below industry standards, reflecting the legacy issues from its past financial difficulties.<BR><BR>In summary, while the latest results are indeed good, indicating a solid recovery and growth, the company still has hurdles to overcome in terms of overall financial health and market competitiveness.

Should I buy, sell or hold Piramal Finance Ltd?

Why is Piramal Finance Ltd falling/rising?

As of 17-Mar, Piramal Finance Ltd's stock price is Rs 1,766.70, down 1.8% today and underperforming its sector. Despite recent declines, the stock has a year-to-date increase of 7.71%, and investor interest is rising, indicated by a 10.98% increase in delivery volume.

As of 17-Mar, Piramal Finance Ltd's stock price is falling, currently at Rs 1,766.70, which reflects a decrease of Rs 32.35 or 1.8%. This decline is evident in today's performance, where the stock underperformed its sector by 1.67%. Additionally, the stock reached an intraday low of Rs 1,756.7, marking a drop of 2.35%. <BR><BR>Despite the recent negative movement, the stock has shown resilience over a longer period, with a year-to-date increase of 7.71%, contrasting with a decline of 10.74% in the benchmark Sensex. However, the stock's performance over the past week and month has been negative, with declines of 1.01% and 1.50%, respectively. <BR><BR>Investor participation has increased, as indicated by a rise in delivery volume by 10.98% against the 5-day average, suggesting some level of interest despite the current price drop. The stock remains liquid enough for trading, with a value of Rs 1.23 crore based on 2% of the 5-day average traded value. <BR><BR>Overall, while the company has reported very positive results, including a remarkable growth in net profit of 963.92% and positive results for the last three consecutive quarters, the stock's current price decline is influenced by its recent underperformance and the broader market conditions.

Why is Piramal Finance Ltd falling/rising?

As of 18-Mar, Piramal Finance Ltd's stock price is rising to 1,825.35, driven by strong financial performance and increased investor participation. The company has shown significant profit growth and outperformed its sector, contributing to positive investor sentiment.

As of 18-Mar, Piramal Finance Ltd's stock price is rising, currently at 1,825.35, reflecting an increase of 58.65 or 3.32%. This upward movement can be attributed to several positive factors. The stock has outperformed its sector by 2.39% today, and it reached an intraday high of Rs 1854.15, which is a 4.95% increase. Additionally, the company has demonstrated strong financial performance, with a remarkable growth in net profit of 963.92% and positive results reported for the last three consecutive quarters. The company's profit before tax (PBT) has grown by 630.04%, and profit after tax (PAT) has increased by 937.8%. Furthermore, net sales reached their highest at Rs 2,917.68 crore. <BR><BR>Investor participation has also risen significantly, with delivery volume increasing by 144.77% compared to the five-day average. The stock is trading above its moving averages across various time frames, indicating a strong bullish trend. Overall, these factors contribute to the stock's rising price, reflecting positive investor sentiment and robust company performance.

Why is Piramal Finance Ltd falling/rising?

As of 19-Mar, Piramal Finance Ltd's stock price is 1,791.00, down 1.88%. Despite this short-term decline, the stock has shown strong performance metrics and significant long-term growth, indicating potential for future stability or recovery.

As of 19-Mar, Piramal Finance Ltd's stock price is currently at 1,791.00, reflecting a decrease of 34.35 (-1.88%). Despite this decline, the stock has shown resilience in various performance metrics. Over the past week, it has outperformed the Sensex, gaining 0.31% while the benchmark fell by 2.40%. Additionally, in the last month, the stock has increased by 1.91%, contrasting with a 10.05% drop in the Sensex.<BR><BR>The year-to-date performance is also notable, with a gain of 9.19% compared to the Sensex's decline of 12.92%. Furthermore, the stock has demonstrated exceptional long-term growth, with a staggering increase of 10,018.64% over the past five years, significantly outpacing the Sensex's 48.84% growth during the same period.<BR><BR>Today's trading activity indicates that the stock has outperformed its sector by 0.77%, despite the finance-housing sector experiencing a decline of 2.8%. The stock reached an intraday low of Rs 1770.25, which represents a 3.02% drop, but it is currently trading above all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages.<BR><BR>Investor participation has also increased, with delivery volume rising by 347.09% against the 5-day average, indicating growing interest in the stock. The company's strong financial performance, highlighted by a net profit growth of 963.92% and positive results over the last three consecutive quarters, supports the stock's potential despite the current price decline. <BR><BR>In summary, while Piramal Finance Ltd's stock is experiencing a short-term decline, its strong performance metrics and positive financial results suggest a robust underlying strength that may contribute to future price stability or recovery.

Why is Piramal Finance Ltd falling/rising?

As of 20-Mar, Piramal Finance Ltd's stock price is rising to 1,847.35, driven by a remarkable 963.92% growth in net profit and strong performance metrics, including a 630.04% increase in profit before tax. The stock has outperformed the Sensex and shows a strong bullish trend despite a decline in investor participation.

As of 20-Mar, Piramal Finance Ltd's stock price is rising, currently at 1,847.35, reflecting an increase of 41.25 or 2.28%. This upward movement can be attributed to several positive factors. Notably, the company reported a remarkable growth in net profit of 963.92%, alongside consistently positive results over the last three consecutive quarters. The profit before tax (PBT) has also shown significant growth, increasing by 630.04% to Rs 270.48 crore, while the profit after tax (PAT) surged by 937.8% to Rs 400.17 crore. Additionally, net sales reached their highest at Rs 2,917.68 crore.<BR><BR>In terms of performance relative to the market, Piramal Finance has outperformed the Sensex, with a 1W return of +5.91% compared to the Sensex's -0.04%. The stock has also been trading above its moving averages across various time frames, indicating a strong bullish trend. Despite a decline in investor participation, as evidenced by a 62.54% drop in delivery volume against the 5-day average, the stock's liquidity remains sufficient for trading activities. Overall, these factors contribute to the positive momentum in Piramal Finance Ltd's stock price.

Which are the latest news on Piramal Finance.?