Prism Finance

Who are in the management team of Prism Finance?

As of March 2023, the management team of Prism Finance includes Kashyap R Mehta, Anal R Desai (Chairman), and Hemendrakumar C Shah, all serving as independent directors.

As of March 2023, the management team of Prism Finance includes the following individuals:<BR><BR>1. Kashyap R Mehta - Independent Director<BR>2. Anal R Desai - Chairman & Independent Director<BR>3. Hemendrakumar C Shah - Independent Director<BR><BR>These members form the board of directors for the company.

Has Prism Finance declared dividend?

No Dividend History Available

What is the technical trend for Prism Finance?

As of June 6, 2025, Prism Finance's technical trend is neutral with mixed signals, showing a shift from mildly bullish to sideways, as various indicators reflect conflicting trends across different time frames.

As of 6 June 2025, the technical trend for Prism Finance has changed from mildly bullish to sideways. The current stance is neutral, with mixed signals across various indicators. The weekly MACD is mildly bearish, and the monthly MACD also indicates a mildly bearish trend. The RSI shows no signal on the weekly chart but is bearish on the monthly. Bollinger Bands are bearish on both weekly and monthly time frames. Moving averages suggest a mildly bullish trend on the daily chart, while the KST indicates bullishness on both weekly and monthly charts. However, Dow Theory reflects a mildly bearish stance on both time frames, and the OBV is bullish weekly but mildly bearish monthly. Overall, the indicators present a conflicting picture, reinforcing the sideways trend.

What does Prism Finance do?

Prism Finance Ltd is a Non Banking Financial Company (NBFC) focused on the micro-cap market, reporting net sales of 0 Cr and a net loss of 43 Cr for the quarter ending March 2025, with a market cap of INR 20 Cr. The company was incorporated in 1994 and was previously known as Bharat Vijay Mills Ltd.

Overview:<BR>Prism Finance Ltd operates as a Non Banking Financial Company (NBFC) within the micro-cap market segment.<BR><BR>History:<BR>Incorporated on 28th April 1994, Prism Finance Ltd was formerly known as Bharat Vijay Mills Ltd. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 0 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: -43 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 20 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.04 <BR>Return on Equity: -4.56% <BR>Price to Book: 0.91<BR><BR>Contact Details:<BR>Address: 301 Iscon Mall, Satellite Road Ahmedabad Gujarat : 380015 <BR>Tel: 91-79-26763503/26763504 <BR>Email: prismfinance@yahoo.com <BR>Website: http://www.prismfinance.in

Who are the top shareholders of the Prism Finance?

The top shareholders of Prism Finance are Som Shiva (Impex) Ltd with 30.11%, Kolon Investment Pvt Ltd with 4.41%, and individual investors holding a combined 40.58%. There are no institutional or pledged promoter holdings reported.

The top shareholders of Prism Finance include Som Shiva (Impex) Ltd, which holds the largest stake at 30.11%. Following that, the highest public shareholder is Kolon Investment Pvt Ltd, with a holding of 4.41%. Additionally, individual investors collectively hold 40.58% of the company's shares. There are no institutional holdings or pledged promoter holdings reported.

How big is Prism Finance?

As of 18th July, Prism Finance Ltd has a market capitalization of 18.00 Cr, classifying it as a Micro Cap company, with recent net sales of 11.86 Cr and a net loss of 1.01 Cr over the last four quarters.

As of 18th July, <BR><BR>Market Cap: Prism Finance Ltd has a market capitalization of 18.00 Cr, which classifies it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 11.86 Cr, while the sum of Net Profit for the same period shows a loss of 1.01 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the balance sheet is March 2024. Shareholder's Funds are valued at 23.14 Cr, and Total Assets amount to 25.92 Cr.

How has been the historical performance of Prism Finance?

Prism Finance's historical performance shows fluctuations, with stable share capital and increasing shareholder funds until a decline in 2025, alongside a drop in total reserves, negative cash flow, and a loss in profit before tax. Overall, the company has experienced mixed financial metrics, particularly in the latest fiscal year.

