PGR Share Price | Progressive Corp. Stock Analysis & Recommendation

Q: What does Progressive Corp. do?

Overview: The Progressive Corporation is an insurance holding company that provides personal and commercial automobile and property insurance, operating within the insurance industry and classified as a large-cap company.Financial Snapshot: Net Profit: 2,567 Million (Quarterly Results - Mar 2025) Market Cap: USD 212,303.34 Million (Large Cap)Key Metrics: P/E: 26.00 Dividend Yield: 1.35% Debt Equity: -999,999.00 Return on Equity: 30.10% Price to Book: 7.33Contact Details: Address: 6300 Wilson Mills Rd, MAYFIELD VILLAGE OH: 44143-2109 Tel: 1 440 4615000 Website: https://www.progressive.com/

Q: Is Progressive Corp. overvalued or undervalued?

As of 7 July 2025, the valuation grade for Progressive Corp. has moved from expensive to fair, indicating a more favorable assessment of its market position. The company appears to be fairly valued based on its current metrics, with a P/E ratio of 26, a Price to Book Value of 7.71, and a PEG Ratio of 0.51. In comparison to peers, Progressive Corp. has a P/E of 18.83, while The Travelers Cos., Inc. stands at 40.11, highlighting a significant difference in valuation approaches within the industry.Despite recent underperformance, with a 1-year return of -6.08% compared to the S&P 500's 17.14%, Progressive Corp. has shown strong growth over longer periods, achieving a 3-year return of 93.77% versus the S&P 500's 70.41%. This suggests that while the stock may be currently fairly valued, its historical performance indicates potential for future appreciation.

Q: Is Progressive Corp. technically bullish or bearish?

As of 3 October 2025, the technical trend for Progressive Corp. has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by a bearish MACD on the weekly timeframe and a bearish signal from Bollinger Bands on both weekly and monthly timeframes. The daily moving averages also indicate a bearish trend. However, the weekly RSI is bullish, providing some counterbalance. In terms of performance, the stock has underperformed the S&P 500 over the past week and month, with returns of -1.60% and -1.38% respectively, compared to the S&P 500's gains of 1.09% and 4.15%. Over longer periods, the stock has outperformed the S&P 500 in 3-year and 5-year returns, but has lagged significantly in the 1-year and 10-year comparisons.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

943.24 k

Shareholding (Sep 2025)

FII

20.71%

Held by 523 FIIs

DII

45.91%

Held by 88 DIIs

Promoter

0.00%

How big is Progressive Corp.?

22-Jun-2025

As of Jun 18, Progressive Corp. has a market capitalization of $212.30 billion, with net profit of $8.72 billion and total assets of $101.82 billion.

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What does Progressive Corp. do?

22-Jun-2025

Progressive Corporation is an insurance holding company specializing in personal and commercial automobile and property insurance, with a market cap of approximately $212.3 billion. As of March 2025, it reported a net profit of $2.57 billion and has a P/E ratio of 26.00 and a dividend yield of 1.35%.

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Who are in the management team of Progressive Corp.?

22-Jun-2025

As of March 2022, the management team of Progressive Corp. includes Independent Chairperson Ms. Lawton Fitt and CEO Ms. Susan Griffith, along with several independent directors: Mr. Philip Bleser, Mr. Stuart Burgdoerfer, Ms. Pamela Craig, Mr. Charles Davis, and Mr. Roger Farah.

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Is Progressive Corp. overvalued or undervalued?

20-Sep-2025

As of July 7, 2025, Progressive Corp. is fairly valued with a P/E ratio of 26 and a PEG ratio of 0.51, despite a recent 1-year return of -6.08%, it has demonstrated strong long-term growth with a 3-year return of 93.77%.

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Is Progressive Corp. technically bullish or bearish?

07-Oct-2025

As of October 3, 2025, Progressive Corp. is in a mildly bearish trend due to bearish indicators from MACD and Bollinger Bands, despite a bullish weekly RSI, and has underperformed the S&P 500 recently while showing stronger long-term performance.

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Compare Progressive Corp. with Similar Stocks

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Score

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Strong Sell

Sell

Hold

Buy

Strong Buy

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Dashboard

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 208,653.25%

The company has declared Positive results for the last 8 consecutive quarters

With ROE of 30.10%, it has a expensive valuation with a 7.71 Price to Book Value

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

USD 119,039 Million (Large Cap)

P/E

26.00

Industry P/E

Dividend Yield

6.83%

Debt Equity

-999,999.00

Return on Equity

30.23%

Price to Book

3.36

Revenue and Profits:

Net Sales:

(Quarterly Results - Sep 2025)

Net Profit:

2,615 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

0.5%

6 Months

-13.95%

1 Year

-16.54%

2 Years

15.74%

3 Years

53.62%

4 Years

91.32%

5 Years

138.56%

Progressive Corp. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

15.23%

EBIT Growth (5y)

EBIT to Interest (avg)

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

20.55%

Dividend Payout Ratio

34.03%

Pledged Shares

Institutional Holding

88.41%

ROCE (avg)

ROE (avg)

208,653.25%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

7.71

EV to EBIT

EV to EBITDA

769.38

EV to Capital Employed

8.91

EV to Sales

2.79

PEG Ratio

0.51

Dividend Yield

1.28%

ROCE (Latest)

ROE (Latest)

30.10%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Bearish

Moving Averages

Bearish (Daily)

KST

Mildly Bullish

Mildly Bearish

Dow Theory

Mildly Bearish

OBV

Mildly Bullish

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Sep 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 212 Schemes (33.36%)

Foreign Institutions

Held by 523 Foreign Institutions (20.71%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Sep'25 - YoY",
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Sep 2025 is 12.07% vs 108.10% in Sep 2024",
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      "header": [
        "Sep'25",
        "Sep'24",
        "Change(%)"
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          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "81.00",
          "val2": "70.70",
          "chgp": "14.57%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "70.00",
          "val2": "69.90",
          "chgp": "0.14%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "2,615.00",
          "val2": "2,333.40",
          "chgp": "12.07%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "150.80%",
          "val2": "152.90%",
          "chgp": "-0.21%",
          "chgp_class": "negative"
        }
      ]
    }
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 117.30% vs 440.87% in Dec 2023",
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    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
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          "val2": "0.00",
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        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "284.00",
          "val2": "299.70",
          "chgp": "-5.24%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "279.00",
          "val2": "268.40",
          "chgp": "3.95%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "8,480.00",
          "val2": "3,902.40",
          "chgp": "117.30%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "145.90%",
          "val2": "83.30%",
          "chgp": "6.26%",
          "chgp_class": "positive"
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Quarterly Results Snapshot (Consolidated) - Sep'25 - YoY

Sep'25

Sep'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

81.00

70.70

14.57%

Interest

70.00

69.90

0.14%

Exceptional Items

0.00

Consolidate Net Profit

2,615.00

2,333.40

12.07%

Operating Profit Margin (Excl OI)

150.80%

152.90%

-0.21%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Sep 2025 is 0.00% vs 0.00% in Sep 2024

Consolidated Net Profit

YoY Growth in quarter ended Sep 2025 is 12.07% vs 108.10% in Sep 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

284.00

299.70

-5.24%

Interest

279.00

268.40

3.95%

Exceptional Items

0.00

Consolidate Net Profit

8,480.00

3,902.40

117.30%

Operating Profit Margin (Excl OI)

145.90%

83.30%

6.26%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 117.30% vs 440.87% in Dec 2023

All Annual Results

Company CV

About Progressive Corp.

Progressive Corp.

Insurance

The Progressive Corporation is an insurance holding company. The Company's insurance subsidiaries and affiliates provide personal and commercial automobile and property insurance, other specialty property-casualty insurance and related services. The Company operates through the Personal Lines, Commercial Lines and Property segments. The Company's Personal Lines segment writes insurance for personal autos, and recreational and other vehicles. The Commercial Lines business writes primary liability, physical damage, and business-related general liability and property insurance. It provides property insurance for homes, condos, manufactured homes, and renters, as well as personal umbrella insurance and primary and excess flood insurance. The Company's service business includes commercial auto insurance procedures/plans (CAIP) and commission-based businesses.

Company Coordinates

Company Details

6300 Wilson Mills Rd , MAYFIELD VILLAGE OH : 44143-2109

Tel: 1 440 4615000

https://www.progressive.com/

Registrar Details

Progressive Corp.

1Day

52 Week

CASH

FII

DII

Promoter

How big is Progressive Corp.?

Watch in Real-Time

What does Progressive Corp. do?

Who are in the management team of Progressive Corp.?

Is Progressive Corp. overvalued or undervalued?

Is Progressive Corp. technically bullish or bearish?

Compare Progressive Corp. with Similar Stocks

MarketsMojo — Loved in India, Now Global

Dashboard

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 208,653.25%

The company has declared Positive results for the last 8 consecutive quarters

With ROE of 30.10%, it has a expensive valuation with a 7.71 Price to Book Value

Mojo Parameters

Stock DNA

Total Returns (Price + Dividend)

Risk Adjusted Returns v/s

News

Announcements

Corporate Actions

Quality key factors

Valuation key factors

Technicals key factors

Shareholding Snapshot : Sep 2025

Shareholding Compare (%holding)

Quarterly Results Snapshot (Consolidated) - Sep'25 - YoY

Annual Results Snapshot (Consolidated) - Dec'24

About Progressive Corp.

Company Coordinates