Axis Bank Ltd. Quarterly Results: Standalone & Consolidated Reports

Quarterly Results

Results Snapshot

YoYQoQ

Figures in Cr

Standalone Quarterly Results

Mar'26

Dec'25

Sep'25

Jun'25

Mar'25

Dec'24

Sep'24

Interest Earned

32,724.09

32,274.40

30,970.23

31,063.51

31,242.51

30,953.94

30,419.86

Income On Investments

6,709.26

6,555.91

5,891.68

6,142.95

6,095.14

5,808.83

5,443.54

Interest On Balances With Rbi Other Inter Bank Funds

289.00

268.95

407.91

307.64

296.96

292.86

351.07

Interest / Discount On Advances / Bills

25,512.49

25,163.40

24,424.20

24,408.10

24,579.59

24,640.75

24,261.13

Others

213.34

286.14

246.44

204.82

270.82

211.50

364.12

Other Income

6,022.55

6,225.66

6,624.58

7,258.06

6,779.52

5,972.20

6,721.85

Total Income

38,746.64

38,500.06

37,594.81

38,321.57

38,022.03

36,926.14

37,141.71

Interest Expended

18,266.91

17,987.84

17,225.68

17,503.76

17,431.97

17,348.09

16,936.66

Net Interest Income

14,457.18

14,286.56

13,744.55

13,559.75

13,810.54

13,605.85

13,483.20

Total Expenditure (Excl Depreciation)

10,466.31

9,636.52

9,956.60

9,302.65

9,837.69

9,044.20

9,492.58

Employee Cost

3,114.75

2,771.79

3,117.63

3,261.75

2,961.54

2,984.61

3,117.19

Other Operating Expenses

7,351.56

6,864.73

6,838.97

6,040.90

6,876.15

6,059.59

6,375.39

Operating Profit Before Provisions and Contingencies

10,013.42

10,875.70

10,412.53

11,515.16

10,752.37

10,533.85

10,712.47

Exceptional Items

0.00

Provisions and contingencies

3,522.21

2,245.92

3,547.04

3,947.66

1,359.35

2,155.63

2,204.09

Profit Before Tax

6,491.21

8,629.78

6,865.49

7,567.50

9,393.02

8,378.22

8,508.38

Tax

-580.10

2,140.21

1,775.85

1,761.36

2,275.52

2,074.45

1,590.81

Profit After Tax

7,071.31

6,489.57

5,089.64

5,806.14

7,117.50

6,303.77

6,917.57

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

7,071.31

6,489.57

5,089.64

5,806.14

7,117.50

6,303.77

6,917.57

Face Value

2.0

Reserves

0.00

Earnings per share (EPS)

22.75

20.9

16.4

18.72

22.98

20.37

22.36

Diluted Earnings per share

22.63

20.8

16.32

18.64

22.87

20.25

22.23

Operating Profit Margin (Excl OI)

57.25%

63.18%

56.4%

57.34%

64.16%

63.82%

61.55%

Gross Profit Margin

19.84%

26.74%

22.17%

24.36%

30.06%

27.07%

27.97%

PAT Margin

21.61%

20.11%

16.43%

18.69%

22.78%

20.37%

22.74%

Net Interest Margin

3.62%

3.64%

3.73%

3.8%

3.97%

3.93%

3.99%

Return on Assets

0.0%

CASA (%)

40.0%

39.0%

40.0%

41.0%

39.0%

40.0%

CASA Amount

5,28,912.00

4,48,200.00

4,79,007.00

4,68,166.00

4,78,188.00

4,11,500.00

4,41,053.00

Capital Adequacy Ratio (Total)

16.42%

16.55%

16.85%

17.07%

17.01%

16.61%

Capital Adequacy Ratio (Tier 1)

14.78%

14.5%

14.43%

14.68%

14.67%

14.61%

14.12%

Provision Coverage Ratio (%)

70.0%

71.0%

75.0%

76.0%

77.0%

Amount of Gross NPAs

16,083.65

17,166.78

17,307.74

17,764.66

14,490.11

15,850.27

15,466.23

Amount of Net NPAs

4,789.59

5,154.29

5,113.86

5,065.99

3,685.45

3,774.79

3,612.47

% of Net NPAs

0.37%

0.42%

0.44%

0.45%

0.33%

0.35%

0.34%

% of Gross NPAs

1.23%

1.4%

1.46%

1.57%

1.28%

1.46%

1.44%

Public Share Holdings (%)

0.0%

Pledged Promotor Holding (%)

0.0%

Pledged Capital (%)

0.0%

Number of ATMs

12796.0

12838.0

13177.0

14134.0

13941.0

0.0

15728.0

Number of Branches

6275.0

6110.0

5976.0

5879.0

5876.0

5706.0

5577.0

Quarterly Analysis Highlights - YoY

Interest Earned

YoY Growth in quarter ended Mar 2026 is 4.74% vs 6.91% in Mar 2025

Net Profit

YoY Growth in quarter ended Mar 2026 is -0.65% vs -0.17% in Mar 2025

Operating Profit (PBDIT)

