Bajaj Finserv

Market Cap: Large Cap
Industry: Holding Company
ISIN: INE918I01026
NSEID: BAJAJFINSV
BSEID: 532978
View on NSE | View on BSE

INR

1,747.20

-17 (-0.96%)

BSENSE

Apr 30

BSE+NSE Vol: 27.23 lacs

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

TVS Holdings

ACME Solar Hold.

Edelweiss.Fin.

Bajaj Holdings

JM Financial

Tsf Investments

Kama Holdings

Bajaj Finserv

Choice Intl.

Mah. Scooters

JSW Holdings

Why is Bajaj Finserv Ltd ?

Flat results in Mar 26

DEBT-EQUITY RATIO(HY) Highest at 5.52 times

Below par performance in long term as well as near term

Along with generating -10.49% returns in the last 1 year, the stock has also underperformed BSE500 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Holding Company)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Bajaj Finserv for you?

Low Risk, Low Return

Absolute

Risk Adjusted

Volatility

Bajaj Finserv

-10.47%

-0.46

22.54%

Sensex

-4.15%

-0.31

13.42%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

20.59%

EBIT Growth (5y)

24.63%

Net Debt to Equity (avg)

5.13

Institutional Holding

19.01%

ROE (avg)

12.74%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

3.65

EV to EBIT

12.27

EV to EBITDA

11.98

EV to Capital Employed

1.44

EV to Sales

4.41

PEG Ratio

1.76

Dividend Yield

0.06%

ROCE (Latest)

11.45%

ROE (Latest)

12.66%

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Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bearish

Mildly Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Mildly Bullish

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

3What is working for the Company

CASH AND CASH EQUIVALENTS(HY)

Highest at Rs 17,618.04 cr

PBDIT(Q)

Highest at Rs 14,510.72 cr.

-2What is not working for the Company

DEBT-EQUITY RATIO(HY)

Highest at 5.52 times

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Here's what is working for Bajaj Finserv

Operating Profit (PBDIT) - Quarterly

Highest at Rs 14,510.72 cr.

in the last five quarters

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (Rs Cr)

Cash and Cash Equivalents - Half Yearly

Highest at Rs 17,618.04 cr

in the last six half yearly periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Here's what is not working for Bajaj Finserv

Debt-Equity Ratio - Half Yearly

Highest at 5.52 times

in the last five half yearly periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio

Non Operating Income - Quarterly

Highest at Rs 14.35 cr

in the last five quarters

MOJO Watch

Increased income from non business activities may not be sustainable

Non Operating Income