Answer:<BR>The historical performance of Prism Finance shows a mixed trend in its financial metrics over the years.<BR><BR>Breakdown:<BR>Prism Finance's share capital has remained stable at Rs 6.50 crore from March 2020 to March 2025. Total reserves peaked at Rs 16.64 crore in March 2024 but fell to Rs 15.63 crore in March 2025. Shareholder's funds increased from Rs 7.93 crore in March 2020 to Rs 22.13 crore in March 2025, although there was a slight decline from Rs 23.14 crore in March 2024. The company has consistently maintained zero long-term borrowings, and total liabilities decreased from Rs 25.92 crore in March 2024 to Rs 23.69 crore in March 2025. Current assets also saw a decline from Rs 24.33 crore in March 2024 to Rs 22.73 crore in March 2025, while total assets decreased from Rs 25.92 crore to Rs 23.69 crore in the same period. The cash flow from operating activities turned negative in March 2025 at Rs -6.00 crore, contrasting with a positive cash flow of Rs 2.00 crore in March 2024. Profit before tax was negative at Rs -2.00 crore in March 2025, following a profit of Rs 7.00 crore in March 2024. Overall, the financial performance reflects fluctuations in profitability and asset management, with a notable decline in cash flow and profit in the latest fiscal year.

Is Prism Finance overvalued or undervalued?

As of November 26, 2025, Prism Finance is considered undervalued with a low Price to Book Value of 0.83 and a negative PE Ratio of -10.36, despite facing significant challenges and a year-to-date decline of 35.68%, contrasting sharply with peers like Bajaj Finance and Life Insurance.

As of 26 November 2025, Prism Finance's valuation grade has moved from very expensive to risky, indicating a significant shift in its market perception. The company is currently assessed as undervalued, primarily due to its low Price to Book Value of 0.83 and a negative PE Ratio of -10.36. Additionally, the EV to EBITDA ratio stands at -4.89, which further underscores the company's challenging financial position.<BR><BR>In comparison with its peers, Prism Finance's valuation metrics starkly contrast with those of Bajaj Finance, which has a PE Ratio of 34.37, and Life Insurance, boasting a PE Ratio of 11.08. The negative returns of Prism Finance, particularly a year-to-date decline of 35.68% compared to the Sensex's gain of 9.56%, reinforce the notion of its undervaluation relative to the broader market. Overall, while the company faces significant challenges, its current valuation suggests potential upside for investors willing to take on risk.

Should I buy, sell or hold Prism Finance?

When is the next results date for Prism Finance Ltd?

The next results date for Prism Finance Ltd is 29 May 2026.

The next results date for Prism Finance Ltd is scheduled for 29 May 2026.

Why is Prism Finance Ltd falling/rising?

As of 02-Jun, Prism Finance Ltd's stock price is Rs 26.96, unchanged from the previous session. The stock has declined for eight consecutive weeks, underperformed its sector, and is trading below key moving averages, indicating a bearish trend.

As of 02-Jun, Prism Finance Ltd's stock price is currently at Rs 26.96, showing no change from the previous trading session. The stock has been experiencing a consistent decline, having fallen every week for the last eight weeks, resulting in a total return of -4.97% during this period. Additionally, the stock is trading lower than its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend.<BR><BR>Today, the stock opened with a loss of -4.97% and reached an intraday low of Rs 26.96, which is only 1.71% above its 52-week low of Rs 26.5. Furthermore, it has underperformed its sector by -5.78%, contributing to the overall negative sentiment surrounding the stock. The stock's erratic trading pattern, with no trades on 5 out of the last 20 days, also suggests a lack of consistent investor interest.<BR><BR>In summary, the combination of ongoing weekly declines, underperformance relative to the sector, and trading below key moving averages are the primary factors contributing to the falling price of Prism Finance Ltd.

Which are the latest news on Prism Finance?