Bajaj Finance

how big is Bajaj Finance?

As of Jun 06, Bajaj Finance Ltd has a market capitalization of 582,660.83 Cr, with net sales of 69,681.85 Cr and net profit of 16,637.82 Cr over the latest four quarters. Shareholder's funds are 76,695.35 Cr, and total assets amount to 3,74,724.19 Cr as of Mar'24.

Market Cap: Bajaj Finance Ltd has a market capitalization of 582,660.83 Cr and is classified as a Large Cap company as of Jun 06.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 69,681.85 Cr, while the sum of Net Profit for the same period is 16,637.82 Cr. This data is Consolidated.<BR><BR>Balance Sheet Snapshot: This is Consolidated data for the latest annual period ending in Mar'24. Shareholder's Funds are reported at 76,695.35 Cr, and Total Assets amount to 3,74,724.19 Cr.

When is the next results date for Bajaj Finance?

No Upcoming Board Meetings

Has Bajaj Finance declared dividend?

Yes, Bajaj Finance has declared a dividend of 2200% (₹44 per share) with an ex-date of May 30, 2025, and a dividend yield of 1.03%. The company has shown strong total returns across various periods, with a five-year total return of 296.39%.

Bajaj Finance Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 2200%<BR>- Amount per share: 44<BR>- Ex-date: May 30, 2025<BR><BR>Dividend Yield: 1.03%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, Bajaj Finance achieved a price return of 36.51%, a dividend return of 0.82%, resulting in a total return of 37.33%.<BR><BR>Over the past year, the company recorded a price return of 35.24%, a dividend return of 1.29%, leading to a total return of 36.53%.<BR><BR>In the two-year period, Bajaj Finance saw a price return of 31.57%, with a dividend return of 1.65%, culminating in a total return of 33.22%.<BR><BR>For the three-year period, the price return was 55.52%, the dividend return was 2.61%, resulting in a total return of 58.13%.<BR><BR>In the four-year span, the company experienced a price return of 56.21%, a dividend return of 2.52%, leading to a total return of 58.73%.<BR><BR>Over the last five years, Bajaj Finance achieved an impressive price return of 291.27%, with a dividend return of 5.12%, resulting in a total return of 296.39%.<BR><BR>Overall, Bajaj Finance has declared a significant dividend and demonstrated strong total returns across various periods, indicating robust performance and shareholder value enhancement.

Who are the peers of the Bajaj Finance?

Bajaj Finance's peers include Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, SBI Cards, Aditya Birla Cap, Sundaram Finance, L&T Finance Ltd, Authum Invest, and M & M Fin. Serv. Authum Invest leads in 1-year returns at 164.69%, while Bajaj Finance has a 1-year return of 30.45%.

Peers: The peers of Bajaj Finance are Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, SBI Cards, Aditya Birla Cap, Sundaram Finance, L&T Finance Ltd, Authum Invest, and M & M Fin. Serv.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, SBI Cards, and Authum Invest, while Average management risk is found at Jio Financial, L&T Finance Ltd, and Authum Invest. Good management risk is noted at Shriram Finance and Aditya Birla Cap, while Average growth is seen at Muthoot Finance, SBI Cards, and Aditya Birla Cap. Excellent growth is noted at Jio Financial and Authum Invest, while Good growth is observed at Bajaj Finance and Cholaman.Inv.&Fn, and the rest have Average or Below Average growth.<BR><BR>Return Snapshot: Authum Invest has the highest 1-year return at 164.69%, while Jio Financial has the lowest at -20.18%. Bajaj Finance's 1-year return of 30.45% is higher than Jio Financial's but lower than Authum Invest's. Additionally, Jio Financial and M & M Fin. Serv. have negative six-month returns.

Is Bajaj Finance overvalued or undervalued?

As of January 2, 2025, Bajaj Finance is considered very expensive and overvalued, with a PE ratio of 35.01 and higher valuation metrics compared to peers like HDFC Ltd., despite a strong year-to-date return of 40.92%.

As of 2 January 2025, Bajaj Finance's valuation grade has moved from expensive to very expensive, indicating a significant shift in its market perception. The company is currently considered overvalued. Key ratios reveal a PE ratio of 35.01, an EV to EBITDA of 19.51, and a PEG ratio of 2.38, all of which suggest that the stock is trading at a premium compared to its earnings growth potential.<BR><BR>In comparison to its peers, Bajaj Finance's valuation metrics are notably high; for instance, its PE ratio aligns closely with the industry average but remains elevated. Other peers in the Non-Banking Financial Company sector, such as HDFC Ltd. with a PE of 28.00, further illustrate this overvaluation. Additionally, while Bajaj Finance has outperformed the Sensex with a year-to-date return of 40.92% compared to the Sensex's 5.61%, this strong performance does not mitigate the concerns regarding its current valuation.

What is the bonus history of the Bajaj Finance?

Bajaj Finance's most recent bonus issue was a 4:1 bonus announced on June 16, 2025. Previously, the company issued a 1:1 bonus on September 8, 2016.

Bajaj Finance has a notable bonus history. The most recent bonus issue was a 4:1 bonus announced with an ex-date of June 16, 2025. Prior to that, the company issued a 1:1 bonus on September 8, 2016, with a record date of September 10, 2016. This reflects Bajaj Finance's approach to rewarding its shareholders through bonus shares over the years.

Who are in the management team of Bajaj Finance?

As of March 2022, the management team of Bajaj Finance includes Rajiv Bajaj (Director), Sanjiv Bajaj (Chairman), Rajeev Jain (Managing Director), and several independent directors, with varying remuneration levels. The team is a mix of executive and independent members, guiding the company's governance and strategy.

As of March 2022, the management team of Bajaj Finance includes the following members:<BR><BR>1. Rajiv Bajaj - Director, with a remuneration of INR 21.0 lacs.<BR>2. Sanjiv Bajaj - Chairman (Non-Executive), with a remuneration of INR 81.0 lacs.<BR>3. D J Balaji Rao - Independent Director, with a remuneration of INR 25.0 lacs.<BR>4. Rajeev Jain - Managing Director, with a remuneration of INR 18.04 crores.<BR>5. Vijay R - Company Secretary & Compliance Officer, with no remuneration listed.<BR>6. Naushad Forbes - Independent Director, with a remuneration of INR 53.0 lacs.<BR>7. Anami Roy - Independent Director, with a remuneration of INR 63.0 lacs.<BR>8. Pramit Jhaveri - Independent Director, with a remuneration of INR 60.0 lacs.<BR>9. Radhika Haribhakti - Independent Director, with a remuneration of INR 28.0 lacs.<BR>10. Rakesh Bhatt - Executive Director, with no remuneration listed.<BR>11. Anup Saha - Executive Director, with no remuneration listed.<BR><BR>This team comprises a mix of executive and independent directors, contributing to the governance and strategic direction of the company.

What does Bajaj Finance do?

Bajaj Finance Ltd is a large-cap Non-Banking Financial Company (NBFC) specializing in financing solutions for two and three-wheelers. As of March 2025, it reported net sales of ₹184,568 Cr and a net profit of ₹44,796 Cr, with a market cap of ₹573,237 Cr.

Overview: <BR>Bajaj Finance Ltd is a large-cap Non-Banking Financial Company (NBFC) primarily focused on providing financing solutions for two and three-wheelers.<BR><BR>History: <BR>Bajaj Finance Ltd was incorporated on March 25, 1987. It became a deemed Public Company on October 20, 1987, and was registered as a Public Limited Company on September 24, 1988. The company registered with the RBI as a Non-Bank Company on March 5, 1998. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot: <BR>- Net Sales: 184,568 Cr (Quarterly Results - Mar 2025) <BR>- Net Profit: 44,796 Cr (Quarterly Results - Mar 2025) <BR>- Market cap: INR 573,237 Cr (Large Cap) <BR><BR>Key Metrics: <BR>- P/E: 34.00 <BR>- Industry P/E: 23 <BR>- Dividend Yield: 0.60% <BR>- Debt Equity: 3.74 <BR>- Return on Equity: 17.21% <BR>- Price to Book: 5.97 <BR><BR>Contact Details: <BR>- Address: Mumbai-Pune Road, Akurdi Pune Maharashtra : 411035 <BR>- Tel: 91-20-30405060/71576403 <BR>- Email: investor.service@bajajfinserv.in <BR>- Website: http://www.bajajfinserv.in

Who are the top shareholders of the Bajaj Finance?

The top shareholders of Bajaj Finance include Bajaj Finserv Limited with 51.39%, foreign institutional investors at 19.18%, and mutual funds holding 8.95%. Life Insurance Corporation of India is the largest public shareholder with 2.62%, while individual investors own 7.18%.

The top shareholders of Bajaj Finance include Bajaj Finserv Limited, which holds the largest stake at 51.39%. Other significant shareholders are foreign institutional investors (FIIs) with a combined holding of 19.18% and mutual funds, which are represented by 45 schemes holding 8.95%. Additionally, Life Insurance Corporation of India is the highest public shareholder with a 2.62% stake, while individual investors collectively hold 7.18% of the company.

How has been the historical performance of Bajaj Finance?

Bajaj Finance has shown significant growth from March 2020 to March 2025, with net sales increasing from ₹26,373.80 crore to ₹69,683.51 crore, and profit after tax rising from ₹3,994.99 crore to ₹16,761.67 crore, reflecting a strong upward trend in financial performance. Total assets and liabilities also surged, indicating substantial operational scale.

Answer:<BR>The historical performance of Bajaj Finance shows significant growth in net sales and profits over the years, culminating in the fiscal year ending March 2025.<BR><BR>Breakdown:<BR>Bajaj Finance has demonstrated a robust increase in net sales, rising from 26,373.80 crore in March 2020 to 69,683.51 crore in March 2025. The total operating income followed a similar upward trajectory, reaching 69,683.51 crore in March 2025. Operating profit (PBDIT) also saw substantial growth, climbing from 17,089.96 crore in March 2020 to 47,713.60 crore in March 2025. Profit before tax increased from 6,179.16 crore in March 2019 to 22,061.82 crore in March 2025, while profit after tax rose from 3,994.99 crore to 16,761.67 crore in the same period. The company's total assets surged from 1,63,541.24 crore in March 2020 to 4,64,985.63 crore in March 2025, reflecting a strong asset base. Total liabilities also increased, from 1,63,541.24 crore to 4,64,985.63 crore, indicating a significant scale of operations. Cash flow from operating activities remained negative but improved from -24,411.00 crore in March 2020 to -68,154.00 crore in March 2025, while cash flow from financing activities showed a positive trend, peaking at 70,527.00 crore in March 2025. Overall, Bajaj Finance's financial metrics indicate a strong growth trajectory over the years.

How has been the historical performance of Bajaj Finance?

Bajaj Finance has shown consistent growth in net sales, operating income, and profits from March 2019 to March 2025, with net sales increasing from 18,487.14 crore to 69,683.51 crore and profit after tax rising from 3,994.99 crore to 16,761.67 crore. Despite challenges in cash flow, the company has significantly expanded its total assets and liabilities during this period.

