Atlantic American Corp.

  • Market Cap: Micro Cap
  • Industry: Insurance
  • ISIN: US0482091008
USD
2.45
0.05 (2.08%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

19.95 k

Shareholding (Mar 2025)

FII

0.06%

Held by 2 FIIs

DII

95.74%

Held by 3 DIIs

Promoter

0.92%

How big is Atlantic American Corp.?

22-Jun-2025

As of Jun 18, Atlantic American Corp. has a market capitalization of 41.25 million, with net sales of 0.00 million and a net profit of -1.47 million for the latest four quarters. The balance sheet shows shareholder's funds of 99.61 million and total assets of 372.58 million as of December 2024.

As of Jun 18, Atlantic American Corp. has a market capitalization of 41.25 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported net sales of 0.00 million and a net profit of -1.47 million for the latest four quarters ending in March 2025, December 2024, September 2024, and June 2024.<BR><BR>As of December 2024, the balance sheet shows shareholder's funds of 99.61 million and total assets of 372.58 million.

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What does Atlantic American Corp. do?

22-Jun-2025

Atlantic American Corporation is a micro-cap holding company in the insurance industry, specializing in life, health, and property and casualty insurance. As of March 2025, it has a market cap of $41.25 million and a quarterly net profit of $1 million.

Overview: <BR>Atlantic American Corporation is a holding company that operates in the insurance industry, focusing on specialty markets within life and health, and property and casualty insurance, and is categorized as a micro-cap company.<BR><BR>Financial Snapshot: <BR>Net Profit: 1 Million (Quarterly Results - Mar 2025) <BR>Market Cap: USD 41.25 Million (Micro Cap)<BR><BR>Key Metrics: <BR>Dividend Yield: 0.99% <BR>Debt Equity: -999,999.00 <BR>Return on Equity: -1.43% <BR>Price to Book: 0.40<BR><BR>Contact Details: <BR>Address: 4370 Peachtree Rd Ne, ATLANTA GA: 30319-3054 <BR>Tel: 1 404 2665500 <BR>Fax: 1 404 2665596 <BR>Website: http://www.atlam.com/

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Should I buy, sell or hold Atlantic American Corp.?

22-Jun-2025

Who are in the management team of Atlantic American Corp.?

22-Jun-2025

As of March 2022, the management team of Atlantic American Corp. includes Mr. Hilton Howell (Chairman, President, CEO), Mrs. Robin Howell (Director), Mr. Scot Thompson (Director), and Independent Directors Mr. Mark Preisinger, Mr. Joseph Scheerer, and Mr. D. Keehln Wheeler. They oversee the company's operations and strategic direction.

As of March 2022, the management team of Atlantic American Corp. includes the following individuals:<BR><BR>- Mr. Hilton Howell, who serves as the Chairman of the Board, President, and Chief Executive Officer.<BR>- Mrs. Robin Howell, who is a Director.<BR>- Mr. Scot Thompson, who is also a Director.<BR>- Mr. Mark Preisinger, who holds the position of Independent Director.<BR>- Mr. Joseph Scheerer, another Independent Director.<BR>- Mr. D. Keehln Wheeler, who is also an Independent Director. <BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.

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Is Atlantic American Corp. technically bullish or bearish?

20-Sep-2025

As of June 2, 2025, Atlantic American Corp. shows a bullish technical trend supported by strong MACD and Bollinger Bands indicators, despite mixed signals from Dow Theory and On-Balance Volume, and has significantly outperformed the S&P 500 year-to-date.

As of 2 June 2025, the technical trend for Atlantic American Corp. has changed from mildly bullish to bullish. The weekly and monthly MACD indicators are bullish, and both Bollinger Bands are also indicating bullish momentum. Daily moving averages are bullish as well. However, the Dow Theory shows a mildly bearish stance on the weekly timeframe, and the On-Balance Volume (OBV) is mildly bearish on the weekly as well, with no trend on the monthly. <BR><BR>In terms of performance, the stock has significantly outperformed the S&P 500 across multiple periods, with a year-to-date return of 122.73% compared to the S&P 500's 12.22%, and a one-year return of 121.29% versus 17.14%. Overall, the current technical stance is bullish, driven by strong MACD and Bollinger Bands indicators, despite some mixed signals from Dow Theory and OBV.

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Is Atlantic American Corp. overvalued or undervalued?

02-Dec-2025

As of November 28, 2025, Atlantic American Corp. is considered very attractive due to its undervaluation indicated by a Price to Book Value of 0.38 and an EV to Sales ratio of 0.20, alongside a strong year-to-date return of 67.53%, outperforming the S&P 500.

