Fair Isaac Corp.

  • Market Cap: Mid Cap
  • Industry: Software Products
  • ISIN: US3032501047
USD
1,771.87
9.52 (0.54%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

97.11 k

Shareholding (Mar 2025)

FII

17.43%

Held by 385 FIIs

DII

45.04%

Held by 43 DIIs

Promoter

0.10%

How big is Fair Isaac Corp.?

22-Jun-2025

As of Jun 18, Fair Isaac Corp. has a market capitalization of $152.16 billion, with net sales of $1.84 billion and a net profit of $577.10 million for the latest four quarters. Shareholder's funds were reported at -$962.68 million, while total assets stood at $1.77 billion.

As of Jun 18, Fair Isaac Corp. has a market capitalization of 152,160.58 million, categorizing it as a Large Cap company.<BR><BR>As of Jun 18, the company reported net sales of 1,840.37 million and a net profit of 577.10 million for the latest four quarters ending in March 2025, December 2024, September 2024, and June 2024.<BR><BR>As of September 2024, the company's shareholder's funds were reported at -962.68 million, while total assets stood at 1,765.10 million.

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What does Fair Isaac Corp. do?

22-Jun-2025

Fair Isaac Corporation (FICO) provides analytic, software, and data management products to help businesses automate decisions. As of March 2025, it reported net sales of $499 million and a market cap of approximately $152.16 billion.

Overview:<BR>Fair Isaac Corporation (FICO) is a provider of analytic, software, and data management products and services that enable businesses to automate and connect decisions, operating within the Software Products industry and classified as a large-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 499 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 163 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 152,160.58 Million (Large Cap)<BR><BR>Key Metrics:<BR>P/E: 263.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: -2.12 <BR>Return on Equity: -51.34% <BR>Price to Book: -135.37<BR><BR>Contact Details:<BR>Address: 181 Metro Dr Ste 700, SAN JOSE CA: 95110-1346 <BR>Tel: 1 408 5351500 <BR>Website: http://www.fico.com

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Who are in the management team of Fair Isaac Corp.?

22-Jun-2025

As of March 2022, the management team of Fair Isaac Corp. includes Braden Kelly (Independent Chairman), William Lansing (CEO), and several Independent Directors: Fabiola Arredondo de Vara, A. George Battle, James Kirsner, Eva Manolis, and Marc McMorris. They oversee the company's strategic direction and operations.

As of March 2022, the management team of Fair Isaac Corp. includes the following individuals:<BR><BR>- Mr. Braden Kelly, Independent Chairman of the Board<BR>- Mr. William Lansing, Chief Executive Officer and Director<BR>- Ms. Fabiola Arredondo de Vara, Independent Director<BR>- Mr. A. George Battle, Independent Director<BR>- Mr. James Kirsner, Independent Director<BR>- Ms. Eva Manolis, Independent Director<BR>- Mr. Marc McMorris, Independent Director<BR><BR>This team is responsible for guiding the company's strategic direction and overseeing its operations.

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Is Fair Isaac Corp. overvalued or undervalued?

20-Sep-2025

As of November 10, 2021, Fair Isaac Corp. is considered overvalued with a high P/E ratio of 263 and negative Price to Book Value, underperforming the S&P 500 year-to-date, which raises concerns about its current valuation despite strong long-term returns.

As of 10 November 2021, Fair Isaac Corp. moved from an attractive to a risky valuation grade. The company appears to be overvalued, given its high P/E ratio of 263, a negative Price to Book Value of -135.23, and an EV to EBITDA ratio of 186.63. In comparison to peers, Fair Isaac's P/E ratio significantly exceeds that of Fidelity National Information Services, which stands at 59.37, and ANSYS, which is at 52.27, indicating a stark overvaluation relative to these companies.<BR><BR>In terms of stock performance, Fair Isaac Corp. has underperformed compared to the S&P 500, with a year-to-date return of -23.55% versus the S&P 500's 12.22%. While the company has shown strong long-term returns, such as 248.30% over the last five years, the recent declines suggest that the current valuation may not be justified given the market conditions.

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Is Fair Isaac Corp. technically bullish or bearish?

07-Oct-2025

As of October 3, 2025, Fair Isaac Corp. shows a neutral technical trend with mixed signals, indicating a cautious approach despite recent outperformance against the S&P 500 over the past week and month.

As of 3 October 2025, the technical trend for Fair Isaac Corp. has changed from mildly bearish to sideways. The current technical stance is neutral, with mixed signals across various indicators. The weekly MACD is mildly bullish, while the monthly MACD is mildly bearish. The Bollinger Bands indicate a mildly bullish stance on the weekly and bullish on the monthly. However, the daily moving averages are mildly bearish, and the KST shows a mildly bullish weekly but mildly bearish monthly. The Dow Theory suggests no trend on the weekly but mildly bullish on the monthly.<BR><BR>In terms of performance, Fair Isaac Corp. has outperformed the S&P 500 over the past week and month, with returns of 21.29% and 20.77% respectively, but it has underperformed year-to-date and over the past year. Overall, the mixed indicators suggest a cautious approach.