Answer:<BR>The historical performance of Bajaj Finance shows a consistent growth trajectory in net sales, operating income, and profit metrics over the years leading up to March 2025.<BR><BR>Breakdown:<BR>Bajaj Finance's net sales have increased significantly from 18,487.14 crore in March 2019 to 69,683.51 crore in March 2025, reflecting a robust growth trend. Total operating income followed a similar pattern, rising from 26,373.80 crore in March 2020 to 69,683.51 crore in March 2025. The total expenditure, excluding depreciation, also grew, reaching 22,011.18 crore in March 2025, up from 5,553.31 crore in March 2019. Operating profit (PBDIT) has shown a strong upward movement, climbing from 12,946.87 crore in March 2019 to 47,713.60 crore in March 2025. Profit before tax increased from 6,179.16 crore in March 2019 to 22,061.82 crore in March 2025, while profit after tax rose from 3,994.99 crore to 16,761.67 crore in the same period. The company's total assets have expanded from 1,63,541.24 crore in March 2020 to 4,64,985.63 crore in March 2025, indicating strong asset growth. Total liabilities also increased, from 1,63,541.24 crore to 4,64,985.63 crore, with total debt rising from 1,08,379.28 crore to 2,89,845.52 crore. Cash flow from operating activities remained negative, reflecting challenges in cash generation, but cash flow from financing activities showed positive inflows, particularly in March 2025 at 70,527.00 crore. Overall, Bajaj Finance has demonstrated significant growth in revenue and profitability, despite facing cash flow challenges.

Is Bajaj Finance technically bullish or bearish?

As of November 21, 2025, Bajaj Finance's technical trend is mildly bullish, supported by bullish MACD and KST indicators, although recent price weakness and a lack of momentum in RSI and Dow Theory suggest caution.

As of 21 November 2025, the technical trend for Bajaj Finance has changed from bullish to mildly bullish. The weekly MACD and KST indicators remain bullish, supporting a positive outlook, while the moving averages on the daily chart also indicate a mildly bullish stance. However, both the RSI and Dow Theory show no significant trends in the weekly and monthly time frames, suggesting a lack of momentum. Overall, the current technical stance is mildly bullish, driven primarily by the bullish MACD and KST indicators, despite recent price weakness.

Are Bajaj Finance Ltd latest results good or bad?

Bajaj Finance Ltd's latest results show strong net sales growth of 17.63% year-on-year, reaching ₹21,213.89 crores, but profitability has declined sharply, with net profit falling 18.41% quarter-on-quarter due to rising costs, raising concerns about sustainability. Overall, while revenue growth is positive, the significant profit drop indicates underlying challenges.

Bajaj Finance Ltd's latest results present a mixed picture. On one hand, the company achieved a notable net sales growth of 17.63% year-on-year, reaching ₹21,213.89 crores, which is a positive indicator of demand for its financial products. However, this topline growth was overshadowed by significant pressure on profitability. The consolidated net profit fell sharply by 18.41% quarter-on-quarter and 6.33% year-on-year, dropping to ₹3,977.85 crores. <BR><BR>The profit decline was primarily driven by rising interest costs and operational expenses, which led to a substantial contraction in the profit after tax (PAT) margin, down to 19.47% from 24.90% in the previous quarter. This margin compression is one of the weakest performances in recent quarters and raises concerns about the sustainability of the company's profitability in the current economic environment.<BR><BR>While the market reacted positively to the revenue growth, the sharp decline in profits and margins indicates underlying challenges that need to be addressed. Overall, the results suggest that while Bajaj Finance is maintaining strong revenue momentum, the pressure on profitability could be a cause for concern moving forward.

Should I buy, sell or hold Bajaj Finance Ltd?

Why is Bajaj Finance Ltd falling/rising?

As of 17-Mar, Bajaj Finance Ltd's stock price is Rs 868.60, down 1.17%, and has significantly underperformed the Sensex over the past week and month. Despite strong long-term fundamentals, the stock is in a bearish trend with reduced investor interest.

