ScoreWhy is First Habib Modaraba ?
1
Strong Long Term Fundamental Strength with a 44.82% CAGR growth in Net Sales
2
Flat results in Mar 25
- OPERATING CASH FLOW(Y) Lowest at PKR -7,127.51 MM
- DEBTORS TURNOVER RATIO(HY) Lowest at 2.97%
- NET SALES(Q) Lowest at PKR 1,131.96
3
With ROE of 12.4, it has a expensive valuation with a 0.4 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 0%, its profits have fallen by -10.4% ; the PEG ratio of the company is 0
- At the current price, the company has a high dividend yield of 9.6
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to First Habib Modaraba should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is First Habib Modaraba for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
First Habib Modaraba
-100.0%
1.95
23.90%
Pakistan KSE 100 Share
60.28%
2.81
22.77%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
45.64%
EBIT Growth (5y)
34.61%
EBIT to Interest (avg)
1.47
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.96
Tax Ratio
44.36%
Dividend Payout Ratio
27.66%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
75.17%
ROE (avg)
11.39%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
4
Industry P/E
Price to Book Value
0.64
EV to EBIT
-1.64
EV to EBITDA
-1.63
EV to Capital Employed
1.38
EV to Sales
-1.49
PEG Ratio
0.13
Dividend Yield
6.79%
ROCE (Latest)
-83.92%
ROE (Latest)
15.57%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bearish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend32What is working for the Company
ROCE(HY)
Highest at 27.1%
RAW MATERIAL COST(Y)
Fallen by 0.15% (YoY
CASH AND EQV(HY)
Highest at PKR 20,514.9 MM
DEBTORS TURNOVER RATIO(HY)
Highest at 19.92%
NET SALES(Q)
Highest at PKR 5,124.37 MM
PRE-TAX PROFIT(Q)
Highest at PKR 1,245.25 MM
NET PROFIT(Q)
Highest at PKR 901.5 MM
EPS(Q)
Highest at PKR 8.13
-13What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at PKR -8,781.39 MM
DEBT-EQUITY RATIO
(HY)
Highest at 272.21 %
INTEREST(Q)
Highest at PKR 3,322.36 MM
Here's what is working for First Habib Modaraba
Net Sales
At PKR 5,124.37 MM has Grown at 283.04%
Year on Year (YoY)MOJO Watch
Near term sales trend is extremely positive
Net Sales (PKR MM)
Pre-Tax Profit
At PKR 1,245.25 MM has Grown at 293.13%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (PKR MM)
Net Profit
At PKR 901.5 MM has Grown at 215%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (PKR MM)
Net Sales
Highest at PKR 5,124.37 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (PKR MM)
Pre-Tax Profit
Highest at PKR 1,245.25 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (PKR MM)
Net Profit
Highest at PKR 901.5 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (PKR MM)
EPS
Highest at PKR 8.13
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (PKR)
Cash and Eqv
Highest at PKR 20,514.9 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Debtors Turnover Ratio
Highest at 19.92%
in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its Debtors faster
Debtors Turnover Ratio
Raw Material Cost
Fallen by 0.15% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for First Habib Modaraba
Operating Cash Flow
Lowest at PKR -8,781.39 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (PKR MM)
Interest
At PKR 3,322.36 MM has Grown at 228.06%
period on period (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (PKR MM)
Interest
Highest at PKR 3,322.36 MM
in the last five periods and Increased by 228.06% (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (PKR MM)
Debt-Equity Ratio
Highest at 272.21 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