As of 28 November 2025, the valuation grade for Atlantic American Corp. has moved from attractive to very attractive, indicating a stronger position in the market. The company appears to be undervalued, particularly when considering its Price to Book Value of 0.38 and EV to Sales ratio of 0.20, which suggest significant potential for growth compared to its current valuation. Additionally, the EV to EBITDA ratio stands at 39.03, which, while high, reflects the company's unique market position.<BR><BR>In comparison to its peers, Donegal Group, Inc. has a P/E ratio of 9.04 and SelectQuote, Inc. has an EV to EBITDA of 6.54, highlighting that Atlantic American Corp. may offer a more attractive investment opportunity given its very attractive valuation status. Notably, the company's stock has outperformed the S&P 500 with a year-to-date return of 67.53% compared to the index's 16.45%, reinforcing the notion that it is currently undervalued in the market.

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iScoreScore
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Strong Sell
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Strong Buy

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Dashboard
1

Poor long term growth as Operating profit has grown by an annual rate of 0%

 
2

The company declared very positive results in Mar'25 after flat results in Dec'24

3

With ROE of -1.43%, it has a risky valuation with a 0.38 Price to Book Value

4

Majority shareholders : Mutual Funds

 
5

Market Beating Performance

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Insurance

stock-summary
Market cap

USD 72 Million (Micro Cap)

stock-summary
P/E

NA (Loss Making)

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.57%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

2.38%

stock-summary
Price to Book

0.68

Revenue and Profits:
Net Sales:
(Quarterly Results - Jun 2025)
Net Profit:
3 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-24.85%
0%
-24.85%
6 Months
43.27%
0%
43.27%
1 Year
65.54%
0%
65.54%
2 Years
28.27%
0%
28.27%
3 Years
-15.22%
0%
-15.22%
4 Years
-34.84%
0%
-34.84%
5 Years
13.32%
0%
13.32%

Atlantic American Corp. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
1.02%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
14.80%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
5.46%
ROCE (avg)
0
ROE (avg)
4.17%
Valuation key factors
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.38
EV to EBIT
NA
EV to EBITDA
39.03
EV to Capital Employed
0.38
EV to Sales
0.20
PEG Ratio
NA
Dividend Yield
1.06%
ROCE (Latest)
ROE (Latest)
-1.43%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
Bullish
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
Mildly Bearish
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 6 Schemes (3.28%)

Foreign Institutions

Held by 2 Foreign Institutions (0.06%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 312.50% vs 100.00% in Mar 2025",
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          "field": "Consolidate Net Profit",
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          "val2": "0.80",
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Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQstock-summary
Jun'25
Mar'25
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
0.10
0.10
Interest
0.80
0.80
Exceptional Items
0.00
0.00
Consolidate Net Profit
3.30
0.80
312.50%
Operating Profit Margin (Excl OI)
90.20%
36.10%
5.41%
USD in Million.
Net Sales

QoQ Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Mar 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is 312.50% vs 100.00% in Mar 2025

Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
0.40
0.70
-42.86%
Interest
3.40
3.30
3.03%
Exceptional Items
0.00
0.00
Consolidate Net Profit
-4.30
-0.20
-2,050.00%
Operating Profit Margin (Excl OI)
-9.80%
14.50%
-2.43%
USD in Million.
Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is -2,050.00% vs -113.33% in Dec 2023

stock-summaryCompany CV
About Atlantic American Corp. stock-summary
stock-summary
Atlantic American Corp.
Insurance
Atlantic American Corporation is a holding company that operates through its subsidiaries in specialty markets within the life and health, and property and casualty insurance industries. The Company's principal operating subsidiaries are American Southern Insurance Company and American Safety Insurance Company (together known as American Southern) within the property and casualty insurance industry, and Bankers Fidelity Life Insurance Company and Bankers Fidelity Assurance Company (together known as Bankers Fidelity) within the life and health insurance industry. Each of American Southern and Bankers Fidelity is managed separately based upon the type of products it offers. American Southern's product lines include business automobile insurance policies, General Liability Insurance policies, Property Insurance policies and Surety Bonds. Products offered by Bankers Fidelity include ordinary and term life insurance, Medicare supplement and other accident and health insurance products.
Company Coordinates stock-summary
Company Details
4370 Peachtree Rd Ne , ATLANTA GA : 30319-3054
stock-summary
Tel: 1 404 2665500
stock-summary
Registrar Details