Results Snapshot
Figures in Cr
Standalone Half Yearly Results
Sep'25
Sep'24
Sep'23
Sep'22
Sep'21
Sep'20
Sep'19
Interest Earned
62,033.74
60,480.59
52,182.95
38,967.58
32,339.47
32,426.13
30,692.75
Income On Investments
12,034.63
11,024.37
9,582.85
8,758.92
6,949.84
6,074.93
5,987.45
Interest On Balances With Rbi Other Inter Bank Funds
715.55
646.40
505.31
334.98
665.25
699.02
387.02
Interest / Discount On Advances / Bills
48,832.30
47,979.93
41,390.99
29,150.40
23,868.20
24,600.72
23,385.07
Others
451.26
829.89
703.80
723.28
856.18
1,051.46
933.21
Other Income
13,882.64
12,505.34
10,121.35
6,783.78
7,156.84
5,793.98
7,764.53
Total Income
75,916.38
72,985.93
62,304.30
45,751.36
39,496.31
38,220.11
38,457.28
Interest Expended
34,729.44
33,549.16
27,909.62
19,223.31
16,678.90
18,114.75
18,747.27
Net Interest Income
27,304.30
26,931.43
24,273.33
19,744.27
15,660.57
14,311.38
11,945.48
Total Expenditure (Excl Depreciation)
19,259.25
18,618.06
16,948.46
12,924.84
10,702.91
7,963.23
7,865.67
Employee Cost
6,379.38
6,246.64
5,298.24
4,352.74
3,787.41
2,819.06
2,581.81
Other Operating Expenses
12,879.87
12,371.42
11,650.22
8,572.10
6,915.50
5,144.17
5,283.86
Operating Profit Before Provisions and Contingencies
21,927.69
20,818.71
17,446.22
13,603.21
12,114.50
12,142.13
11,844.34
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
7,494.70
4,243.37
1,849.44
909.14
5,037.39
8,397.19
7,332.97
Profit Before Tax
14,432.99
16,575.34
15,596.78
12,694.07
7,077.11
3,744.94
4,511.37
Tax
3,537.21
3,623.13
3,936.12
3,239.04
1,783.64
950.10
3,253.37
Profit After Tax
10,895.78
12,952.21
11,660.66
9,455.03
5,293.47
2,794.84
1,258.00
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
10,895.78
12,952.21
11,660.66
9,455.03
5,293.47
2,794.84
1,258.00
Face Value
2.0
2.0
2.0
2.0
2.0
2.0
2.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
35.11
41.87
37.84
30.78
17.26
9.13
4.46
Diluted Earnings per share
34.95
41.63
37.64
30.72
17.22
9.67
4.8
Operating Profit Margin (Excl OI)
56.87%
62.2%
63.98%
64.5%
51.33%
49.55%
50.48%
Gross Profit Margin
23.27%
27.41%
29.89%
32.58%
21.88%
11.55%
14.7%
PAT Margin
17.56%
21.42%
22.35%
24.26%
16.37%
8.62%
4.1%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
0.0%
3.58%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
40.0%
40.0%
43.0%
44.0%
42.0%
40.0%
39.0%
CASA Amount
4,79,007.00
4,41,053.00
4,23,866.00
3,74,846.00
3,27,581.00
2,80,788.00
2,40,054.00
Capital Adequacy Ratio (Total)
16.55%
16.61%
16.56%
16.52%
19.23%
18.92%
18.23%
Capital Adequacy Ratio (Tier 1)
14.43%
14.12%
13.8%
14.55%
16.73%
16.06%
15.03%
Provision Coverage Ratio (%)
70.0%
77.0%
79.0%
80.0%
124.0%
124.0%
79.0%
Amount of Gross NPAs
17,307.74
15,466.23
16,756.74
19,893.73
24,148.61
26,831.64
29,071.39
Amount of Net NPAs
5,113.86
3,612.47
3,441.25
3,995.54
7,199.97
6,107.88
11,138.30
% of Net NPAs
0.44%
0.34%
0.36%
0.51%
1.08%
0.98%
1.99%
% of Gross NPAs
1.46%
1.44%
1.73%
2.5%
3.53%
4.18%
5.03%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
13177.0
15728.0
15806.0
16043.0
10970.0
11821.0
12191.0
Number of Branches
5976.0
5577.0
5152.0
4760.0
4679.0
4568.0
4284.0
Half Yearly Analysis Highlights
Interest Earned
Growth in half year ended Sep 2025 is 2.57% vs 15.9% in Sep 2024
Net Profit
Growth in half year ended Sep 2025 is -15.88% vs 11.08% in Sep 2024
Operating Profit (PBDIT)
Growth in half year ended Sep 2025 is 5.33% vs 19.33% in Sep 2024
% of Net NPAs
Growth in half year ended Sep 2025 is 0.10% vs -0.02% in Sep 2024
% of Gross NPAs
Growth in half year ended Sep 2025 is 0.02% vs -0.29% in Sep 2024
Compare Half Yearly Results Of Axis Bank With
Figures in Cr
Standalone Half Yearly Results
Change(INR)
Change(%)
Interest Earned
62,033.74
27,485.95
34,547.79
125.69%
Income On Investments
12,034.63
5,530.64
6,503.99
117.6%
Interest On Balances With Rbi Other Inter Bank Funds
715.55
454.21
261.34
57.54%
Interest / Discount On Advances / Bills
48,832.30
21,219.64
27,612.66
130.13%
Others
451.26
281.46
169.80
60.33%
Other Income
13,882.64
5,669.16
8,213.48
144.88%
Total Income
75,916.38
33,155.11
42,761.27
128.97%
Interest Expended
34,729.44
12,915.92
21,813.52
168.89%
Net Interest Income
27,304.30
14,570.03
12,734.27
87.4%
Total Expenditure (Excl Depreciation)
19,259.25
9,407.23
9,852.02
104.73%
Employee Cost
6,379.38
4,045.05
2,334.33
57.71%
Other Operating Expenses
12,879.87
5,362.18
7,517.69
140.2%
Operating Profit Before Provisions and Contingencies
21,927.69
10,831.96
11,095.73
102.44%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
7,494.70
2,155.18
5,339.52
247.75%
Profit Before Tax
14,432.99
8,676.78
5,756.21
66.34%
Tax
3,537.21
2,141.77
1,395.44
65.15%
Profit After Tax
10,895.78
6,535.01
4,360.77
66.73%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
10,895.78
6,535.01
4,360.77
66.73%
Face Value
2.00
5.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
35.11
32.86
2.25
6.85%
Diluted Earnings per share
34.95
32.86
2.09
6.36%
Operating Profit Margin (Excl OI)
56.87%
57.93%
0.00
-1.06%
Gross Profit Margin
23.27%
31.57%
0.00
-8.30%
PAT Margin
17.56%
23.78%
0.00
-6.22%
Net Interest Margin
0.00%
0.00%
0.00
0.00%
Return on Assets
0.00%
0.96%
-0.96
-0.96%
CASA (%)
40.00%
42.30%
-2.30
-2.30%
CASA Amount
4,79,007.00
2,19,863.00
2,59,144.00
117.87%
Capital Adequacy Ratio (Total)
16.55%
22.05%
-5.50
-5.50%
Capital Adequacy Ratio (Tier 1)
14.43%
20.90%
-6.47
-6.47%
Provision Coverage Ratio (%)
70.00%
77.00%
-7.00
-7.00%
Amount of Gross NPAs
17,307.74
6,479.58
10,828.16
167.11%
Amount of Net NPAs
5,113.86
1,490.98
3,622.88
242.99%
% of Net NPAs
0.44%
0.32%
0.12
0.12%
% of Gross NPAs
1.46%
1.39%
0.07
0.07%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
13,177.00
2,758.00
10,419.00
377.77%
Number of Branches
5,976.00
2,198.00
3,778.00
171.88%
Half Yearly - Interest Earned
Interest Earned 62033.74 Cr
in Sep 2025Figures in Cr
Growth in half year ended Sep 2025 is 2.57% vs 15.9% in Sep 2024
Half Yearly - Net Profit
Net Profit 10,895.78 Cr
in Sep 2025Figures in Cr
Growth in half year ended Sep 2025 is -15.88% vs 11.08% in Sep 2024
Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 21,927.69 Cr
in Sep 2025Figures in Cr
Growth in half year ended Sep 2025 is 5.33% vs 19.33% in Sep 2024
Half Yearly - % of Net NPAs
% of Net NPAs 0.44%
in Sep 2025Figures in %
Growth in half year ended Sep 2025 is 0.10% vs -0.02% in Sep 2024
Half Yearly - % of Gross NPAs
% of Gross NPAs 1.46%
in Sep 2025Figures in %
Growth in half year ended Sep 2025 is 0.02% vs -0.29% in Sep 2024






