ScoreWhy is Emirates Investment Bank ?
1
The company has declared Negative results for the last 3 consecutive quarters
- PRE-TAX PROFIT(Q) At AED 7.54 MM has Fallen at -59.78%
- NET PROFIT(Q) At AED 6.61 MM has Fallen at -60.2%
- OPERATING PROFIT(Q) Lowest at AED 7.83 MM
2
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -12.04% returns in the last 1 year, the stock has also underperformed Abu Dhabi Securities Exchange in each of the last 3 annual periods
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Capital Markets)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Emirates Investment Bank for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Emirates Investment Bank
-12.04%
-1.13
33.76%
Abu Dhabi Securities Exchange
-1.41%
-0.12
12.55%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
19.70%
EBIT Growth (5y)
32.05%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
7
Industry P/E
Price to Book Value
0.42
EV to EBIT
2.27
EV to EBITDA
2.08
EV to Capital Employed
0.16
EV to Sales
0.71
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
6.85%
ROE (Latest)
5.70%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
Bullish
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bearish
Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend1What is working for the Company
CREDIT DEPOSIT RATIO(HY)
Highest at 48.11%
-18What is not working for the Company
PRE-TAX PROFIT(Q)
At AED 7.54 MM has Fallen at -59.78%
NET PROFIT(Q)
At AED 6.61 MM has Fallen at -60.2%
OPERATING PROFIT(Q)
Lowest at AED 7.83 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 14.42 %
EPS(Q)
Lowest at AED 0.53
Here's what is working for Emirates Investment Bank
Credit Deposit Ratio
Highest at 48.11%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Depreciation
Highest at AED 1.62 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (AED MM)
Here's what is not working for Emirates Investment Bank
Pre-Tax Profit
At AED 7.54 MM has Fallen at -59.78%
over average net sales of the previous four periods of AED 18.74 MMMOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (AED MM)
Net Profit
At AED 6.61 MM has Fallen at -60.2%
over average net sales of the previous four periods of AED 16.62 MMMOJO Watch
Near term Net Profit trend is very negative
Net Profit (AED MM)
Operating Profit
Lowest at AED 7.83 MM and Fallen
In each period in the last five periodsMOJO Watch
Near term Operating Profit trend is quite negative
Operating Profit (AED MM)
Operating Profit Margin
Lowest at 14.42 % and Fallen
In each period in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
EPS
Lowest at AED 0.53
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (AED)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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