ScoreComparison
Why is Primerica, Inc. ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 23.69%
2
The company has declared Positive results for the last 3 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 837.68 MM
- NET PROFIT(HY) At USD 346.24 MM has Grown at 96.17%
- ROCE(HY) Highest at 31.95%
3
With ROE of 25.19%, it has a expensive valuation with a 3.95 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -9.53%, its profits have fallen by -2.7% ; the PEG ratio of the company is 7.2
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Primerica, Inc. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Primerica, Inc. for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Primerica, Inc.
8.23%
0.52
25.98%
S&P 500
25.41%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
8.05%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
24.15%
Dividend Payout Ratio
18.16%
Pledged Shares
0
Institutional Holding
97.82%
ROCE (avg)
0
ROE (avg)
23.69%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
3.19
EV to EBIT
NA
EV to EBITDA
444.96
EV to Capital Employed
2.66
EV to Sales
2.56
PEG Ratio
0.23
Dividend Yield
145.00%
ROCE (Latest)
ROE (Latest)
30.61%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 885.99 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
DEBT-EQUITY RATIO
(HY)
Lowest at 44.79 %
NET SALES(Q)
Highest at USD 885.92 MM
-2What is not working for the Company
INTEREST COVERAGE RATIO(Q)
Lowest at 20.26
Here's what is working for Primerica, Inc.
Operating Cash Flow
Highest at USD 885.99 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Net Sales
Highest at USD 885.92 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Debt-Equity Ratio
Lowest at 44.79 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Primerica, Inc.
Interest Coverage Ratio
Lowest at 20.26
in the last five periodsMOJO Watch
The company's ability to manage interest payments is deteriorating
Operating Profit to Interest
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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