EFU Life Assurance Ltd.

Market Cap: Small Cap
Industry: Insurance
ISIN: PK0070301012

PKR

150.07

-3.92 (-2.55%)

Jun 13

KAR

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

EFU Life Assurance Ltd.

IGI Life Insurance Ltd.

Why is EFU Life Assurance Ltd. ?

With ROE of 34.4, it has a very attractive valuation with a 1.8 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 0%, its profits have risen by 45% ; the PEG ratio of the company is 0.1
At the current price, the company has a high dividend yield of 9.8

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is EFU Life Assurance Ltd. for you?

Low Risk, Low Return

Absolute

Risk Adjusted

Volatility

EFU Life Assurance Ltd.

-19.75%

-0.71

25.49%

Pakistan KSE 100 Share

60.28%

2.81

22.77%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

18.00%

EBIT Growth (5y)

0.00%

EBIT to Interest (avg)

4.37

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

39.73%

Dividend Payout Ratio

52.05%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

28.55%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.78

EV to EBIT

13054.70

EV to EBITDA

-15.56

EV to Capital Employed

0.65

EV to Sales

-0.16

PEG Ratio

0.14

Dividend Yield

9.63%

ROCE (Latest)

ROE (Latest)

32.72%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

RSI

No Signal

Bollinger Bands

Sideways

Mildly Bearish

Moving Averages

Bullish (Daily)

KST

Bearish

Dow Theory

Mildly Bullish

Bearish

OBV

No Trend

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

1What is working for the Company

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

-1What is not working for the Company

DEBT-EQUITY RATIO (HY)

Highest at -37.91 %

Here's what is working for EFU Life Assurance Ltd.

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for EFU Life Assurance Ltd.

Debt-Equity Ratio

Highest at -37.91 %

in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio