Compare First Habib Modaraba with Similar Stocks
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
13.98%
0%
13.98%
6 Months
20.56%
0%
20.56%
1 Year
48.37%
0%
48.37%
2 Years
212.55%
0%
212.55%
3 Years
137.78%
0%
137.78%
4 Years
138.03%
0%
138.03%
5 Years
145.08%
0%
145.08%
First Habib Modaraba for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
48.39%
EBIT Growth (5y)
37.19%
EBIT to Interest (avg)
1.47
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.97
Tax Ratio
44.36%
Dividend Payout Ratio
27.66%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
75.17%
ROE (avg)
11.39%
Valuation key factors
Factor
Value
P/E Ratio
4
Industry P/E
Price to Book Value
0.64
EV to EBIT
-1.64
EV to EBITDA
-1.63
EV to Capital Employed
1.38
EV to Sales
-1.49
PEG Ratio
0.13
Dividend Yield
6.79%
ROCE (Latest)
-83.92%
ROE (Latest)
15.57%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bullish
RSI
Bullish
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
No Trend
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
Quarterly Results Snapshot (Consolidated) - Dec'25 - YoY
Dec'25
Dec'24
Change(%)
Net Sales
1,232.00
1,325.40
-7.05%
Operating Profit (PBDIT) excl Other Income
1,128.90
1,226.30
-7.94%
Interest
817.60
833.60
-1.92%
Exceptional Items
0.00
0.00
Consolidate Net Profit
195.80
278.30
-29.64%
Operating Profit Margin (Excl OI)
909.80%
925.20%
-1.54%
USD in Million.
Net Sales
YoY Growth in quarter ended Dec 2025 is -7.05% vs -0.93% in Dec 2024
Consolidated Net Profit
YoY Growth in quarter ended Dec 2025 is -29.64% vs -2.76% in Dec 2024
Annual Results Snapshot (Consolidated) - Jun'25
Jun'25
Jun'24
Change(%)
Net Sales
4,989.50
5,206.40
-4.17%
Operating Profit (PBDIT) excl Other Income
4,534.90
4,779.40
-5.12%
Interest
3,322.40
3,505.30
-5.22%
Exceptional Items
1.30
0.00
Consolidate Net Profit
901.50
690.20
30.61%
Operating Profit Margin (Excl OI)
903.10%
914.50%
-1.14%
USD in Million.
Net Sales
YoY Growth in year ended Jun 2025 is -4.17% vs 48.79% in Jun 2024
Consolidated Net Profit
YoY Growth in year ended Jun 2025 is 30.61% vs 32.83% in Jun 2024
About First Habib Modaraba 
First Habib Modaraba
Finance
First Habib Modaraba is a Pakistan-based financial services institution within non-banking financial sector. The Company is engaged in the business of leasing (Ijarah), Musharaka, Murabaha financing and other related business. Its products include financial services and deposit scheme. Its financial services products include Ijarah (lease financing), Diminishing Musharaka, Consumer Car Ijarah, Murabaha, Salam and Istisna. Its deposits of scheme include Certificate of Musharaka. Ijarah is a contract of renting/hiring/leasing for usufruct of the assets under which the Company arranges finances for moveable fixed assets. Diminishing Musharaka is a Musharaka with an additional feature of decreasing ownership of approximately one party. It also offers car lease-financing scheme for corporate employees and self-employed persons. Murabaha is a non-participatory mode of Islamic financing. Istisna'a is a sale contract between the Company as the seller and the customer as the purchaser.
Company Coordinates 
Company Details
6th Floor, HBZ Plaza, I. I. Chundrigar Road, KARACHI None : 74000
Registrar Details






