ScoreWhy is Axis Bank Ltd. ?
1
Strong lending practices with low Gross NPA ratio of 1.40%
2
Strong Long Term Fundamental Strength with a 57.56% CAGR growth in Net Profits
3
Healthy long term growth as Net profit has grown by an annual rate of 57.56%
4
Flat results in Dec 25
- CASH AND CASH EQUIVALENTS(HY) Lowest at Rs 45,378.83 cr
- NON-OPERATING INCOME(Q) is 72.14 % of Profit Before Tax (PBT)
5
With ROA of 1.4, it has a Expensive valuation with a 2.1 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 34.62%, its profits have fallen by -7.1%
6
High Institutional Holdings at 85.22%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
7
Market Beating Performance
- The stock has generated a return of 34.62% in the last 1 year, much higher than market (BSE500) returns of 7.77%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Axis Bank should be less than 10%
- Overall Portfolio exposure to Private Sector Bank should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Private Sector Bank)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Axis Bank for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Axis Bank
34.75%
1.69
20.54%
Sensex
6.89%
0.61
11.23%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Net Interest Income Growth (5y)
14.18%
Net Profit Growth (5y)
57.56%
Advance to Deposit
90.66%
Capital Adequacy Ratio (Tier 1)
14.19%
Gross NPA (latest)
1.40%
Gross NPA (avg)
2.00%
Coverage Ratio (avg)
75.37%
Cost to Income (avg)
47.52%
Net Interest Margin (avg)
3.70%
Operating Profit to Assets (avg)
5.02%
ROA (avg)
1.47%
Net Debt to Equity (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
17
Price to Book Value
2.08
PEG Ratio
NA
Dividend Yield
0.08%
ROE (Latest)
12.46%
ROA (Latest)
1.40%
Net NPA to Book Value
2.62
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Bullish
Bullish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
NII(Q)
Highest at Rs 14,286.56 cr
INTEREST EARNED(Q)
Highest at Rs 32,274.40 cr
PBDIT(Q)
Highest at Rs 4,650.04 cr.
-4What is not working for the Company
CASH AND CASH EQUIVALENTS(HY)
Lowest at Rs 45,378.83 cr
NON-OPERATING INCOME(Q)
is 72.14 % of Profit Before Tax (PBT
Loading Valuation Snapshot...
Here's what is working for Axis Bank
Net Interest Income (Quarterly)
Highest at Rs 14,286.56 cr
in the last five quartersMOJO Watch
The bank's income from core business is increasing
Net Interest Income (Rs Cr)
Interest Earned - Quarterly
Highest at Rs 32,274.40 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Interest Earned (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 4,650.04 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Here's what is not working for Axis Bank
Non Operating Income - Quarterly
is 72.14 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model
Non Operating Income to PBT
Cash and Cash Equivalents - Half Yearly
Lowest at Rs 45,378.83 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
CAR - Quarterly
Lowest at 16.55%
in the last five quartersMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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