As of 17-Mar, Bajaj Finance Ltd's stock price is falling, currently at Rs 868.60, which reflects a decrease of Rs 10.3 or 1.17%. The stock has underperformed compared to the benchmark Sensex, which has seen a decline of only 2.73% over the past week, while Bajaj Finance has dropped by 7.62%. Over the past month, the stock has fallen by 14.33%, significantly more than the Sensex's 8.84% decline.<BR><BR>Today's trading performance indicates that the stock is trading below its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, suggesting a bearish trend. Additionally, there has been a notable decrease in investor participation, with delivery volume dropping by 13.6% compared to the 5-day average, indicating reduced interest among investors.<BR><BR>Despite these negative trends, the company maintains strong long-term fundamentals, with a solid average Return on Equity (ROE) of 18.15% and healthy operating profit growth. However, the current market sentiment appears to be overshadowing these strengths, contributing to the stock's decline.

Why is Bajaj Finance Ltd falling/rising?

As of 18-Mar, Bajaj Finance Ltd's stock price is rising to Rs 879.70, but it has declined over the past week and month. Despite today's increase, the stock is trading below moving averages, indicating a bearish trend, and there is reduced investor participation, though long-term fundamentals remain strong.

As of 18-Mar, Bajaj Finance Ltd's stock price is rising, currently at Rs 879.70, reflecting an increase of Rs 11.1 or 1.28%. This rise is supported by the stock touching an intraday high of Rs 893.35, which represents a 2.85% increase during the trading day. Despite this positive movement, the stock has shown a decline over the past week and month, with returns of -1.51% and -14.08% respectively. <BR><BR>The stock's performance today is described as inline with the sector, indicating that while it is experiencing a rise, it is not outperforming its peers significantly. However, it is important to note that Bajaj Finance is trading below its moving averages across various time frames, which suggests a bearish trend in the short to medium term. Additionally, there has been a notable decrease in investor participation, with delivery volume falling by 32.27% against the 5-day average, which could indicate waning interest among investors.<BR><BR>On a positive note, the company maintains strong long-term fundamentals, evidenced by an average Return on Equity (ROE) of 18.15% and a healthy annual operating profit growth rate of 27.93%. Furthermore, high institutional holdings at 36.44% suggest confidence from larger investors, who typically have more resources to analyze the company's fundamentals. Overall, while the stock is currently rising, the broader context of declining short-term performance and reduced investor participation may temper expectations for sustained growth.

Why is Bajaj Finance Ltd falling/rising?

As of 19-Mar, Bajaj Finance Ltd's stock price is Rs 832.00, down 5.42%, with significant declines over the past week and month. The stock is underperforming its sector and trading near its 52-week low, reflecting a bearish trend despite strong long-term fundamentals.

As of 19-Mar, Bajaj Finance Ltd's stock price is falling, currently at Rs 832.00, reflecting a decrease of Rs 47.7 or 5.42%. This decline is evident in the stock's performance over various periods, with a 1-week drop of 3.65% and a 1-month decrease of 17.97%, both of which are significantly worse than the benchmark Sensex, which fell by 2.40% and 10.05%, respectively. <BR><BR>Today, the stock underperformed its sector by 1.58% and reached an intraday low of Rs 826.9, marking a 6% decline. Additionally, it is trading close to its 52-week low, just 2.62% away from Rs 810.205. The stock is also trading below its moving averages across multiple time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend.<BR><BR>Despite some positive factors such as strong long-term fundamentals and high institutional holdings, the overall market sentiment in the Finance/NBFC sector has been negative, with a sector decline of 3.83%. This combination of poor short-term performance, underwhelming sector action, and trading below key moving averages contributes to the stock's current downward trajectory.

Why is Bajaj Finance Ltd falling/rising?

As of 20-Mar, Bajaj Finance Ltd's stock price is at 830.65, down 0.16% and has fallen 5.58% over the last two days. The stock is underperforming compared to the Sensex and is trading below all key moving averages, indicating bearish momentum.

