Axis Bank Ltd. Annual Results: Standalone & Consolidated Reports

Annual Results

Results Snapshot

Figures in Cr

Standalone Annual Results

Mar'26

Mar'25

Mar'24

Mar'23

Mar'22

Mar'21

Mar'20

Interest Earned

1,27,032.23

1,22,677.04

1,09,368.63

85,163.77

67,376.83

63,346.23

62,635.16

Income On Investments

25,299.80

22,928.34

20,010.62

18,178.73

14,618.92

12,558.21

11,246.03

Interest On Balances With Rbi Other Inter Bank Funds

1,273.50

1,236.22

908.27

899.01

1,528.15

1,037.88

1,095.26

Interest / Discount On Advances / Bills

99,508.19

97,200.27

87,106.60

64,553.81

49,616.58

47,619.80

48,302.97

Others

950.74

1,312.21

1,343.14

1,532.22

1,613.18

2,130.34

1,990.90

Other Income

26,130.85

25,257.06

22,441.96

16,143.42

15,220.54

12,263.60

15,536.56

Total Income

1,53,163.08

1,47,934.10

1,31,810.59

1,01,307.19

82,597.37

75,609.83

78,171.72

Interest Expended

70,984.19

68,329.22

59,474.15

42,218.02

34,244.61

34,107.11

37,428.96

Net Interest Income

56,048.04

54,347.82

49,894.48

42,945.75

33,132.22

29,239.12

25,206.20

Total Expenditure (Excl Depreciation)

39,362.08

37,499.95

35,213.28

27,040.86

23,610.75

18,375.15

17,304.62

Employee Cost

12,265.92

12,192.79

10,933.11

8,797.41

7,612.55

6,164.01

5,321.00

Other Operating Expenses

27,096.16

25,307.16

24,280.17

18,243.45

15,998.20

12,211.14

11,983.62

Operating Profit Before Provisions and Contingencies

42,816.81

42,104.93

37,123.16

32,048.31

24,742.01

23,127.57

23,438.14

Exceptional Items

0.00

Provisions and contingencies

13,262.83

7,758.35

4,063.09

2,652.64

7,359.45

14,321.73

18,533.91

Profit Before Tax

29,553.98

34,346.58

33,060.07

16,905.85

17,382.56

8,805.84

4,904.23

Tax

5,097.32

7,973.10

8,198.64

7,326.17

4,357.08

2,217.34

3,277.01

Profit After Tax

24,456.66

26,373.48

24,861.43

9,579.68

13,025.48

6,588.50

1,627.22

Extraordinary Items

0.00

-7,077.34

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

24,456.66

26,373.48

24,861.43

16,657.02

13,025.48

6,588.50

1,627.22

Face Value

2.0

Reserves

2,03,572.63

1,77,997.47

1,49,617.69

1,24,377.87

1,14,411.51

1,00,990.26

84,383.51

Earnings per share (EPS)

78.69

85.15

80.55

31.13

42.43

21.5

5.77

Diluted Earnings per share

78.31

84.77

80.1

71.73

42.35

22.09

5.97

Operating Profit Margin (Excl OI)

58.57%

63.11%

64.09%

50.47%

54.03%

48.38%

42.78%

Gross Profit Margin

23.26%

28.0%

30.23%

19.85%

25.8%

13.9%

7.83%

PAT Margin

19.25%

21.5%

22.73%

11.25%

19.33%

10.4%

2.6%

Net Interest Margin

3.69%

3.98%

4.06%

4.02%

3.47%

3.53%

3.51%

Return on Assets

0.0%

CASA (%)

40.0%

41.0%

43.0%

47.0%

45.0%

42.4%

39.0%

CASA Amount

5,28,912.00

4,78,188.00

4,59,401.00

4,46,536.00

3,70,006.00

3,17,749.00

2,63,706.00

Capital Adequacy Ratio (Total)

16.42%

17.07%

16.63%

17.64%

18.54%

19.12%

17.53%

Capital Adequacy Ratio (Tier 1)

14.78%

14.67%

13.74%

14.02%

16.34%

16.47%

14.49%

Provision Coverage Ratio (%)

70.0%

75.0%

79.0%

81.0%

75.0%

72.0%

83.0%

Amount of Gross NPAs

16,083.65

14,490.11

15,127.12

18,604.23

21,822.32

25,314.84

30,233.82

Amount of Net NPAs

4,789.59

3,685.45

3,247.47

3,558.92

5,512.16

6,993.52

9,360.41

% of Net NPAs

0.37%

0.33%

0.31%

0.39%

0.73%

1.05%

1.56%

% of Gross NPAs

1.23%

1.28%

1.43%

2.02%

2.82%

3.7%

4.86%

Public Share Holdings (%)

0.0%

Pledged Promotor Holding (%)

0.0%

Pledged Capital (%)

0.0%

Number of ATMs

12796.0

13941.0

16026.0

15953.0

10990.0

11333.0

12044.0

Number of Branches

6275.0

5876.0

5377.0

4903.0

4758.0

4594.0

4528.0

Annual Analysis Highlights

Interest Earned

YoY Growth in year ended Mar 2026 is 3.55% vs 12.17% in Mar 2025

Net Profit

YoY Growth in year ended Mar 2026 is -7.27% vs 6.08% in Mar 2025

Operating Profit (PBDIT)

