Prism Finance

Why is Prism Finance Ltd falling/rising?

As of 01-Sep, the stock price of Prism Finance Ltd is stable at Rs 27.00, showing no change and maintaining a performance of +0.00% over the past week and month. Despite outperforming the benchmark Sensex today, the stock is trading below its moving averages and is close to its 52-week low, indicating challenging market conditions.

As of 01-Sep, the stock price of Prism Finance Ltd is currently at Rs 27.00, showing no change from the previous trading session. The stock has not experienced any price movement, remaining stable at this level. Over the past week and month, the stock has maintained a performance of +0.00%, which indicates that it has not risen or fallen during these periods. <BR><BR>In comparison to the benchmark Sensex, which has declined by 0.92% over the past week and 1.47% over the past month, Prism Finance Ltd has managed to outperform its sector by 0.83% today. However, it is important to note that the stock is trading lower than its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, which typically suggests a bearish trend.<BR><BR>Additionally, the stock is close to its 52-week low, being only 1.85% away from Rs 26.5. Despite this, there has been a rise in investor participation, with a delivery volume of 100 on 31 Dec showing no change against the 5-day average delivery volume. This indicates some level of interest from investors, although the stock has exhibited erratic trading, having not traded on 5 out of the last 20 days.<BR><BR>Overall, while the stock price of Prism Finance Ltd is stable at Rs 27.00, the lack of movement, lower trading compared to moving averages, and proximity to its 52-week low suggest that it is not currently rising, and the market conditions appear to be challenging.

Who are in the management team of Prism Finance?

The management team of Prism Finance consists of Kashyap R Mehta (Independent Director), Anal R Desai (Chairman & Independent Director), and Hemendrakumar C Shah (Independent Director).

The management team of Prism Finance includes the following individuals:<BR><BR>1. **Kashyap R Mehta** - Independent Director<BR>2. **Anal R Desai** - Chairman & Independent Director<BR>3. **Hemendrakumar C Shah** - Independent Director<BR><BR>If you need more details about their roles or the company, feel free to ask!

What does Prism Finance do?

Prism Finance Ltd is a Non Banking Financial Company (NBFC) focused on the micro-cap market, reporting net sales of 7 Cr and net profit of 6 Cr for June 2026. The company has a market cap of INR 18 Cr and operates from Ahmedabad, Gujarat.

Overview: <BR>Prism Finance Ltd operates as a Non Banking Financial Company (NBFC) within the micro-cap market segment.<BR><BR>History: <BR>Incorporated on 28 April, 1994, Prism Finance Ltd was formerly known as Bharat Vijay Mills Limited. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 7 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 6 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 18 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.00 <BR>Return on Equity: -19.05% <BR>Price to Book: 0.94<BR><BR>Contact Details: <BR>Address: 301 Iscon Mall, Satellite Road Ahmedabad Gujarat : 380015 <BR>Tel: 91-79-26763503/26763504 <BR>Email: prismfinance@yahoo.com <BR>Website: http://www.prismfinance.in

Who are the peers of the Prism Finance?

Prism Finance's peers include Kuber Udyog, Cil Securities, Global Cap.Mkt., Step Two Corp., Mid East Port., Visagar Finan., Gilada Finance, Kapil Raj Financ, and Trio Merc. Trad., with varying management risks and growth rates, while Kuber Udyog leads in 1-year returns at 197.30%.

Peers: The peers of Prism Finance are Kuber Udyog, Cil Securities, Global Cap.Mkt., Step Two Corp., Mid East Port., Visagar Finan., Gilada Finance, Kapil Raj Financ, and Trio Merc. Trad.<BR><BR>Quality Snapshot: Excellent management risk is observed at Kuber Udyog, Cil Securities, Global Cap.Mkt., Step Two Corp., Mid East Port., Visagar Finan., Gilada Finance, Kapil Raj Financ, and Trio Merc. Trad., while Average management risk is found at Prism Finance. Below Average growth is noted for Cil Securities, Global Cap.Mkt., Kapil Raj Financ, and the rest, while Average growth is seen at Kuber Udyog, Step Two Corp., Mid East Port., Visagar Finan., Gilada Finance, and the rest. Excellent capital structure is consistent across all peers.<BR><BR>Return Snapshot: Kuber Udyog has the highest 1-year return at 197.30%, while Kapil Raj Financ has the lowest at -71.01%, with Prism Finance's 1-year return being not available for comparison. Additionally, peers such as Cil Securities, Global Cap.Mkt., Step Two Corp., and Kapil Raj Financ have negative six-month returns.

How big is Prism Finance?

As of 31st August, Prism Finance Ltd has a market capitalization of 18.00 Cr and reported Net Sales of 7.86 Cr with a Net Profit loss of 1.80 Cr over the latest four quarters. Shareholder's Funds are 18.58 Cr and Total Assets are 18.99 Cr as of March 2026.

As of 31st August, Prism Finance Ltd has a market capitalization of 18.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Prism Finance reported Net Sales of 7.86 Cr. However, the company experienced a loss of 1.80 Cr in Net Profit during the same period.<BR><BR>The latest reporting period for the balance sheet is March 2026. Shareholder's Funds stand at 18.58 Cr, while Total Assets are valued at 18.99 Cr.

Which are the latest news on Prism Finance?

Should I buy, sell or hold Prism Finance Ltd?

When is the next results date for Prism Finance Ltd?

The next results date for Prism Finance Ltd is 13 August 2026.

The next results date for Prism Finance Ltd is scheduled for 13 August 2026.

Is Prism Finance overvalued or undervalued?

As of November 26, 2025, Prism Finance is considered undervalued with a low Price to Book Value of 0.83 and a negative PE Ratio of -10.36, despite facing significant challenges and a year-to-date decline of 35.68%, contrasting sharply with peers like Bajaj Finance and Life Insurance.

As of 26 November 2025, Prism Finance's valuation grade has moved from very expensive to risky, indicating a significant shift in its market perception. The company is currently assessed as undervalued, primarily due to its low Price to Book Value of 0.83 and a negative PE Ratio of -10.36. Additionally, the EV to EBITDA ratio stands at -4.89, which further underscores the company's challenging financial position.<BR><BR>In comparison with its peers, Prism Finance's valuation metrics starkly contrast with those of Bajaj Finance, which has a PE Ratio of 34.37, and Life Insurance, boasting a PE Ratio of 11.08. The negative returns of Prism Finance, particularly a year-to-date decline of 35.68% compared to the Sensex's gain of 9.56%, reinforce the notion of its undervaluation relative to the broader market. Overall, while the company faces significant challenges, its current valuation suggests potential upside for investors willing to take on risk.

How has been the historical performance of Prism Finance?

Prism Finance's historical performance shows fluctuations, with stable share capital and increasing shareholder funds until a decline in 2025, alongside a drop in total reserves, negative cash flow, and a loss in profit before tax. Overall, the company has experienced mixed financial metrics, particularly in the latest fiscal year.

Answer:<BR>The historical performance of Prism Finance shows a mixed trend in its financial metrics over the years.<BR><BR>Breakdown:<BR>Prism Finance's share capital has remained stable at Rs 6.50 crore from March 2020 to March 2025. Total reserves peaked at Rs 16.64 crore in March 2024 but fell to Rs 15.63 crore in March 2025. Shareholder's funds increased from Rs 7.93 crore in March 2020 to Rs 22.13 crore in March 2025, although there was a slight decline from Rs 23.14 crore in March 2024. The company has consistently maintained zero long-term borrowings, and total liabilities decreased from Rs 25.92 crore in March 2024 to Rs 23.69 crore in March 2025. Current assets also saw a decline from Rs 24.33 crore in March 2024 to Rs 22.73 crore in March 2025, while total assets decreased from Rs 25.92 crore to Rs 23.69 crore in the same period. The cash flow from operating activities turned negative in March 2025 at Rs -6.00 crore, contrasting with a positive cash flow of Rs 2.00 crore in March 2024. Profit before tax was negative at Rs -2.00 crore in March 2025, following a profit of Rs 7.00 crore in March 2024. Overall, the financial performance reflects fluctuations in profitability and asset management, with a notable decline in cash flow and profit in the latest fiscal year.

Who are the top shareholders of the Prism Finance?

The top shareholders of Prism Finance are Som Shiva (Impex) Ltd with 30.11%, Kolon Investment Pvt Ltd with 4.41%, and individual investors holding a combined 40.58%. There are no institutional or pledged promoter holdings reported.

The top shareholders of Prism Finance include Som Shiva (Impex) Ltd, which holds the largest stake at 30.11%. Following that, the highest public shareholder is Kolon Investment Pvt Ltd, with a holding of 4.41%. Additionally, individual investors collectively hold 40.58% of the company's shares. There are no institutional holdings or pledged promoter holdings reported.

What is the technical trend for Prism Finance?

As of June 6, 2025, Prism Finance's technical trend is neutral with mixed signals, showing a shift from mildly bullish to sideways, as various indicators reflect conflicting trends across different time frames.

As of 6 June 2025, the technical trend for Prism Finance has changed from mildly bullish to sideways. The current stance is neutral, with mixed signals across various indicators. The weekly MACD is mildly bearish, and the monthly MACD also indicates a mildly bearish trend. The RSI shows no signal on the weekly chart but is bearish on the monthly. Bollinger Bands are bearish on both weekly and monthly time frames. Moving averages suggest a mildly bullish trend on the daily chart, while the KST indicates bullishness on both weekly and monthly charts. However, Dow Theory reflects a mildly bearish stance on both time frames, and the OBV is bullish weekly but mildly bearish monthly. Overall, the indicators present a conflicting picture, reinforcing the sideways trend.

Has Prism Finance declared dividend?

No Dividend History Available