PRI Share Price | Primerica, Inc. Stock Analysis & Recommendation

Q: How big is Primerica, Inc.?

Market Cap: As of Jun 18, Primerica, Inc. has a market capitalization of 8,462.20 million, categorizing it as a Mid Cap company.Recent Quarterly Performance: For the latest four quarters, Primerica, Inc. reported net sales of 0.00 million and a consolidated net profit of 530.18 million.Balance Sheet Snapshot: As of Dec 24, the company reported shareholder's funds of 2,259.04 million and total assets of 11,837.86 million.

Q: What does Primerica, Inc. do?

Overview:Primerica, Inc. is a distributor of financial products to middle-income households in the insurance industry, categorized as a mid-cap company.Financial Snapshot:- Most recent Net Profit: 168 Million (Quarterly Results - Mar 2025)- Market-cap: USD 8,462.20 Million (Mid Cap)Key Metrics:- P/E: 16.00- Dividend Yield: 121.58%- Debt Equity: -999,999.00- Return on Equity: 25.18%- Price to Book: 3.75Contact Details:- Address: 1 Primerica Pkwy, DULUTH GA: 30099-4000- Tel: ['1 770 3811000', '1 866 6940420']- Fax: 1 302 6555049- Website: http://www.primerica.com

Q: Is Primerica, Inc. overvalued or undervalued?

As of 6 August 2025, the valuation grade for Primerica, Inc. has moved from expensive to fair, indicating a shift in its perceived value. The company appears fairly valued based on its current metrics, with a P/E ratio of 16, a Price to Book Value of 3.95, and a PEG Ratio of 7.24. In comparison to its peers, Globe Life, Inc. has a P/E of 11.82, while Lincoln National Corp. stands out with a very attractive P/E of 6.96, suggesting that Primerica's valuation is competitive but not the lowest in its industry.Despite recent stock performance showing a 1-year return of 6.55% compared to the S&P 500's 17.14%, Primerica has outperformed the index over the longer term, with a 3-year return of 112.55% versus the S&P 500's 70.41%. This longer-term performance reinforces the notion that Primerica is positioned well within its sector, supporting the conclusion that it is fairly valued at this time.

Q: Is Primerica, Inc. technically bullish or bearish?

As of 26 September 2025, the technical trend for Primerica, Inc. has changed from sideways to mildly bullish. The weekly MACD is bullish, while the monthly MACD is mildly bearish. Bollinger Bands indicate bullish signals for both weekly and monthly periods. Moving averages show a mildly bearish stance on the daily timeframe. The KST is bullish weekly and mildly bearish monthly, while Dow Theory supports a mildly bullish outlook in both weekly and monthly contexts. The OBV is mildly bullish on a monthly basis but shows no trend weekly.In terms of performance, Primerica has outperformed the S&P 500 over the past week and month, but it has lagged behind in year-to-date, one-year, and longer-term returns. Overall, the current technical stance is mildly bullish, driven by strong weekly indicators despite some mixed signals in the monthly timeframe.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

528.78 k

Shareholding (Dec 2025)

FII

14.66%

Held by 174 FIIs

DII

39.75%

Held by 51 DIIs

Promoter

0.11%

How big is Primerica, Inc.?

22-Jun-2025

As of Jun 18, Primerica, Inc. has a market capitalization of $8.46 billion, with shareholder's funds of $2.26 billion and total assets of $11.84 billion.

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What does Primerica, Inc. do?

22-Jun-2025

Primerica, Inc. is a financial product distributor targeting middle-income households, with a market cap of approximately $8.46 billion and a recent net profit of $168 million. Key metrics include a P/E ratio of 16.00 and a dividend yield of 121.58%.

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Who are in the management team of Primerica, Inc.?

22-Jun-2025

As of March 2022, the management team of Primerica, Inc. includes Mr. Donald Williams (Non-Executive Chairman), Mr. Glenn Williams (CEO), Mr. John Addison (Non-Executive Chairman - Primerica Distribution), Dr. P. George Benson (Lead Independent Director), Sen. C. Saxby Chambliss, Mr. Sanjeev Dheer, and Mr. Joel Babbit (Independent Director). These individuals are responsible for the company's strategic direction and governance.

