ScoreWhy is Bajaj Finance Ltd ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 18.15%
- Healthy long term growth as Operating profit has grown by an annual rate of 27.93%
2
Flat results in Dec 25
- EPS(Q) Lowest at Rs 6.40
3
With ROE of 17.7, it has a Very Expensive valuation with a 5.9 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 15.38%, its profits have risen by 14.1% ; the PEG ratio of the company is 2.5
4
High Institutional Holdings at 36.44%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
5
With its market cap of Rs 6,00,283 cr, it is the biggest company in the sector and constitutes 10.56% of the entire sector
- Its annual Sales of Rs 79,373.52 are 3.24% of the industry
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Bajaj Finance should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bajaj Finance for you?
Medium Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Bajaj Finance
15.38%
0.60
25.78%
Sensex
7.07%
0.61
11.53%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
34
Industry P/E
22
Price to Book Value
5.92
EV to EBIT
19.12
EV to EBITDA
18.76
EV to Capital Employed
2.04
EV to Sales
12.55
PEG Ratio
2.49
Dividend Yield
0.57%
ROCE (Latest)
10.48%
ROE (Latest)
17.73%
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TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bullish
Moving Averages
Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend2What is working for the Company
NET SALES(Q)
Highest at Rs 21,213.89 cr
-1What is not working for the Company
EPS(Q)
Lowest at Rs 6.40
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Here's what is working for Bajaj Finance
Net Sales - Quarterly
Highest at Rs 21,213.89 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Here's what is not working for Bajaj Finance
Earnings per Share (EPS) - Quarterly
Lowest at Rs 6.40
in the last five quartersMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (Rs)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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