Bajaj Housing

Market Cap: Mid Cap
Industry: Housing Finance Company
ISIN: INE377Y01014
NSEID: BAJAJHFL
BSEID: 544252
View on NSE | View on BSE

INR

82.40

-0.45 (-0.54%)

BSENSE

Sep 02, 01:47 PM

BSE+NSE Vol: 21.65 lacs

Access older stock analysis version

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Aadhar Hsg. Fin.

Home First Finan

PNB Housing

Aptus Value Hou.

LIC Housing Fin.

Aavas Financiers

Can Fin Homes

INDIA SHELTE FIN

Bajaj Housing

Sammaan Capital

Repco Home Fin

Why is Bajaj Housing Finance Ltd ?

Below par performance in long term as well as near term

Along with generating -27.24% returns in the last 1 year, the stock has also underperformed BSE500 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Bajaj Housing for you?

Low Risk, Low Return

Absolute

Risk Adjusted

Volatility

Bajaj Housing

-27.26%

-1.27

21.49%

Sensex

-4.61%

-0.35

13.39%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

25.30%

EBIT Growth (5y)

25.16%

Net Debt to Equity (avg)

4.60

Institutional Holding

1.91%

ROE (avg)

11.13%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

3.07

EV to EBIT

16.37

EV to EBITDA

16.29

EV to Capital Employed

1.37

EV to Sales

14.88

PEG Ratio

1.36

Dividend Yield

ROCE (Latest)

8.00%

ROE (Latest)

12.00%

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Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

RSI

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Dow Theory

Mildly Bearish

Mildly Bullish

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

8What is working for the Company

NET SALES(Q)

Highest at Rs 3,063.02 cr

PBDIT(Q)

Highest at Rs 2,830.05 cr.

OPERATING PROFIT TO NET SALES(Q)

Highest at 92.39%

PBT LESS OI(Q)

Highest at Rs 928.71 cr.

PAT(Q)

Highest at Rs 715.28 cr.

EPS(Q)

Highest at Rs 0.86

-2What is not working for the Company

ROCE(HY)

Lowest at 8.00%

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Here's what is working for Bajaj Housing

Net Sales - Quarterly

Highest at Rs 3,063.02 cr and Grown

each quarter in the last five quarters

MOJO Watch

Near term sales trend is very positive

Net Sales (Rs Cr)

Operating Profit (PBDIT) - Quarterly

Highest at Rs 2,830.05 cr. and Grown

each quarter in the last five quarters

MOJO Watch

Near term Operating Profit trend is quite positive

Operating Profit (Rs Cr)

Operating Profit Margin - Quarterly

Highest at 92.39%

in the last five quarters

MOJO Watch

Company's efficiency has improved

Operating Profit to Sales

Profit Before Tax less Other Income (PBT) - Quarterly

Highest at Rs 928.71 cr.

in the last five quarters

MOJO Watch

Near term PBT trend is positive

PBT less Other Income (Rs Cr)

Profit After Tax (PAT) - Quarterly

Highest at Rs 715.28 cr.

in the last five quarters

MOJO Watch

Near term PAT trend is positive

PAT (Rs Cr)

Earnings per Share (EPS) - Quarterly

Highest at Rs 0.86

in the last five quarters

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (Rs)