General Insuranc

INR
360.85
1.1 (0.31%)
BSENSE

Jul 03, 03:30 PM

BSE+NSE Vol: 3.89 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Niva Bupa Health
General Insuranc
Star Health Insu
New India Assura
Life Insurance
ICICI Lombard
Go Digit General
HDFC Life Insur.
ICICI Pru Life
SBI Life Insuran
Max Financial

Why is General Insurance Corporation of India ?

1
Strong Long Term Fundamental Strength with a 31.75% CAGR growth in Operating Profits
2
Flat results in Mar 26
  • PBT LESS OI(Q) At Rs 2,462.54 cr has Fallen at -17.86%
3
With ROE of 13.7, it has a Very Attractive valuation with a 0.9 Price to Book Value
  • The stock is trading at a fair value compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of -4.44%, its profits have risen by 30% ; the PEG ratio of the company is 0.2
4
Majority shareholders : Promoters
stock-recommendationReal-Time Research Report

Verdict Report

How much should you hold?

  1. Overall Portfolio exposure to General Insuranc should be less than 10%
  2. Overall Portfolio exposure to Insurance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is General Insuranc for you?

Medium Risk, Medium Return

Absolute
Risk Adjusted
Volatility
General Insuranc
-4.44%
-0.19
23.80%
Sensex
-6.58%
-0.50
13.27%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
1.66%
EBIT Growth (5y)
31.75%
Net Debt to Equity (avg)
0
Institutional Holding
15.60%
ROE (avg)
11.96%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
7
Industry P/E
22
Price to Book Value
0.90
EV to EBIT
3.23
EV to EBITDA
3.23
EV to Capital Employed
0.83
EV to Sales
0.66
PEG Ratio
0.22
Dividend Yield
2.77%
ROCE (Latest)
25.71%
ROE (Latest)
13.71%
Loading Valuation Snapshot...
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

0What is working for the Company
Icon
NO KEY POSITIVE TRIGGERS
-2What is not working for the Company
PBT LESS OI(Q)

At Rs 2,462.54 cr has Fallen at -17.86%

Loading Valuation Snapshot...

Here's what is not working for General Insuranc

Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 2,462.54 cr has Fallen at -17.86%
Year on Year (YoY)
MOJO Watch
Near term PBT trend is very negative

PBT less Other Income (Rs Cr)

Non Operating Income - Quarterly
Highest at Rs 645.08 cr
in the last five quarters
MOJO Watch
Increased income from non business activities may not be sustainable

Non Operating Income