YoY Growth in quarter ended Mar 2026 is -6.87% vs 2.06% in Mar 2025

% of Net NPAs

YoY Growth in quarter ended Mar 2026 is 0.04% vs 0.02% in Mar 2025

% of Gross NPAs

YoY Growth in quarter ended Mar 2026 is -0.05% vs -0.15% in Mar 2025

Compare Quarterly Results Of Axis Bank With

Select Peers

Figures in Cr

Standalone Quarterly Results

Change(INR)

Change(%)

Interest Earned

32,724.09

43,275.39

-10,551.30

-24.38%

Income On Investments

6,709.26

8,203.45

-1,494.19

-18.21%

Interest On Balances With Rbi Other Inter Bank Funds

289.00

775.82

-486.82

-62.75%

Interest / Discount On Advances / Bills

25,512.49

33,358.87

-7,846.38

-23.52%

Others

213.34

937.25

-723.91

-77.24%

Other Income

6,022.55

7,308.99

-1,286.44

-17.6%

Total Income

38,746.64

50,584.38

-11,837.74

-23.4%

Interest Expended

18,266.91

20,296.32

-2,029.41

-10.0%

Net Interest Income

14,457.18

22,979.07

-8,521.89

-37.09%

Total Expenditure (Excl Depreciation)

10,466.31

12,088.95

-1,622.64

-13.42%

Employee Cost

3,114.75

4,468.17

-1,353.42

-30.29%

Other Operating Expenses

7,351.56

7,620.78

-269.22

-3.53%

Operating Profit Before Provisions and Contingencies

10,013.42

18,199.11

-8,185.69

-44.98%

Exceptional Items

0.00

Provisions and contingencies

3,522.21

96.16

3,426.05

3562.86%

Profit Before Tax

6,491.21

18,102.95

-11,611.74

-64.14%

Tax

-580.10

4,401.27

-4,981.37

-113.18%

Profit After Tax

7,071.31

13,701.68

-6,630.37

-48.39%

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

7,071.31

13,701.68

-6,630.37

-48.39%

Face Value

2.00

0.00

Reserves

0.00

Earnings per share (EPS)

22.75

19.13

3.62

18.92%

Diluted Earnings per share

22.63

18.90

3.73

19.74%

Operating Profit Margin (Excl OI)

57.25%

71.84%

0.00

-14.59%

Gross Profit Margin

19.84%

41.83%

0.00

-21.99%

PAT Margin

21.61%

31.66%

0.00

-10.05%

Net Interest Margin

3.62%

4.32%

-0.70

-0.70%

Return on Assets

0.00%

0.00

0.00%

CASA (%)

40.00%

38.60%

1.40

1.40%

CASA Amount

5,28,912.00

7,43,587.00

-2,14,675.00

-28.87%

Capital Adequacy Ratio (Total)

16.42%

17.18%

-0.76

-0.76%

Capital Adequacy Ratio (Tier 1)

14.78%

16.35%

-1.57

-1.57%

Provision Coverage Ratio (%)

70.00%

75.80%

-5.80

-5.80%

Amount of Gross NPAs

16,083.65

23,051.93

-6,968.28

-30.23%

Amount of Net NPAs

4,789.59

5,459.46

-669.87

-12.27%

% of Net NPAs

0.37%

0.33%

0.04

0.04%

% of Gross NPAs

1.23%

1.40%

-0.17

-0.17%

Public Share Holdings (%)

0.00%

0.00

0.00%

Pledged Promotor Holding (%)

0.00%

0.00

0.00%

Pledged Capital (%)

0.00%

0.00

0.00%

Number of ATMs

12,796.00

12,087.00

709.00

5.87%

Number of Branches

6,275.00

7,511.00

-1,236.00

-16.46%

Quarterly - Interest Earned

Interest Earned 32724.09 Cr

in Mar 2026

Figures in Cr

QoQ Growth in quarter ended Mar 2026 is 1.39% vs 4.21% in Dec 2025

YoY Growth in quarter ended Mar 2026 is 4.74% vs 6.91% in Mar 2025

Quarterly - Net Profit

Net Profit 7,071.31 Cr

in Mar 2026

Figures in Cr

QoQ Growth in quarter ended Mar 2026 is 8.96% vs 27.51% in Dec 2025

YoY Growth in quarter ended Mar 2026 is -0.65% vs -0.17% in Mar 2025

Quarterly - Operating Profit (PBDIT)

Operating Profit (PBDIT) 10,013.42 Cr

in Mar 2026

Figures in Cr

QoQ Growth in quarter ended Mar 2026 is -7.93% vs 4.45% in Dec 2025

YoY Growth in quarter ended Mar 2026 is -6.87% vs 2.06% in Mar 2025

Quarterly - % of Net NPAs

% of Net NPAs 0.37%

in Mar 2026

Figures in %

QoQ Growth in quarter ended Mar 2026 is -0.05% vs -0.02% in Dec 2025

YoY Growth in quarter ended Mar 2026 is 0.04% vs 0.02% in Mar 2025

Quarterly - % of Gross NPAs

% of Gross NPAs 1.23%

in Mar 2026

Figures in %

QoQ Growth in quarter ended Mar 2026 is -0.17% vs -0.06% in Dec 2025

YoY Growth in quarter ended Mar 2026 is -0.05% vs -0.15% in Mar 2025