Bajaj Finserv

Why is Bajaj Finserv Ltd falling/rising?

As of 25-Aug, Bajaj Finserv Ltd's stock price is at 1,996.00, down 0.29% and has underperformed recently, declining 1.61% over the last two days. Despite strong long-term growth, current high valuation concerns and cautious market sentiment are impacting its performance.

As of 25-Aug, Bajaj Finserv Ltd's stock price is currently at 1,996.00, reflecting a decline of 5.85 points or 0.29%. The stock has been underperforming in the short term, having fallen consecutively for the last two days, resulting in a total decline of 1.61% during this period. This recent downturn is compounded by the stock's performance over the past week, where it has decreased by 0.70%, while the benchmark Sensex has increased by 0.54%.<BR><BR>Despite a positive performance over the last month, where the stock rose by 6.34% compared to the Sensex's 2.10%, the year-to-date performance shows a decline of 2.10%, contrasting with the Sensex's larger drop of 8.88%. The stock's long-term performance remains strong, with a 32.73% increase over three years and a 25.56% increase over five years, indicating a solid growth trajectory.<BR><BR>However, the current valuation presents challenges, as the stock is trading at a premium with a Price to Book Value of 4.1, which is considered expensive compared to its peers. The return on equity (ROE) stands at 12.9%, and while the company has shown a profit increase of 9.5% over the past year, the stock's return of 1.66% does not justify its high valuation, reflected in a PEG ratio of 3.4.<BR><BR>Additionally, while there has been a rise in investor participation, with delivery volume increasing by 16.48% against the five-day average, the overall market sentiment appears cautious, contributing to the stock's recent decline. Thus, the combination of short-term underperformance, high valuation concerns, and market dynamics are key factors contributing to the falling stock price of Bajaj Finserv Ltd.

Which are the latest news on Bajaj Finserv?

Should I buy, sell or hold Bajaj Finserv Ltd?

Who are in the management team of Bajaj Finserv?

The management team of Bajaj Finserv includes Sanjiv Bajaj (Chairman & Managing Director), Rajiv Bajaj, D J Balaji Rao, Madhur Bajaj, Naushad Forbes, Anami N Roy, Manish Kejriwal, Pramit Jhaveri, Radhika Haribhakti, and Uma Shende (Company Secretary & Compliance Officer), who collectively guide the company's strategic direction and ensure regulatory compliance.

The management team of Bajaj Finserv includes several key individuals:<BR><BR>1. **Sanjiv Bajaj** - Chairman & Managing Director<BR>2. **Rajiv Bajaj** - Director<BR>3. **D J Balaji Rao** - Independent Director<BR>4. **Madhur Bajaj** - Director<BR>5. **Naushad Forbes** - Independent Director<BR>6. **Anami N Roy** - Independent Director<BR>7. **Manish Kejriwal** - Director<BR>8. **Pramit Jhaveri** - Independent Director<BR>9. **Radhika Haribhakti** - Independent Director<BR>10. **Uma Shende** - Company Secretary & Compliance Officer<BR><BR>This team plays a crucial role in guiding the company's strategic direction and ensuring compliance with regulatory standards.

What does Bajaj Finserv do?

Bajaj Finserv Limited is a large-cap holding company in the financial services sector, offering solutions for asset acquisition, protection, and savings. As of June 2026, it reported net sales of ₹42,037 Cr and a net profit of ₹3,132 Cr, with a market cap of ₹323,152 Cr.

Overview:<BR>Bajaj Finserv Limited is a large-cap holding company that operates in the financial services sector, providing solutions for asset acquisition, protection, and savings.<BR><BR>History:<BR>Bajaj Finserv was incorporated as a holding company for the Bajaj Group's financial services businesses. The latest quarterly results reported are for June 2026, showing net sales and profit figures.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 42,037 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 3,132 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 323,152 Cr (Large Cap)<BR><BR>Key Metrics:<BR>P/E: 31.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.07% <BR>Debt-Equity: 5.52 <BR>Return on Equity: 12.94% <BR>Price-to-Book: 4.13 <BR><BR>Contact Details:<BR>Address: Bajaj Auto Ltd Complex, Mumbai-Pune Road Akurdi Pune Maharashtra : 411035 <BR>Phone: 91-20-6610 7458 <BR>Email: investors@bajajfinserv.in <BR>Website: http://www.bajajfinserv.in

Who are the peers of the Bajaj Finserv?

Bajaj Finserv's peers include Bajaj Holdings, TVS Holdings, ACME Solar Holdings, and others, with varying management risks and growth rates. TVS Holdings has the highest 1-year return at 22.83%, while Bajaj Finserv's return is 6.42%.

