Fair Isaac Corp. (FICO) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

Splunk, Inc.

Palantir Technologies, Inc.

HubSpot, Inc.

Veeva Systems, Inc.

ANSYS, Inc.

MongoDB, Inc.

Take-Two Interactive Software, Inc.

Atlassian Corp.

Datadog, Inc.

Fidelity National Information Services, Inc.

Fair Isaac Corp.

Why is Fair Isaac Corp. ?

With a Negative Book Value, the company has a Weak Long Term Fundamental Strength

Poor long term growth as Net Sales has grown by an annual rate of 9.50% over the last 5 years
High Debt Company with a Debt to Equity ratio (avg) at times

Negative results in Jun 25

DEBT-EQUITY RATIO (HY) Highest at -186.89 %

Risky - Negative Book Value

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of -24.86%, its profits have risen by 20.1% ; the PEG ratio of the company is 11.9

Underperformed the market in the last 1 year

Even though the market (S&P 500) has generated returns of 12.94% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -24.86% returns

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Software Products)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Fair Isaac Corp. for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

Fair Isaac Corp.

-25.42%

0.72

47.62%

S&P 500

13.22%

0.64

20.20%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

9.50%

EBIT Growth (5y)

25.53%

EBIT to Interest (avg)

8.05

Debt to EBITDA (avg)

2.68

Net Debt to Equity (avg)

-2.12

Sales to Capital Employed (avg)

1.28

Tax Ratio

17.78%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

91.23%

ROCE (avg)

53.96%

ROE (avg)

137.80%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

263

Industry P/E

Price to Book Value

-135.23

EV to EBIT

189.99

EV to EBITDA

186.63

EV to Capital Employed

122.77

EV to Sales

83.89

PEG Ratio

11.86

Dividend Yield

ROCE (Latest)

64.62%

ROE (Latest)

Negative BV

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Mildly Bearish (Daily)

KST

Bullish

Mildly Bearish

Dow Theory

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

12What is working for the Company

OPERATING CASH FLOW(Y)

Highest at USD 781.62 MM

INTEREST COVERAGE RATIO(Q)

Highest at 810.05

NET PROFIT(Q)

Highest at USD 181.06 MM

RAW MATERIAL COST(Y)

Fallen by -4.33% (YoY

NET SALES(Q)

Highest at USD 536.41 MM

OPERATING PROFIT(Q)

Highest at USD 266.5 MM

PRE-TAX PROFIT(Q)

Highest at USD 236.04 MM

EPS(Q)

Highest at USD 7.4

-2What is not working for the Company

DEBT-EQUITY RATIO (HY)

Highest at -186.89 %

Here's what is working for Fair Isaac Corp.

Operating Cash Flow

Highest at USD 781.62 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Interest Coverage Ratio

Highest at 810.05

in the last five periods

MOJO Watch

The company's ability to manage interest payments is improving

Operating Profit to Interest

Net Profit

Highest at USD 181.06 MM and Grown

In each period in the last five periods

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (USD MM)

Net Sales

Highest at USD 536.41 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (USD MM)

Operating Profit

Highest at USD 266.5 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (USD MM)

Pre-Tax Profit

Highest at USD 236.04 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

EPS

Highest at USD 7.4

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Raw Material Cost

Fallen by -4.33% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Depreciation

Highest at USD 3.98 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (USD MM)

Here's what is not working for Fair Isaac Corp.

Debt-Equity Ratio

Highest at -186.89 % and Grown

In each half year in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio