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Fair Isaac Corp.

  • Market Cap: Mid Cap
  • Industry: Software Products
  • ISIN: US3032501047
USD
1,041.40
9.51 (0.92%)

Aug 07

NYS

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Splunk, Inc.
HubSpot, Inc.
Palantir Technologies, Inc.
MongoDB, Inc.
Datadog, Inc.
Veeva Systems, Inc.
Atlassian Corp.
ANSYS, Inc.
Take-Two Interactive Software, Inc.
Fidelity National Information Services, Inc.
Fair Isaac Corp.

Why is Fair Isaac Corp. ?

1
With a Negative Book Value, the company has a Weak Long Term Fundamental Strength
  • Poor long term growth as Net Sales has grown by an annual rate of 9.50% over the last 5 years
  • High Debt Company with a Debt to Equity ratio (avg) at times
2
Negative results in Jun 25
  • DEBT-EQUITY RATIO (HY) Highest at -186.89 %
3
Risky - Negative Book Value
  • The stock is trading risky as compared to its average historical valuations
  • Over the past year, while the stock has generated a return of -16.86%, its profits have risen by 20.1% ; the PEG ratio of the company is 11.9
4
Underperformed the market in the last 1 year
  • Even though the market (S&P 500) has generated returns of 14.11% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -16.86% returns
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Software Products)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Fair Isaac Corp. for you?

High Risk, High Return

Absolute
Risk Adjusted
Volatility
Fair Isaac Corp.
-21.91%
0.83
47.42%
S&P 500
22.36%
0.70
20.15%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
9.53%
EBIT Growth (5y)
21.54%
EBIT to Interest (avg)
8.05
Debt to EBITDA (avg)
2.68
Net Debt to Equity (avg)
-2.12
Sales to Capital Employed (avg)
1.34
Tax Ratio
17.78%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
95.79%
ROCE (avg)
53.96%
ROE (avg)
137.80%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
129
Industry P/E
Price to Book Value
-47.54
EV to EBIT
89.86
EV to EBITDA
88.48
EV to Capital Employed
72.54
EV to Sales
43.14
PEG Ratio
5.12
Dividend Yield
NA
ROCE (Latest)
80.73%
ROE (Latest)
Negative BV
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
Analyse All Technical Factors stock-recommendation
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

8What is working for the Company
OPERATING CASH FLOW(Y)

Highest at USD 1,001.55 MM

RAW MATERIAL COST(Y)

Fallen by -4.14% (YoY

CASH AND EQV(HY)

Highest at USD 467.86 MM

NET SALES(Q)

At USD 674.19 MM has Grown at 19.55%

-11What is not working for the Company
DEBT-EQUITY RATIO (HY)

Highest at -130.57 %

INTEREST(Q)

Highest at USD 59.88 MM

Here's what is working for Fair Isaac Corp.

Operating Cash Flow
Highest at USD 1,001.55 MM and Grown
In each year in the last three years
MOJO Watch
The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Net Sales
At USD 674.19 MM has Grown at 19.55%
over average net sales of the previous four periods of USD 563.95 MM
MOJO Watch
Near term sales trend is positive

Net Sales (USD MM)

Cash and Eqv
Highest at USD 467.86 MM
in the last six Semi-Annual periods
MOJO Watch
Short Term liquidity is improving

Cash and Cash Equivalents

Raw Material Cost
Fallen by -4.14% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Depreciation
Highest at USD 4.22 MM
in the last five periods
MOJO Watch
The expenditure on assets done by the company may have gone into operation

Depreciation (USD MM)

Here's what is not working for Fair Isaac Corp.

Interest
At USD 59.88 MM has Grown at 34.32%
period on period (QoQ)
MOJO Watch
Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Debt-Equity Ratio
Highest at -130.57 % and Grown
In each half year in the last five Semi-Annual periods
MOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio

Interest
Highest at USD 59.88 MM
in the last five periods and Increased by 34.32% (QoQ)
MOJO Watch
Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

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InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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