ScoreWhy is Fair Isaac Corp. ?
1
With a Negative Book Value, the company has a Weak Long Term Fundamental Strength
- Poor long term growth as Net Sales has grown by an annual rate of 9.50% over the last 5 years
- High Debt Company with a Debt to Equity ratio (avg) at times
2
Negative results in Jun 25
- DEBT-EQUITY RATIO (HY) Highest at -186.89 %
3
Risky - Negative Book Value
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of -16.86%, its profits have risen by 20.1% ; the PEG ratio of the company is 11.9
4
Underperformed the market in the last 1 year
- Even though the market (S&P 500) has generated returns of 14.11% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -16.86% returns
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Software Products)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Fair Isaac Corp. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Fair Isaac Corp.
-37.82%
0.83
47.42%
S&P 500
14.9%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
9.53%
EBIT Growth (5y)
21.54%
EBIT to Interest (avg)
8.05
Debt to EBITDA (avg)
2.68
Net Debt to Equity (avg)
-2.12
Sales to Capital Employed (avg)
1.34
Tax Ratio
17.78%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
94.47%
ROCE (avg)
53.96%
ROE (avg)
137.80%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
149
Industry P/E
Price to Book Value
-54.61
EV to EBIT
102.78
EV to EBITDA
101.20
EV to Capital Employed
82.97
EV to Sales
49.34
PEG Ratio
5.88
Dividend Yield
NA
ROCE (Latest)
80.73%
ROE (Latest)
Negative BV
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
Bullish
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 758.89 MM
RAW MATERIAL COST(Y)
Fallen by -3.55% (YoY
-8What is not working for the Company
INTEREST(HY)
At USD 81.89 MM has Grown at 41.18%
DEBT-EQUITY RATIO
(HY)
Highest at -168.83 %
INTEREST COVERAGE RATIO(Q)
Lowest at 566.74
Here's what is working for Fair Isaac Corp.
Operating Cash Flow
Highest at USD 758.89 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Raw Material Cost
Fallen by -3.55% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Fair Isaac Corp.
Interest Coverage Ratio
Lowest at 566.74
in the last five periodsMOJO Watch
The company's ability to manage interest payments is deteriorating
Operating Profit to Interest
Interest
At USD 81.89 MM has Grown at 41.18%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
Debt-Equity Ratio
Highest at -168.83 % and Grown
In each half year in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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