YoY Growth in year ended Mar 2026 is 1.69% vs 13.42% in Mar 2025

% of Net NPAs

YoY Growth in year ended Mar 2026 is 0.04% vs 0.02% in Mar 2025

% of Gross NPAs

YoY Growth in year ended Mar 2026 is -0.05% vs -0.15% in Mar 2025

Compare Annual Results Of Axis Bank With

Select Peers

Figures in Cr

Standalone Annual Results

Change(INR)

Change(%)

Interest Earned

1,27,032.23

1,69,946.09

-42,913.86

-25.25%

Income On Investments

25,299.80

33,592.73

-8,292.93

-24.69%

Interest On Balances With Rbi Other Inter Bank Funds

1,273.50

2,862.93

-1,589.43

-55.52%

Interest / Discount On Advances / Bills

99,508.19

1,30,605.55

-31,097.36

-23.81%

Others

950.74

2,884.88

-1,934.14

-67.04%

Other Income

26,130.85

30,757.59

-4,626.74

-15.04%

Total Income

1,53,163.08

2,00,703.68

-47,540.60

-23.69%

Interest Expended

70,984.19

81,870.86

-10,886.67

-13.3%

Net Interest Income

56,048.04

88,075.23

-32,027.19

-36.36%

Total Expenditure (Excl Depreciation)

39,362.08

47,233.95

-7,871.87

-16.67%

Employee Cost

12,265.92

17,974.89

-5,708.97

-31.76%

Other Operating Expenses

27,096.16

29,259.06

-2,162.90

-7.39%

Operating Profit Before Provisions and Contingencies

42,816.81

71,598.87

-28,782.06

-40.2%

Exceptional Items

0.00

Provisions and contingencies

13,262.83

5,380.42

7,882.41

146.5%

Profit Before Tax

29,553.98

66,218.45

-36,664.47

-55.37%

Tax

5,097.32

16,071.81

-10,974.49

-68.28%

Profit After Tax

24,456.66

50,146.64

-25,689.98

-51.23%

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

24,456.66

50,146.64

-25,689.98

-51.23%

Face Value

2.00

0.00

Reserves

2,03,572.63

3,29,372.57

-1,25,799.94

-38.19%

Earnings per share (EPS)

78.69

70.03

8.66

12.37%

Diluted Earnings per share

78.31

69.20

9.11

13.16%

Operating Profit Margin (Excl OI)

58.57%

69.04%

0.00

-10.47%

Gross Profit Margin

23.26%

38.96%

0.00

-15.70%

PAT Margin

19.25%

29.51%

0.00

-10.26%

Net Interest Margin

3.69%

4.32%

-0.63

-0.63%

Return on Assets

0.00%

0.00

0.00%

CASA (%)

40.00%

38.60%

1.40

1.40%

CASA Amount

5,28,912.00

7,43,587.00

-2,14,675.00

-28.87%

Capital Adequacy Ratio (Total)

16.42%

17.18%

-0.76

-0.76%

Capital Adequacy Ratio (Tier 1)

14.78%

16.35%

-1.57

-1.57%

Provision Coverage Ratio (%)

70.00%

75.80%

-5.80

-5.80%

Amount of Gross NPAs

16,083.65

23,051.93

-6,968.28

-30.23%

Amount of Net NPAs

4,789.59

5,459.46

-669.87

-12.27%

% of Net NPAs

0.37%

0.33%

0.04

0.04%

% of Gross NPAs

1.23%

1.40%

-0.17

-0.17%

Public Share Holdings (%)

0.00%

0.00

0.00%

Pledged Promotor Holding (%)

0.00%

0.00

0.00%

Pledged Capital (%)

0.00%

0.00

0.00%

Number of ATMs

12,796.00

12,087.00

709.00

5.87%

Number of Branches

6,275.00

7,511.00

-1,236.00

-16.46%

Annual - Interest Earned

Interest Earned 127032.23 Cr

in Mar 2026

Figures in Cr

YoY Growth in year ended Mar 2026 is 3.55% vs 12.17% in Mar 2025

Annual - Net Profit

Net Profit 24,456.66 Cr

in Mar 2026

Figures in Cr

YoY Growth in year ended Mar 2026 is -7.27% vs 6.08% in Mar 2025

Annual - Operating Profit (PBDIT)

Operating Profit (PBDIT) 42,816.81 Cr

in Mar 2026

Figures in Cr

YoY Growth in year ended Mar 2026 is 1.69% vs 13.42% in Mar 2025

Annual - % of Net NPAs

% of Net NPAs 0.37%

in Mar 2026

Figures in %

YoY Growth in year ended Mar 2026 is 0.04% vs 0.02% in Mar 2025

Annual - % of Gross NPAs

% of Gross NPAs 1.23%

in Mar 2026

Figures in %

YoY Growth in year ended Mar 2026 is -0.05% vs -0.15% in Mar 2025