ScoreComparison
Why is Primerica, Inc. ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 23.69%
2
The company has declared Positive results for the last 3 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 837.68 MM
- NET PROFIT(HY) At USD 346.24 MM has Grown at 96.17%
- ROCE(HY) Highest at 31.95%
3
With ROE of 25.19%, it has a expensive valuation with a 3.95 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -9.53%, its profits have fallen by -2.7% ; the PEG ratio of the company is 7.2
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Primerica, Inc. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Primerica, Inc. for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Primerica, Inc.
-14.67%
0.52
25.98%
S&P 500
14.9%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
7.85%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
24.15%
Dividend Payout Ratio
18.16%
Pledged Shares
0
Institutional Holding
97.45%
ROCE (avg)
0
ROE (avg)
23.69%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
3.23
EV to EBIT
NA
EV to EBITDA
622.21
EV to Capital Employed
2.58
EV to Sales
2.69
PEG Ratio
0.23
Dividend Yield
142.96%
ROCE (Latest)
ROE (Latest)
30.64%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
DEBT-EQUITY RATIO
(HY)
Lowest at 43.49 %
DIVIDEND PER SHARE(HY)
Highest at USD 0
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET PROFIT(9M)
Higher at USD 580.93 MM
-4What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 572.54 MM
OPERATING PROFIT(Q)
Lowest at USD 237.69 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 28.35 %
Here's what is working for Primerica, Inc.
Debt-Equity Ratio
Lowest at 43.49 % and Grown
In each half year in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Net Profit
At USD 580.93 MM has Grown at 45.09%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Net Profit
Higher at USD 580.93 MM
than preceding 12 month period ended Dec 2025MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (USD MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Primerica, Inc.
Operating Cash Flow
Lowest at USD 572.54 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Operating Profit
Lowest at USD 237.69 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (USD MM)
Operating Profit Margin
Lowest at 28.35 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
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