ScoreWhy is Axis Bank Ltd. ?
1
High Management Efficiency with a high ROA of 2.17%
2
Strong Long Term Fundamental Strength with an average Return on Assets (ROA) of 2.17%
3
Healthy long term growth as Net profit has grown by an annual rate of 29.99%
4
Flat results in Mar 26
- PBT LESS OI(Q) At Rs 468.66 cr has Fallen at -82.07%
- NON-OPERATING INCOME(Q) is 92.78 % of Profit Before Tax (PBT)
5
With ROA of 1.3, it has a Expensive valuation with a 2 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 6.93%, its profits have fallen by -7.3%
6
High Institutional Holdings at 85.22%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Axis Bank should be less than 10%
- Overall Portfolio exposure to Private Sector Bank should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Private Sector Bank)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Axis Bank for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Axis Bank
7.67%
0.30
22.94%
Sensex
-3.93%
-0.33
13.40%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Net Interest Income Growth (5y)
13.98%
Net Profit Growth (5y)
29.99%
Advance to Deposit
89.36%
Capital Adequacy Ratio (Tier 1)
14.71%
Gross NPA (latest)
1.23%
Gross NPA (avg)
1.76%
Coverage Ratio (avg)
75.79%
Cost to Income (avg)
47.66%
Net Interest Margin (avg)
3.85%
Operating Profit to Assets (avg)
5.20%
ROA (avg)
2.17%
Net Debt to Equity (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
15
Price to Book Value
1.97
PEG Ratio
NA
Dividend Yield
0.08%
ROE (Latest)
11.98%
ROA (Latest)
1.30%
Net NPA to Book Value
2.35
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend6What is working for the Company
GROSS NPA(Q)
Lowest at 1.23%
NII(Q)
Highest at Rs 14,457.18 cr
CASH AND CASH EQUIVALENTS(HY)
Highest at Rs 78,627.36 cr
INTEREST EARNED(Q)
Highest at Rs 32,724.09 cr
-4What is not working for the Company
PBT LESS OI(Q)
At Rs 468.66 cr has Fallen at -82.07%
NON-OPERATING INCOME(Q)
is 92.78 % of Profit Before Tax (PBT
Loading Valuation Snapshot...
Here's what is working for Axis Bank
Gross NPA - Quarterly
Lowest at 1.23%
in the last five quartersMOJO Watch
Proportion of stressed loans given by the bank are falling
Gross NPA (%)
Net Interest Income (Quarterly)
Highest at Rs 14,457.18 cr
in the last five quartersMOJO Watch
The bank's income from core business is increasing
Net Interest Income (Rs Cr)
Interest Earned - Quarterly
Highest at Rs 32,724.09 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Interest Earned (Rs Cr)
Cash and Cash Equivalents - Half Yearly
Highest at Rs 78,627.36 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Axis Bank
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 468.66 cr has Fallen at -82.07%
Year on Year (YoY)MOJO Watch
Near term PBT trend is very negative
PBT less Other Income (Rs Cr)
Non Operating Income - Quarterly
is 92.78 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model
Non Operating Income to PBT
CAR - Quarterly
Lowest at 16.42%
in the last five quartersMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
