Results Snapshot
Figures in Cr
Standalone Annual Results
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Interest Earned
1,22,677.04
1,09,368.63
85,163.77
67,376.83
63,346.23
62,635.16
54,985.77
Income On Investments
22,928.34
20,010.62
18,178.73
14,618.92
12,558.21
11,246.03
11,349.07
Interest On Balances With Rbi Other Inter Bank Funds
1,236.22
908.27
899.01
1,528.15
1,037.88
1,095.26
693.35
Interest / Discount On Advances / Bills
97,200.27
87,106.60
64,553.81
49,616.58
47,619.80
48,302.97
41,322.02
Others
1,312.21
1,343.14
1,532.22
1,613.18
2,130.34
1,990.90
1,621.33
Other Income
25,257.06
22,441.96
16,143.42
15,220.54
12,263.60
15,536.56
13,130.34
Total Income
1,47,934.10
1,31,810.59
1,01,307.19
82,597.37
75,609.83
78,171.72
68,116.11
Interest Expended
68,329.22
59,474.15
42,218.02
34,244.61
34,107.11
37,428.96
33,277.60
Net Interest Income
54,347.82
49,894.48
42,945.75
33,132.22
29,239.12
25,206.20
21,708.17
Total Expenditure (Excl Depreciation)
37,499.95
35,213.28
27,040.86
23,610.75
18,375.15
17,304.62
15,833.40
Employee Cost
12,192.79
10,933.11
8,797.41
7,612.55
6,164.01
5,321.00
4,747.32
Other Operating Expenses
25,307.16
24,280.17
18,243.45
15,998.20
12,211.14
11,983.62
11,086.08
Operating Profit Before Provisions and Contingencies
42,104.93
37,123.16
32,048.31
24,742.01
23,127.57
23,438.14
19,005.11
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
7,758.35
4,063.09
2,652.64
7,359.45
14,321.73
18,533.91
12,031.02
Profit Before Tax
34,346.58
33,060.07
16,905.85
17,382.56
8,805.84
4,904.23
6,974.09
Tax
7,973.10
8,198.64
7,326.17
4,357.08
2,217.34
3,277.01
2,297.48
Profit After Tax
26,373.48
24,861.43
9,579.68
13,025.48
6,588.50
1,627.22
4,676.61
Extraordinary Items
0.00
0.00
-7,077.34
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
26,373.48
24,861.43
16,657.02
13,025.48
6,588.50
1,627.22
4,676.61
Face Value
2.0
2.0
2.0
2.0
2.0
2.0
2.0
Reserves
1,77,997.47
1,49,617.69
1,24,377.87
1,14,411.51
1,00,990.26
84,383.51
66,161.97
Earnings per share (EPS)
85.15
80.55
31.13
42.43
21.5
5.77
18.19
Diluted Earnings per share
84.77
80.1
71.73
42.35
22.09
5.97
18.09
Operating Profit Margin (Excl OI)
63.11%
64.09%
50.47%
54.03%
48.38%
42.78%
49.32%
Gross Profit Margin
28.0%
30.23%
19.85%
25.8%
13.9%
7.83%
12.68%
PAT Margin
21.5%
22.73%
11.25%
19.33%
10.4%
2.6%
8.51%
Net Interest Margin
3.98%
4.06%
4.02%
3.47%
3.53%
3.51%
3.43%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
41.0%
43.0%
47.0%
45.0%
42.4%
39.0%
44.0%
CASA Amount
4,78,188.00
4,59,401.00
4,46,536.00
3,70,006.00
3,17,749.00
2,63,706.00
2,43,394.00
Capital Adequacy Ratio (Total)
17.07%
16.63%
17.64%
18.54%
19.12%
17.53%
15.84%
Capital Adequacy Ratio (Tier 1)
14.67%
13.74%
14.02%
16.34%
16.47%
14.49%
12.54%
Provision Coverage Ratio (%)
75.0%
79.0%
81.0%
75.0%
72.0%
83.0%
77.0%
Amount of Gross NPAs
14,490.11
15,127.12
18,604.23
21,822.32
25,314.84
30,233.82
29,789.44
Amount of Net NPAs
3,685.45
3,247.47
3,558.92
5,512.16
6,993.52
9,360.41
11,275.60
% of Net NPAs
0.33%
0.31%
0.39%
0.73%
1.05%
1.56%
2.06%
% of Gross NPAs
1.28%
1.43%
2.02%
2.82%
3.7%
4.86%
5.26%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
13941.0
16026.0
15953.0
10990.0
11333.0
12044.0
11801.0
Number of Branches
5876.0
5377.0
4903.0
4758.0
4594.0
4528.0
4050.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2025 is 12.17% vs 28.42% in Mar 2024
Net Profit
YoY Growth in year ended Mar 2025 is 6.08% vs 49.25% in Mar 2024
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2025 is 13.42% vs 15.84% in Mar 2024
% of Net NPAs
YoY Growth in year ended Mar 2025 is 0.02% vs -0.08% in Mar 2024
% of Gross NPAs
YoY Growth in year ended Mar 2025 is -0.15% vs -0.59% in Mar 2024
Compare Annual Results Of Axis Bank With
Figures in Cr
Standalone Annual Results
Change(INR)
Change(%)
Interest Earned
1,22,677.04
52,919.73
69,757.31
131.82%
Income On Investments
22,928.34
10,828.90
12,099.44
111.73%
Interest On Balances With Rbi Other Inter Bank Funds
1,236.22
894.53
341.69
38.2%
Interest / Discount On Advances / Bills
97,200.27
40,746.17
56,454.10
138.55%
Others
1,312.21
450.13
862.08
191.52%
Other Income
25,257.06
14,938.39
10,318.67
69.07%
Total Income
1,47,934.10
67,858.12
80,075.98
118.01%
Interest Expended
68,329.22
24,577.95
43,751.27
178.01%
Net Interest Income
54,347.82
28,341.78
26,006.04
91.76%
Total Expenditure (Excl Depreciation)
37,499.95
18,753.70
18,746.25
99.96%
Employee Cost
12,192.79
7,880.63
4,312.16
54.72%
Other Operating Expenses
25,307.16
10,873.07
14,434.09
132.75%
Operating Profit Before Provisions and Contingencies
42,104.93
21,006.57
21,098.36
100.44%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
7,758.35
2,942.36
4,815.99
163.68%
Profit Before Tax
34,346.58
21,584.11
12,762.47
59.13%
Tax
7,973.10
5,134.03
2,839.07
55.3%
Profit After Tax
26,373.48
16,450.08
9,923.40
60.32%
Extraordinary Items
0.00
2,682.65
-2,682.65
-100.0%
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
26,373.48
13,767.43
12,606.05
91.56%
Face Value
2.00
5.00
0.00
Reserves
1,77,997.47
1,16,151.51
61,845.96
53.25%
Earnings per share (EPS)
85.15
82.74
2.41
2.91%
Diluted Earnings per share
84.77
82.74
2.03
2.45%
Operating Profit Margin (Excl OI)
63.11%
59.00%
0.00
4.11%
Gross Profit Margin
28.00%
40.79%
0.00
-12.79%
PAT Margin
21.50%
31.08%
0.00
-9.58%
Net Interest Margin
3.98%
4.96%
-0.98
-0.98%
Return on Assets
0.00%
2.65%
-2.65
-2.65%
CASA (%)
41.00%
43.00%
-2.00
-2.00%
CASA Amount
4,78,188.00
2,14,417.00
2,63,771.00
123.02%
Capital Adequacy Ratio (Total)
17.07%
22.25%
-5.18
-5.18%
Capital Adequacy Ratio (Tier 1)
14.67%
20.50%
-5.83
-5.83%
Provision Coverage Ratio (%)
75.00%
78.00%
-3.00
-3.00%
Amount of Gross NPAs
14,490.11
6,133.85
8,356.26
136.23%
Amount of Net NPAs
3,685.45
1,343.44
2,342.01
174.33%
% of Net NPAs
0.33%
0.31%
0.02
0.02%
% of Gross NPAs
1.28%
1.42%
-0.14
-0.14%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
13,941.00
3,295.00
10,646.00
323.1%
Number of Branches
5,876.00
2,148.00
3,728.00
173.56%
Annual - Interest Earned
Interest Earned 122677.04 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 12.17% vs 28.42% in Mar 2024
Annual - Net Profit
Net Profit 26,373.48 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 6.08% vs 49.25% in Mar 2024
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 42,104.93 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 13.42% vs 15.84% in Mar 2024
Annual - % of Net NPAs
% of Net NPAs 0.33%
in Mar 2025Figures in %
YoY Growth in year ended Mar 2025 is 0.02% vs -0.08% in Mar 2024
Annual - % of Gross NPAs
% of Gross NPAs 1.28%
in Mar 2025Figures in %
YoY Growth in year ended Mar 2025 is -0.15% vs -0.59% in Mar 2024