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iScoreScore
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Strong Sell
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Strong Buy

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Dashboard
1

With a Negative Book Value, the company has a Weak Long Term Fundamental Strength

  • Poor long term growth as Net Sales has grown by an annual rate of 9.50% over the last 5 years
  • High Debt Company with a Debt to Equity ratio (avg) at times
2

Negative results in Jun 25

3

Risky - Negative Book Value

4

Underperformed the market in the last 1 year

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Software Products

stock-summary
Market cap

USD 131,197 Million (Mid Cap)

stock-summary
P/E

263.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

-1.85

stock-summary
Return on Equity

-45.22%

stock-summary
Price to Book

-93.88

Revenue and Profits:
Net Sales:
536 Million
(Quarterly Results - Jun 2025)
Net Profit:
182 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
16.65%
0%
16.65%
6 Months
0.96%
0%
0.96%
1 Year
-25.42%
0%
-25.42%
2 Years
57.86%
0%
57.86%
3 Years
185.18%
0%
185.18%
4 Years
364.44%
0%
364.44%
5 Years
258.09%
0%
258.09%

Fair Isaac Corp. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
9.50%
EBIT Growth (5y)
25.53%
EBIT to Interest (avg)
8.05
Debt to EBITDA (avg)
2.68
Net Debt to Equity (avg)
-2.12
Sales to Capital Employed (avg)
1.28
Tax Ratio
17.78%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
91.23%
ROCE (avg)
53.96%
ROE (avg)
137.80%
Valuation key factors
Factor
Value
P/E Ratio
263
Industry P/E
Price to Book Value
-135.23
EV to EBIT
189.99
EV to EBITDA
186.63
EV to Capital Employed
122.77
EV to Sales
83.89
PEG Ratio
11.86
Dividend Yield
NA
ROCE (Latest)
64.62%
ROE (Latest)
Negative BV
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 161 Schemes (37.42%)

Foreign Institutions

Held by 385 Foreign Institutions (17.43%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 7.56% vs 13.34% in Mar 2025",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 11.81% vs 6.62% in Mar 2025",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Mar'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "536.40",
          "val2": "498.70",
          "chgp": "7.56%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "266.50",
          "val2": "249.10",
          "chgp": "6.99%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "32.90",
          "val2": "31.40",
          "chgp": "4.78%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "1.00",
          "val2": "0.50",
          "chgp": "100.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "181.80",
          "val2": "162.60",
          "chgp": "11.81%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "489.40%",
          "val2": "492.50%",
          "chgp": "-0.31%",
          "chgp_class": "negative"
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    "btn_text": "All Annual Results",
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        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Sep 2024 is 13.47% vs 9.90% in Sep 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Sep 2024 is 19.42% vs 14.97% in Sep 2023",
        "dir": 1
      }
    ],
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      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
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          "val2": "1,513.60",
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          "chgp_class": "positive"
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          "field": "Operating Profit (PBDIT) excl Other Income",
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          "val2": "655.50",
          "chgp": "14.04%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "105.60",
          "val2": "95.50",
          "chgp": "10.58%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "1.60",
          "val2": "1.60",
          "chgp": "",
          "chgp_class": "neutral"
        },
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          "field": "Consolidate Net Profit",
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          "val2": "429.40",
          "chgp": "19.42%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "427.10%",
          "val2": "423.40%",
          "chgp": "0.37%",
          "chgp_class": "positive"
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]
Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQstock-summary
Jun'25
Mar'25
Change(%)
Net Sales
536.40
498.70
7.56%
Operating Profit (PBDIT) excl Other Income
266.50
249.10
6.99%
Interest
32.90
31.40
4.78%
Exceptional Items
1.00
0.50
100.00%
Consolidate Net Profit
181.80
162.60
11.81%
Operating Profit Margin (Excl OI)
489.40%
492.50%
-0.31%
USD in Million.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Jun 2025 is 7.56% vs 13.34% in Mar 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is 11.81% vs 6.62% in Mar 2025

Annual Results Snapshot (Consolidated) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
1,717.50
1,513.60
13.47%
Operating Profit (PBDIT) excl Other Income
747.50
655.50
14.04%
Interest
105.60
95.50
10.58%
Exceptional Items
1.60
1.60
Consolidate Net Profit
512.80
429.40
19.42%
Operating Profit Margin (Excl OI)
427.10%
423.40%
0.37%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Sep 2024 is 13.47% vs 9.90% in Sep 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Sep 2024 is 19.42% vs 14.97% in Sep 2023

stock-summaryCompany CV
About Fair Isaac Corp. stock-summary
stock-summary
Fair Isaac Corp.
Software Products
Fair Isaac Corporation (FICO) is a provider of analytic, software and data management products and services that enable businesses to automate and connect decisions. The Company operates through three segments: Applications, Scores and Decision Management Software. The Applications segment includes pre-configured decision management applications designed for a specific type of business problem or process, such as marketing, account origination, customer management, fraud, collections and insurance claims management. The Scores segment includes business-to-business scoring solutions and services, business-to-consumer scoring solutions and services, including myFICO solutions for consumers. The Decision Management Software segment consists of analytic and decision management software tools that clients can use to create their own custom decision management applications, its new FICO Decision Management Suite, as well as associated professional services.
Company Coordinates stock-summary
Company Details
181 Metro Dr Ste 700 , SAN JOSE CA : 95110-1346
stock-summary
Tel: 1 408 5351500
stock-summary
Registrar Details