Peers: Bajaj Holdings, TVS Holdings, ACME Solar Hold., Choice Intl., Mah. Scooters, JSW Holdings, JM Financial, Edelweiss.Fin., Kama Holdings, Tsf Investments.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finserv, TVS Holdings, and JM Financial, while Average management risk is found at Bajaj Holdings, ACME Solar Hold., Choice Intl., JSW Holdings, Edelweiss.Fin., and Kama Holdings. Below Average management risk is noted for Mah. Scooters and Tsf Investments. Good growth is seen at Bajaj Finserv, TVS Holdings, and Choice Intl., while Excellent growth is noted at ACME Solar Hold., Mah. Scooters, and the rest. Capital Structure is Excellent for Bajaj Finserv, Bajaj Holdings, Choice Intl., JSW Holdings, JM Financial, Edelweiss.Fin., Kama Holdings, and Tsf Investments, while Below Average is seen at TVS Holdings and ACME Solar Hold.<BR><BR>Return Snapshot: The peer with the highest 1-year return is TVS Holdings at 22.83%, while the lowest is Bajaj Holdings at -17.40%. Bajaj Finserv's 1-year return is 6.42%, which is higher than Bajaj Holdings but lower than TVS Holdings. Additionally, the six-month return is negative for TVS Holdings, JSW Holdings, JM Financial, and Kama Holdings.

How big is Bajaj Finserv?

As of 14th August, Bajaj Finserv Ltd has a market capitalization of 322,302.70 Cr and reported net sales of 157,641.68 Cr and net profit of 10,144.27 Cr over the latest four quarters.

As of 14th August, <BR><BR>Market Cap: Bajaj Finserv Ltd has a market capitalization of 322,302.70 Cr, classified as Large Cap.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 157641.68 Cr, while the sum of Net Profit for the same period is 10144.27 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period is March 2026, with Shareholder's Funds amounting to 77,914.53 Cr and Total Assets valued at 7,56,446.46 Cr.

Are Bajaj Finserv Ltd latest results good or bad?

Bajaj Finserv's latest Q4 FY26 results show strong profitability with a net profit increase of 13.89% quarter-on-quarter, but a sequential decline in net sales by 3.06% and a high debt-to-equity ratio raise concerns about sustainability and financial stability. Overall, the results present a mixed outlook.

Bajaj Finserv's latest results for Q4 FY26 present a mixed picture. On the positive side, the consolidated net profit increased to ₹2,538.67 crore, reflecting a healthy growth of 13.89% quarter-on-quarter and 5.05% year-on-year. This indicates strong profitability momentum. Additionally, the company's PAT margin improved to 13.66%, up from 11.17% in the previous quarter, which suggests enhanced operational efficiency.<BR><BR>However, there are concerns regarding net sales, which declined by 3.06% sequentially, falling from ₹39,708.06 crore in Q3 FY26 to ₹38,493.79 crore in Q4 FY26. While there was a year-on-year growth of 5.19%, the sequential decline raises questions about the sustainability of revenue growth. The operating margin, although improved to 37.94%, remains below the levels seen earlier in the fiscal year.<BR><BR>Furthermore, the company's elevated debt-to-equity ratio of 5.13 times and rising interest costs are points of caution. The overall sentiment among investors appears cautious due to these factors, despite the company's strong market positioning in the financial services sector.<BR><BR>In summary, while Bajaj Finserv's profitability metrics show resilience, the decline in net sales and high leverage indicate potential challenges ahead, making the overall assessment somewhat cautious.

Is Bajaj Finserv technically bullish or bearish?

As of December 2, 2025, Bajaj Finserv's trend is mildly bullish, supported by daily moving averages and Bollinger Bands, although caution is warranted due to a mildly bearish weekly MACD.

As of 2 December 2025, the technical trend for Bajaj Finserv has changed from bullish to mildly bullish. The current stance is mildly bullish, supported by daily moving averages indicating mild bullishness and both weekly and monthly Bollinger Bands also showing mild bullishness. However, the weekly MACD is mildly bearish, which introduces some caution. The KST remains bullish on both weekly and monthly time frames, providing a positive signal. Overall, while there are mixed signals, the prevailing trend is mildly bullish.

How has been the historical performance of Bajaj Finserv?

Bajaj Finserv has shown significant growth from March 2020 to March 2025, with net sales increasing from 54,346.69 crore to 1,33,821.05 crore, and profit after tax rising from 5,992.94 crore to 17,539.65 crore, alongside a substantial expansion in total assets and liabilities. However, cash flow from operating activities has been negative in recent years.

Answer:<BR>The historical performance of Bajaj Finserv shows significant growth in key financial metrics over the years.<BR><BR>Breakdown:<BR>Bajaj Finserv's net sales have steadily increased from 54,346.69 crore in March 2020 to 1,33,821.05 crore in March 2025, reflecting a strong upward trend. The total operating income has followed a similar trajectory, reaching 1,33,821.05 crore in March 2025, up from 54,346.69 crore in March 2020. The operating profit (PBDIT) has also seen substantial growth, climbing from 18,096.32 crore in March 2020 to 49,210.24 crore in March 2025. Profit before tax has risen from 8,301.00 crore in March 2020 to 23,730.22 crore in March 2025, while profit after tax has increased from 5,992.94 crore to 17,539.65 crore in the same period. The company's total assets have expanded significantly from 2,50,498.72 crore in March 2020 to 6,51,030.07 crore in March 2025, indicating robust growth in its financial position. Total liabilities have also increased, from 2,50,498.72 crore to 6,51,030.07 crore, reflecting the company's expansion strategy. Cash flow from operating activities has shown negative values in recent years, with a cash flow of -62,113.00 crore in March 2025, although net cash inflow was positive at 91.00 crore. Overall, Bajaj Finserv has demonstrated strong growth in revenue and profitability, alongside a significant increase in assets and liabilities.

Who are the top shareholders of the Bajaj Finserv?

The top shareholders of Bajaj Finserv include Bajaj Holdings And Investment Limited with 39.03%, mutual funds with 5.43%, foreign institutional investors holding 7.19%, and Jaya Hind Industries Private Limited at 3.92%, while individual investors own about 10.12% of the shares.

The top shareholders of Bajaj Finserv include several key players. The majority shareholder is Bajaj Holdings And Investment Limited, which holds a significant 39.03% of the company. Other notable shareholders include mutual funds, which collectively hold 5.43% across 42 schemes, and foreign institutional investors (FIIs) with a 7.19% stake held by 674 FIIs. The highest public shareholder is Jaya Hind Industries Private Limited, owning 3.92%. Additionally, individual investors hold about 10.12% of the shares.

Is Bajaj Finserv overvalued or undervalued?

As of January 20, 2025, Bajaj Finserv is considered overvalued with a PE ratio of 35.83, significantly higher than its peers, indicating a shift from fair to expensive valuation despite a strong past year performance.

As of 20 January 2025, Bajaj Finserv's valuation grade has moved from fair to expensive, indicating a shift in its market positioning. The company is currently considered overvalued. Key financial ratios include a PE ratio of 35.83, a Price to Book Value of 4.39, and an EV to EBITDA of 13.37, all of which suggest that the stock is trading at a premium compared to its intrinsic value.<BR><BR>In comparison with peers, Bajaj Finserv's PE ratio is significantly higher than that of Life Insurance, which stands at 12.54, and even higher than Bajaj Finance's PE of 35.01, which is categorized as very expensive. This disparity highlights Bajaj Finserv's overvaluation in the current market context. Additionally, while the company has shown strong returns over the past year with a 28.59% increase compared to the Sensex's 7.60%, this performance does not justify its current high valuation metrics.

When is the next results date for Bajaj Finserv?

No Upcoming Board Meetings

What is the bonus history of the Bajaj Finserv?

Bajaj Finserv announced a 1:1 bonus issue on September 13, 2022, with a record date of September 14, 2022, allowing shareholders to receive one additional share for each share held.

Bajaj Finserv has a recent bonus history that includes a 1:1 bonus issue announced with an ex-date of September 13, 2022. The record date for this bonus was September 14, 2022. This means that shareholders received an additional share for every share they held as of the record date.

Has Bajaj Finserv declared dividend?

Yes, Bajaj Finserv has declared a 100% dividend, with an ex-date of June 27, 2025. The company has shown strong total returns over various periods, including a 279.6% total return over the past 5 years.

Bajaj Finserv Ltd has declared a 100% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 100%<BR>- Ex-date: 27 Jun 25<BR><BR>Dividend Yield: 0.05%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, Bajaj Finserv experienced a price return of 21.24%, a dividend return of 0.06%, leading to a total return of 21.3%.<BR><BR>Over the past year, the company achieved a price return of 29.64%, with a dividend return of 0.13%, resulting in a total return of 29.77%.<BR><BR>In the 2-year period, the price return was 34.16%, the dividend return was 0.18%, culminating in a total return of 34.34%.<BR><BR>For the 3-year period, Bajaj Finserv saw a price return of 58.05%, a dividend return of 0.59%, which gave a total return of 58.64%.<BR><BR>In the last 4 years, the company recorded a price return of 62.84%, a dividend return of 0.79%, leading to a total return of 63.63%.<BR><BR>Finally, over the past 5 years, Bajaj Finserv had an impressive price return of 278.02%, a dividend return of 1.58%, resulting in a total return of 279.6%.<BR><BR>Overall, Bajaj Finserv has declared a significant dividend and has shown strong total returns across various periods, indicating a positive financial performance and shareholder value enhancement.