Atlantic American Corp. (AAME) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

Trupanion, Inc.

Skyward Specialty Insurance Group, Inc.

Atlantic American Corp.

Donegal Group, Inc.

Baldwin Insurance Group, Inc.

Kingsway Financial Services, Inc.

ICC Holdings, Inc.

James River Group Holdings Ltd.

SelectQuote, Inc.

NI Holdings, Inc.

Argo Group International Holdings Ltd.

Why is Atlantic American Corp. ?

Poor long term growth as Operating profit has grown by an annual rate of 0%

The company declared very positive results in Mar'25 after flat results in Dec'24

OPERATING CASH FLOW(Y) Highest at USD 18.26 MM
ROCE(HY) Highest at 2.45%
RAW MATERIAL COST(Y) Fallen by 0% (YoY)

With ROE of -1.43%, it has a risky valuation with a 0.38 Price to Book Value

Over the past year, while the stock has generated a return of 58.23%, its profits have fallen by -75%

Majority shareholders : Mutual Funds

Market Beating Performance

The stock has generated a return of 58.23% in the last 1 year, much higher than market (S&P 500) returns of 12.33%

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Atlantic American Corp. should be less than 10%
Overall Portfolio exposure to Insurance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Atlantic American Corp. for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

Atlantic American Corp.

65.54%

0.54

68.24%

S&P 500

13.22%

0.61

20.17%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

1.02%

EBIT Growth (5y)

EBIT to Interest (avg)

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

14.80%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

5.46%

ROCE (avg)

ROE (avg)

4.17%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

0.38

EV to EBIT

EV to EBITDA

39.03

EV to Capital Employed

0.38

EV to Sales

0.20

PEG Ratio

Dividend Yield

1.06%

ROCE (Latest)

ROE (Latest)

-1.43%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

Bullish

No Signal

Bollinger Bands

Mildly Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

No Trend

Mildly Bullish

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

29What is working for the Company

OPERATING CASH FLOW(Y)

Highest at USD 18.26 MM

ROCE(HY)

Highest at 2.45%

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

DEBT-EQUITY RATIO (HY)

Lowest at -3.47 %

NET SALES(Q)

Highest at USD 55.29 MM

OPERATING PROFIT(Q)

Highest at USD 4.99 MM

OPERATING PROFIT MARGIN(Q)

Highest at 9.02 %

PRE-TAX PROFIT(Q)

Highest at USD 4.22 MM

NET PROFIT(Q)

Highest at USD 3.32 MM

EPS(Q)

Highest at USD 0.15

0What is not working for the Company

NO KEY NEGATIVE TRIGGERS

Here's what is working for Atlantic American Corp.

Pre-Tax Profit

At USD 4.22 MM has Grown at 1,078.76%

over average net sales of the previous four periods of USD -0.43 MM

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

Net Profit

At USD 3.32 MM has Grown at 1,003.54%

over average net sales of the previous four periods of USD -0.37 MM

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (USD MM)

Operating Cash Flow

Highest at USD 18.26 MM

in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Net Sales

Highest at USD 55.29 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (USD MM)

Operating Profit

Highest at USD 4.99 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (USD MM)

Operating Profit Margin

Highest at 9.02 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at USD 4.22 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

Highest at USD 3.32 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

EPS

Highest at USD 0.15

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Debt-Equity Ratio

Lowest at -3.47 %

in the last five Semi-Annual periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales