Axis Bank Ltd. Quarterly Results: Standalone & Consolidated Reports

Quarterly Results

Results Snapshot

YoYQoQ

Figures in Cr

Standalone Quarterly Results

Sep'25

Jun'25

Mar'25

Dec'24

Sep'24

Jun'24

Mar'24

Interest Earned

30,970.23

31,063.51

31,242.51

30,953.94

30,419.86

30,060.73

29,224.54

Income On Investments

5,891.68

6,142.95

6,095.14

5,808.83

5,443.54

5,580.83

5,338.37

Interest On Balances With Rbi Other Inter Bank Funds

407.91

307.64

296.96

292.86

351.07

295.33

256.48

Interest / Discount On Advances / Bills

24,424.20

24,408.10

24,579.59

24,640.75

24,261.13

23,718.80

23,351.15

Others

246.44

204.82

270.82

211.50

364.12

465.77

278.54

Other Income

6,624.58

7,258.06

6,779.52

5,972.20

6,721.85

5,783.49

6,765.79

Total Income

37,594.81

38,321.57

38,022.03

36,926.14

37,141.71

35,844.22

35,990.33

Interest Expended

17,225.68

17,503.76

17,431.97

17,348.09

16,936.66

16,612.50

16,135.54

Net Interest Income

13,744.55

13,559.75

13,810.54

13,605.85

13,483.20

13,448.23

13,089.00

Total Expenditure (Excl Depreciation)

9,956.60

9,302.65

9,837.69

9,044.20

9,492.58

9,125.48

9,319.09

Employee Cost

3,117.63

3,261.75

2,961.54

2,984.61

3,117.19

3,129.45

2,923.54

Other Operating Expenses

6,838.97

6,040.90

6,876.15

6,059.59

6,375.39

5,996.03

6,395.55

Operating Profit Before Provisions and Contingencies

10,412.53

11,515.16

10,752.37

10,533.85

10,712.47

10,106.24

10,535.70

Exceptional Items

0.00

Provisions and contingencies

3,547.04

3,947.66

1,359.35

2,155.63

2,204.09

2,039.28

1,185.31

Profit Before Tax

6,865.49

7,567.50

9,393.02

8,378.22

8,508.38

8,066.96

9,350.39

Tax

1,775.85

1,761.36

2,275.52

2,074.45

1,590.81

2,032.32

2,220.72

Profit After Tax

5,089.64

5,806.14

7,117.50

6,303.77

6,917.57

6,034.64

7,129.67

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

5,089.64

5,806.14

7,117.50

6,303.77

6,917.57

6,034.64

7,129.67

Face Value

2.0

Reserves

0.00

Earnings per share (EPS)

16.4

18.72

22.98

20.37

22.36

19.53

23.1

Diluted Earnings per share

16.32

18.64

22.87

20.25

22.23

19.4

22.96

Operating Profit Margin (Excl OI)

56.4%

57.34%

64.16%

63.82%

61.55%

62.86%

64.06%

Gross Profit Margin

22.17%

24.36%

30.06%

27.07%

27.97%

26.84%

31.99%

PAT Margin

16.43%

18.69%

22.78%

20.37%

22.74%

20.07%

24.4%

Net Interest Margin

3.73%

3.8%

3.97%

3.93%

3.99%

4.05%

4.06%

Return on Assets

0.0%

CASA (%)

40.0%

41.0%

39.0%

40.0%

42.0%

43.0%

CASA Amount

4,79,007.00

4,68,166.00

4,78,188.00

4,11,500.00

4,41,053.00

4,44,479.00

4,59,401.00

Capital Adequacy Ratio (Total)

16.55%

16.85%

17.07%

17.01%

16.61%

16.65%

16.63%

Capital Adequacy Ratio (Tier 1)

14.43%

14.68%

14.67%

14.61%

14.12%

14.06%

13.74%

Provision Coverage Ratio (%)

70.0%

71.0%

75.0%

76.0%

77.0%

78.0%

79.0%

Amount of Gross NPAs

17,307.74

17,764.66

14,490.11

15,850.27

15,466.23

16,211.34

15,127.12

Amount of Net NPAs

5,113.86

5,065.99

3,685.45

3,774.79

3,612.47

3,552.98

3,247.47

% of Net NPAs

0.44%

0.45%

0.33%

0.35%

0.34%

0.31%

% of Gross NPAs

1.46%

1.57%

1.28%

1.46%

1.44%

1.54%

1.43%

Public Share Holdings (%)

0.0%

Pledged Promotor Holding (%)

0.0%

Pledged Capital (%)

0.0%

Number of ATMs

13177.0

14134.0

13941.0

0.0

15728.0

15014.0

16026.0

Number of Branches

5976.0

5879.0

5876.0

5706.0

5577.0

5427.0

5377.0

Quarterly Analysis Highlights - YoY

Interest Earned

YoY Growth in quarter ended Sep 2025 is 1.81% vs 14.25% in Sep 2024

Net Profit

YoY Growth in quarter ended Sep 2025 is -26.42% vs 17.98% in Sep 2024

Operating Profit (PBDIT)

YoY Growth in quarter ended Sep 2025 is -2.80% vs 24.10% in Sep 2024

% of Net NPAs

YoY Growth in quarter ended Sep 2025 is 0.10% vs -0.02% in Sep 2024

% of Gross NPAs

YoY Growth in quarter ended Sep 2025 is 0.02% vs -0.29% in Sep 2024

Compare Quarterly Results Of Axis Bank With

Select Peers

Figures in Cr

Standalone Quarterly Results

Change(INR)

Change(%)

Interest Earned

30,970.23

13,649.41

17,320.82

126.9%

Income On Investments

5,891.68

2,661.37

3,230.31

121.38%

Interest On Balances With Rbi Other Inter Bank Funds

407.91

235.19

172.72

73.44%

Interest / Discount On Advances / Bills

24,424.20

10,605.13

13,819.07

130.31%

Others

246.44

147.72

98.72

66.83%

Other Income

6,624.58

2,589.18

4,035.40

155.86%

Total Income

37,594.81

16,238.59

21,356.22

131.52%

Interest Expended

17,225.68

6,338.67

10,887.01

171.76%

Net Interest Income

13,744.55

7,310.74

6,433.81

88.0%

Total Expenditure (Excl Depreciation)

9,956.60

4,631.65

5,324.95

114.97%

Employee Cost

3,117.63

1,979.53

1,138.10

57.49%

Other Operating Expenses

6,838.97

2,652.12

4,186.85

157.87%

Operating Profit Before Provisions and Contingencies

10,412.53

5,268.27

5,144.26

97.65%

Exceptional Items

0.00

Provisions and contingencies

3,547.04

947.42

2,599.62

274.39%

Profit Before Tax

6,865.49

4,320.85

2,544.64

58.89%

Tax

1,775.85

1,067.52

708.33

66.35%

Profit After Tax

5,089.64

3,253.33

1,836.31

56.44%

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

5,089.64

3,253.33

1,836.31

56.44%

Face Value

2.00

5.00

0.00

Reserves

0.00

Earnings per share (EPS)

16.40

16.36

0.04

0.24%

Diluted Earnings per share

16.32

16.36

-0.04

-0.24%

Operating Profit Margin (Excl OI)

56.40%

59.13%

0.00

-2.73%

Gross Profit Margin

22.17%

31.66%

0.00

-9.49%

PAT Margin

16.43%

23.83%

0.00

-7.40%

Net Interest Margin

3.73%

4.54%

-0.81

-0.81%

Return on Assets

0.00%

0.47%

-0.47

-0.47%

CASA (%)

40.00%

42.30%

-2.30

-2.30%

CASA Amount

4,79,007.00

2,19,863.00

2,59,144.00

117.87%

Capital Adequacy Ratio (Total)

16.55%

22.05%

-5.50

-5.50%

Capital Adequacy Ratio (Tier 1)

14.43%

20.90%

-6.47

-6.47%

Provision Coverage Ratio (%)

70.00%

77.00%

-7.00

-7.00%

Amount of Gross NPAs

17,307.74

6,479.58

10,828.16

167.11%

Amount of Net NPAs

5,113.86

1,490.98

3,622.88

242.99%

% of Net NPAs

0.44%

0.32%

0.12

0.12%

% of Gross NPAs

1.46%

1.39%

0.07

0.07%

Public Share Holdings (%)

0.00%

0.00

0.00%

Pledged Promotor Holding (%)

0.00%

0.00

0.00%

Pledged Capital (%)

0.00%

0.00

0.00%

Number of ATMs

13,177.00

2,758.00

10,419.00

377.77%

Number of Branches

5,976.00

2,198.00

3,778.00

171.88%

Quarterly - Interest Earned

Interest Earned 30970.23 Cr

in Sep 2025

Figures in Cr

QoQ Growth in quarter ended Sep 2025 is -0.3% vs -0.57% in Jun 2025

YoY Growth in quarter ended Sep 2025 is 1.81% vs 14.25% in Sep 2024

Quarterly - Net Profit

Net Profit 5,089.64 Cr

in Sep 2025

Figures in Cr

QoQ Growth in quarter ended Sep 2025 is -12.34% vs -18.42% in Jun 2025

YoY Growth in quarter ended Sep 2025 is -26.42% vs 17.98% in Sep 2024

Quarterly - Operating Profit (PBDIT)

Operating Profit (PBDIT) 10,412.53 Cr

in Sep 2025

Figures in Cr

QoQ Growth in quarter ended Sep 2025 is -9.58% vs 7.09% in Jun 2025

YoY Growth in quarter ended Sep 2025 is -2.80% vs 24.10% in Sep 2024

Quarterly - % of Net NPAs

% of Net NPAs 0.44%

in Sep 2025

Figures in %

QoQ Growth in quarter ended Sep 2025 is -0.01% vs 0.12% in Jun 2025

YoY Growth in quarter ended Sep 2025 is 0.10% vs -0.02% in Sep 2024

Quarterly - % of Gross NPAs

% of Gross NPAs 1.46%

in Sep 2025

Figures in %

QoQ Growth in quarter ended Sep 2025 is -0.11% vs 0.29% in Jun 2025

YoY Growth in quarter ended Sep 2025 is 0.02% vs -0.29% in Sep 2024