As of 20-Mar, Bajaj Finance Ltd's stock price is currently at 830.65, reflecting a decrease of 1.35, or 0.16%. The stock has been experiencing a downward trend, having fallen consecutively for the last two days, resulting in a total decline of 5.58% during this period. Additionally, the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish momentum.<BR><BR>In the past week, Bajaj Finance's performance has been notably poor, with a decline of 2.85%, which contrasts sharply with the Sensex's minimal drop of 0.04%. Over the past month, the stock has dropped by 19.29%, significantly underperforming the Sensex, which fell by only 10.00%. Year-to-date, the stock is down 15.81%, while the Sensex has decreased by 12.54%. This trend suggests that the stock is facing considerable selling pressure compared to the broader market.<BR><BR>Despite these negative movements, there are some positive indicators, such as a rise in investor participation, with delivery volume increasing by 4.84% against the 5-day average. However, the stock's close proximity to its 52-week low, being just 2.46% away from Rs 810.205, further emphasizes the current bearish sentiment among investors. Overall, the combination of consecutive declines, underperformance relative to the benchmark, and trading below moving averages contributes to the stock's falling price.

Why is Bajaj Finance Ltd falling/rising?

As of 24-Mar, Bajaj Finance Ltd's stock price is rising to Rs 850.00, marking a 4.69% increase after a trend reversal. Despite trading below moving averages, strong long-term fundamentals and increased investor interest support this upward movement.

As of 24-Mar, Bajaj Finance Ltd's stock price is rising, currently at Rs 850.00, reflecting a change of Rs 38.1 or 4.69% increase. This upward movement follows a trend reversal after three consecutive days of decline. The stock opened with a gain of 2.09% today and reached an intraday high of Rs 853, which is a 5.06% increase. Additionally, the stock has outperformed its sector by 2.37%.<BR><BR>Investor participation has also increased, with delivery volume rising by 51.52% compared to the five-day average, indicating heightened interest in the stock. Furthermore, the finance/NBFC sector has gained by 2.38%, contributing positively to Bajaj Finance's performance.<BR><BR>Despite the recent rise, it is important to note that the stock is trading below its moving averages across various time frames, which may indicate underlying weaknesses. However, the company's strong long-term fundamentals, characterized by an average Return on Equity (ROE) of 18.15% and healthy operating profit growth, support the stock's current upward movement.

Why is Bajaj Finance Ltd falling/rising?

As of 25-Mar, Bajaj Finance Ltd's stock price is rising to Rs 882.45, up 3.82%, driven by strong investor interest and solid fundamentals, including an average ROE of 18.15%. The stock has outperformed its sector and shows significant gains over the past two days.

As of 25-Mar, Bajaj Finance Ltd's stock price is rising, currently at Rs 882.45, reflecting an increase of Rs 32.45 or 3.82%. This upward movement can be attributed to several factors. Firstly, the stock has outperformed its sector by 0.9% today and has experienced consecutive gains over the last two days, accumulating a total return of 8.69% during this period. Additionally, the stock reached an intraday high of Rs 888.6, marking a rise of 4.54%.<BR><BR>Investor participation has also increased, with a delivery volume of 1.25 crore shares on 24 March, which is a significant rise of 71.81% compared to the five-day average delivery volume. The finance/NBFC sector as a whole has gained by 2.91%, contributing positively to Bajaj Finance's performance.<BR><BR>Moreover, the company demonstrates strong long-term fundamental strength, evidenced by an average Return on Equity (ROE) of 18.15% and a healthy annual operating profit growth rate of 27.93%. High institutional holdings at 36.44% indicate confidence from larger investors who typically have more resources to analyze company fundamentals.<BR><BR>Despite some negative factors, such as flat results in December and a high valuation compared to peers, the overall positive momentum in the stock's performance today, combined with strong fundamentals and increased investor interest, are driving the rise in Bajaj Finance Ltd's stock price.

Which are the latest news on Bajaj Finance?