Primerica, Inc.

  • Market Cap: Small Cap
  • Industry: Insurance
  • ISIN: US74164M1080
USD
252.56
-2.68 (-1.05%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

38.64 k

Shareholding (Mar 2025)

FII

12.83%

Held by 173 FIIs

DII

39.88%

Held by 52 DIIs

Promoter

0.01%

How big is Primerica, Inc.?

22-Jun-2025

As of Jun 18, Primerica, Inc. has a market capitalization of $8.46 billion, with shareholder's funds of $2.26 billion and total assets of $11.84 billion.

Market Cap: As of Jun 18, Primerica, Inc. has a market capitalization of 8,462.20 million, categorizing it as a Mid Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, Primerica, Inc. reported net sales of 0.00 million and a consolidated net profit of 530.18 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, the company reported shareholder's funds of 2,259.04 million and total assets of 11,837.86 million.

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What does Primerica, Inc. do?

22-Jun-2025

Primerica, Inc. is a financial product distributor targeting middle-income households, with a market cap of approximately $8.46 billion and a recent net profit of $168 million. Key metrics include a P/E ratio of 16.00 and a dividend yield of 121.58%.

Overview:<BR>Primerica, Inc. is a distributor of financial products to middle-income households in the insurance industry, categorized as a mid-cap company.<BR><BR>Financial Snapshot:<BR>- Most recent Net Profit: 168 Million (Quarterly Results - Mar 2025)<BR>- Market-cap: USD 8,462.20 Million (Mid Cap)<BR><BR>Key Metrics:<BR>- P/E: 16.00<BR>- Dividend Yield: 121.58%<BR>- Debt Equity: -999,999.00<BR>- Return on Equity: 25.18%<BR>- Price to Book: 3.75<BR><BR>Contact Details:<BR>- Address: 1 Primerica Pkwy, DULUTH GA: 30099-4000<BR>- Tel: ['1 770 3811000', '1 866 6940420']<BR>- Fax: 1 302 6555049<BR>- Website: http://www.primerica.com

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Who are in the management team of Primerica, Inc.?

22-Jun-2025

As of March 2022, the management team of Primerica, Inc. includes Mr. Donald Williams (Non-Executive Chairman), Mr. Glenn Williams (CEO), Mr. John Addison (Non-Executive Chairman - Primerica Distribution), Dr. P. George Benson (Lead Independent Director), Sen. C. Saxby Chambliss, Mr. Sanjeev Dheer, and Mr. Joel Babbit (Independent Director). These individuals are responsible for the company's strategic direction and governance.

As of March 2022, the management team of Primerica, Inc. includes the following individuals:<BR><BR>- Mr. Donald Williams, Non-Executive Chairman of the Board<BR>- Mr. Glenn Williams, Chief Executive Officer and Director<BR>- Mr. John Addison, Non-Executive Chairman - Primerica Distribution and Director<BR>- Dr. P. George Benson, Lead Independent Director<BR>- Sen. C. Saxby Chambliss, Director<BR>- Mr. Sanjeev Dheer, Director<BR>- Mr. Joel Babbit, Independent Director<BR><BR>These individuals play key roles in guiding the company's strategic direction and governance.

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Is Primerica, Inc. overvalued or undervalued?

20-Sep-2025

As of August 6, 2025, Primerica, Inc. is considered fairly valued with a P/E ratio of 16, despite a recent 1-year return of 6.55% compared to the S&P 500's 17.14%, it has outperformed the index over three years with a return of 112.55%.

As of 6 August 2025, the valuation grade for Primerica, Inc. has moved from expensive to fair, indicating a shift in its perceived value. The company appears fairly valued based on its current metrics, with a P/E ratio of 16, a Price to Book Value of 3.95, and a PEG Ratio of 7.24. In comparison to its peers, Globe Life, Inc. has a P/E of 11.82, while Lincoln National Corp. stands out with a very attractive P/E of 6.96, suggesting that Primerica's valuation is competitive but not the lowest in its industry.<BR><BR>Despite recent stock performance showing a 1-year return of 6.55% compared to the S&P 500's 17.14%, Primerica has outperformed the index over the longer term, with a 3-year return of 112.55% versus the S&P 500's 70.41%. This longer-term performance reinforces the notion that Primerica is positioned well within its sector, supporting the conclusion that it is fairly valued at this time.

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Is Primerica, Inc. technically bullish or bearish?

29-Sep-2025

As of September 26, 2025, Primerica, Inc. shows a mildly bullish technical trend, supported by strong weekly indicators, despite mixed monthly signals and underperformance in longer-term returns compared to the S&P 500.