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Is Primerica, Inc. overvalued or undervalued?

20-Sep-2025

As of August 6, 2025, Primerica, Inc. is considered fairly valued with a P/E ratio of 16, despite a recent 1-year return of 6.55% compared to the S&P 500's 17.14%, it has outperformed the index over three years with a return of 112.55%.

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Is Primerica, Inc. technically bullish or bearish?

29-Sep-2025

As of September 26, 2025, Primerica, Inc. shows a mildly bullish technical trend, supported by strong weekly indicators, despite mixed monthly signals and underperformance in longer-term returns compared to the S&P 500.

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Compare Primerica, Inc. with Similar Stocks

Voya Financial, Inc.Equitable Holdings, Inc.Globe Life, Inc.

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 23.69%

The company has declared Positive results for the last 3 consecutive quarters

With ROE of 25.19%, it has a expensive valuation with a 3.95 Price to Book Value

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

USD 7,906 Million (Small Cap)

P/E

11.00

Industry P/E

Dividend Yield

142.96%

Debt Equity

-999,999.00

Return on Equity

30.64%

Price to Book

3.23

Revenue and Profits:

Net Sales:

(Quarterly Results - Dec 2025)

Net Profit:

196 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-5.05%

6 Months

-9.92%

1 Year

-14.67%

2 Years

-0.25%

3 Years

55.3%

4 Years

84.1%

5 Years

60.78%

Primerica, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

7.85%

EBIT Growth (5y)

EBIT to Interest (avg)

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

24.15%

Dividend Payout Ratio

18.16%

Pledged Shares

Institutional Holding

97.45%

ROCE (avg)

ROE (avg)

23.69%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

3.23

EV to EBIT

EV to EBITDA

622.21

EV to Capital Employed

2.58

EV to Sales

2.69

PEG Ratio

0.23

Dividend Yield

142.96%

ROCE (Latest)

ROE (Latest)

30.64%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bearish

No Trend

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 96 Schemes (45.45%)

Foreign Institutions

Held by 174 Foreign Institutions (14.66%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQ

Dec'25

Sep'25

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

4.90

4.30

13.95%

Interest

20.20

20.50

-1.46%

Exceptional Items

0.00

Consolidate Net Profit

196.40

206.10

-4.71%

Operating Profit Margin (Excl OI)

308.00%

342.00%

-3.40%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Dec 2025 is 0.00% vs 0.00% in Sep 2025

Consolidated Net Profit

QoQ Growth in quarter ended Dec 2025 is -4.71% vs 15.92% in Sep 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

19.30

23.40

-17.52%

Interest

82.00

87.70

-6.50%

Exceptional Items

0.00

Consolidate Net Profit

748.80

718.40

4.23%

Operating Profit Margin (Excl OI)

315.40%

325.80%

-1.04%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 4.23% vs 22.03% in Dec 2024

All Annual Results

Company CV

About Primerica, Inc.

Primerica, Inc.

Insurance

Primerica Inc. (Primerica) is a distributor of financial products to middle-income households in the United States and Canada. The Company operates through three segments: Term Life Insurance, Investment and Savings Products, and Corporate and Other Distributed Products. The Term Life Insurance segment includes underwriting profits on its in-force book of term life insurance policies, net of reinsurance, which are underwritten by its life insurance company subsidiaries. The Investment and Savings Products segment includes retail and managed mutual funds, and annuities distributed through licensed broker-dealer subsidiaries and includes segregated funds, an individual annuity savings product that it underwrites in Canada through Primerica Life Insurance Company of Canada (Primerica Life Canada). In the United States, it distributes mutual fund and annuity products of various third-party companies. It also earns fees for account servicing on a subset of the mutual funds it distributes.

Company Coordinates

Company Details

1 Primerica Pkwy , DULUTH GA : 30099-4000

Tel: 1 770 38110001 866 6940420

http://www.primerica.com

Registrar Details