As of 26 September 2025, the technical trend for Primerica, Inc. has changed from sideways to mildly bullish. The weekly MACD is bullish, while the monthly MACD is mildly bearish. Bollinger Bands indicate bullish signals for both weekly and monthly periods. Moving averages show a mildly bearish stance on the daily timeframe. The KST is bullish weekly and mildly bearish monthly, while Dow Theory supports a mildly bullish outlook in both weekly and monthly contexts. The OBV is mildly bullish on a monthly basis but shows no trend weekly.<BR><BR>In terms of performance, Primerica has outperformed the S&P 500 over the past week and month, but it has lagged behind in year-to-date, one-year, and longer-term returns. Overall, the current technical stance is mildly bullish, driven by strong weekly indicators despite some mixed signals in the monthly timeframe.

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iScoreScore
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Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 23.69%

 
2

The company has declared Positive results for the last 3 consecutive quarters

3

With ROE of 25.19%, it has a expensive valuation with a 3.95 Price to Book Value

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Insurance

stock-summary
Market cap

USD 8,904 Million (Small Cap)

stock-summary
P/E

16.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

163.55%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

30.66%

stock-summary
Price to Book

3.86

Revenue and Profits:
Net Sales:
(Quarterly Results - Jun 2025)
Net Profit:
178 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-7.74%
0%
-7.74%
6 Months
-5.8%
0%
-5.8%
1 Year
-15.21%
0%
-15.21%
2 Years
18.77%
0%
18.77%
3 Years
72.11%
0%
72.11%
4 Years
72.2%
0%
72.2%
5 Years
80.28%
0%
80.28%

Primerica, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
8.35%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
24.15%
Dividend Payout Ratio
24.18%
Pledged Shares
0
Institutional Holding
94.88%
ROCE (avg)
0
ROE (avg)
23.69%
Valuation key factors
Factor
Value
P/E Ratio
16
Industry P/E
Price to Book Value
3.95
EV to EBIT
NA
EV to EBITDA
472.78
EV to Capital Employed
3.04
EV to Sales
3.07
PEG Ratio
7.24
Dividend Yield
115.33%
ROCE (Latest)
ROE (Latest)
25.18%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 102 Schemes (47.25%)

Foreign Institutions

Held by 173 Foreign Institutions (12.83%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ",
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        "prefix": "Consolidated Net Profit ",
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        "dir": 1
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      "header": [
        "Jun'25",
        "Mar'25",
        "Change(%)"
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          "field": "Net Sales",
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        {
          "field": "Operating Profit (PBDIT) excl Other Income",
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          "val2": "4.80",
          "chgp": "10.42%",
          "chgp_class": "positive"
        },
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          "field": "Interest",
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          "val2": "20.70",
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        {
          "field": "Consolidate Net Profit",
          "val1": "177.80",
          "val2": "168.50",
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          "chgp_class": "positive"
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          "field": "Operating Profit Margin (Excl OI)",
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Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQstock-summary
Jun'25
Mar'25
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
5.30
4.80
10.42%
Interest
20.60
20.70
-0.48%
Exceptional Items
0.00
0.00
Consolidate Net Profit
177.80
168.50
5.52%
Operating Profit Margin (Excl OI)
315.80%
295.30%
2.05%
USD in Million.
Net Sales

QoQ Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Mar 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is 5.52% vs 0.84% in Mar 2025

Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
23.40
32.00
-26.88%
Interest
87.70
92.10
-4.78%
Exceptional Items
0.00
0.00
Consolidate Net Profit
718.40
588.70
22.03%
Operating Profit Margin (Excl OI)
325.80%
307.00%
1.88%
USD in Million.
Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 22.03% vs 26.63% in Dec 2023

stock-summaryCompany CV
About Primerica, Inc. stock-summary
stock-summary
Primerica, Inc.
Insurance
Primerica Inc. (Primerica) is a distributor of financial products to middle-income households in the United States and Canada. The Company operates through three segments: Term Life Insurance, Investment and Savings Products, and Corporate and Other Distributed Products. The Term Life Insurance segment includes underwriting profits on its in-force book of term life insurance policies, net of reinsurance, which are underwritten by its life insurance company subsidiaries. The Investment and Savings Products segment includes retail and managed mutual funds, and annuities distributed through licensed broker-dealer subsidiaries and includes segregated funds, an individual annuity savings product that it underwrites in Canada through Primerica Life Insurance Company of Canada (Primerica Life Canada). In the United States, it distributes mutual fund and annuity products of various third-party companies. It also earns fees for account servicing on a subset of the mutual funds it distributes.
Company Coordinates stock-summary
Company Details
1 Primerica Pkwy , DULUTH GA : 30099-4000
stock-summary
Tel: 1 770 38110001 866 6940420
stock-summary
Registrar Details