General Insuranc

Why is General Insurance Corporation of India falling/rising?

As of 18-Aug, the stock price of General Insurance Corporation of India is rising to 359.80, reflecting a positive short-term momentum despite a year-to-date decline. The increase is supported by strong fundamentals and institutional investor confidence, although caution is warranted due to declining retail participation and proximity to its 52-week low.

As of 18-Aug, the stock price of General Insurance Corporation of India is rising, currently at 359.80, reflecting a change of 4.4 (1.24%) upward. This increase can be attributed to several factors. Firstly, the stock has been gaining for the last three days, with a total return of 3.4% during this period, indicating a positive short-term momentum. Additionally, it has outperformed its sector by 1.27% today, suggesting that it is faring better than its peers in the market.<BR><BR>Despite a year-to-date decline of 5.47% and a one-year drop of 7.51%, the company demonstrates strong long-term fundamental strength, evidenced by a compound annual growth rate (CAGR) of 38.03% in operating profits. The stock's attractive valuation, with a price-to-book value of 0.9, further supports its appeal, especially given the high institutional holdings at 20.16%, which have increased by 4.56% over the previous quarter. Institutional investors typically have more resources to analyze company fundamentals, which can instill confidence in the stock.<BR><BR>However, it is important to note that the stock is still close to its 52-week low, being only 3.78% away from Rs 346.5. Additionally, there has been a decline in investor participation, with delivery volume falling by 28.99% against the five-day average. This could indicate a cautious sentiment among retail investors despite the recent price increase. Overall, while there are some negative indicators, the recent price rise is primarily driven by short-term gains, strong fundamentals, and institutional support.

Which are the latest news on General Insuranc?

Should I buy, sell or hold General Insurance Corporation of India?

Who are in the management team of General Insuranc?

The management team of General Insuranc includes Devesh Srivastava (Chairman/Executive Director), Maruthi Prasad Tangirala (Non Executive Director), and several Independent Non Executive Directors: Manimekhalai A, T. Sivakumar, Priya Bhushan Sharma, and Vinita Kumari, along with Suresh Savaliya as Company Secretary & Compliance Officer.

The management team of General Insuranc includes the following individuals:<BR><BR>1. **Devesh Srivastava** - Chairman / Executive Director<BR>2. **Maruthi Prasad Tangirala** - Non Executive Director / Nomin<BR>3. **Manimekhalai A** - Independent Non Executive Director<BR>4. **T. Sivakumar** - Independent Non Executive Director<BR>5. **Priya Bhushan Sharma** - Independent Non Executive Director<BR>6. **Vinita Kumari** - Independent Non Executive Director<BR>7. **Suresh Savaliya** - Company Secretary & Compliance Officer<BR><BR>If you need more details about any specific member or their roles, feel free to ask!

What does General Insuranc do?

General Insurance Corporation of India (GIC Re) is a leading reinsurance company in India, incorporated in 1972, with recent net sales of ₹14,401 Cr and a net profit of ₹1,744 Cr as of June 2026. It has a market cap of ₹62,255 Cr and key metrics include a P/E ratio of 6.00 and a dividend yield of 2.81%.

Overview: <BR>General Insurance Corporation of India (GIC Re) is a leader in the Indian reinsurance market, operating within the insurance industry and categorized as a mid-cap company.<BR><BR>History: <BR>GIC Re was incorporated in the year 1972. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 14,401 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 1,744 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 62,255 Cr (Mid Cap)<BR><BR>Key Metrics: <BR>P/E: 6.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 2.81% <BR>Debt-Equity: 0.00 <BR>Return on Equity: 13.71% <BR>Price to Book: 0.89<BR><BR>Contact Details: <BR>Address: Suraksha 170 J Tata Road, Churchgate Mumbai Maharashtra : 400020 <BR>Tel: 91-22-22867000 <BR>Email: investors.gic@gicofindia.com <BR>Website: http://www.gicofindia.in

Who are the peers of the General Insuranc?

Peers of General Insuranc include Life Insurance, SBI Life Insuran, HDFC Life Insur., ICICI Lombard, ICICI Pru Life, Max Financial, Star Health Insu, New India Assura, Go Digit General, and Niva Bupa Health. Star Health Insu has the highest 1-year return at 31.46%, while General Insuranc's return is -11.53%.

Peers: The peers of General Insuranc are Life Insurance, SBI Life Insuran, HDFC Life Insur., ICICI Lombard, ICICI Pru Life, Max Financial, Star Health Insu, New India Assura, Go Digit General, and Niva Bupa Health.<BR><BR>Quality Snapshot: Excellent management risk is observed at ICICI Lombard and Go Digit General, while Average management risk is found at Life Insurance, SBI Life Insuran, HDFC Life Insur., ICICI Pru Life, General Insuranc, Max Financial, Star Health Insu, and Niva Bupa Health, and Below Average management risk is noted at New India Assura. Growth is rated as Excellent for Niva Bupa Health, Good for SBI Life Insuran, Average for HDFC Life Insur., General Insuranc, and Go Digit General, and Below Average for Life Insurance, ICICI Pru Life, Max Financial, Star Health Insu, and New India Assura. All peers have an Excellent capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Star Health Insu at 31.46%, while Go Digit General has the lowest at -27.34%. General Insuranc's 1-year return of -11.53% is better than Go Digit General's but worse than Star Health Insu's. Additionally, the six-month return is negative for HDFC Life Insur., ICICI Lombard, ICICI Pru Life, Max Financial, Go Digit General, and General Insuranc.

How big is General Insuranc?

As of 14th August, General Insurance Corporation of India has a market capitalization of 61,106.00 Cr, with net sales of 52,763.24 Cr and a net profit of 8,875.46 Cr over the latest four quarters.

As of 14th August, <BR><BR>Market Cap: General Insurance Corporation of India has a market capitalization of 61,106.00 Cr, categorizing it as a Mid Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 52,763.24 Cr, while the sum of Net Profit for the same period is 8,875.46 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the latest annual data is March 2025. Shareholder's Funds stand at 61,499.70 Cr, and Total Assets amount to 1,94,076.09 Cr.

When is the next results date for General Insurance Corporation of India?

The next results date for General Insurance Corporation of India is August 13, 2026.

The next results date for General Insurance Corporation of India is scheduled for August 13, 2026.

Are General Insurance Corporation of India latest results good or bad?

The latest results for General Insurance Corporation of India show a 46.76% quarter-on-quarter profit increase to ₹2,532.59 crores, indicating a recovery. However, year-on-year net sales declined by 1.44%, and operating margins fell significantly, suggesting ongoing operational challenges.

The latest results for the General Insurance Corporation of India (GIC Re) present a mixed picture. On one hand, the company experienced a significant sequential recovery in profitability, with consolidated net profit rising by 46.76% quarter-on-quarter to ₹2,532.59 crores, and a slight year-on-year increase of 1.35%. This indicates improved financial performance compared to the previous quarter.<BR><BR>However, there are notable concerns as well. Net sales declined by 1.44% year-on-year, indicating challenges in revenue generation, and the operating margin, excluding other income, compressed significantly to 27.23% from 38.88% in the same quarter last year. This substantial drop in margin reflects underlying operational challenges and pricing pressures in the reinsurance market.<BR><BR>Overall, while the sequential profit growth is a positive sign, the year-on-year decline in sales and margins suggests that GIC Re is facing significant operational headwinds. Investors may view the results as a mix of good and bad, depending on their focus on short-term recovery versus long-term sustainability.

Is General Insuranc technically bullish or bearish?

As of December 1, 2025, the market trend is mildly bearish, influenced by daily moving averages and mixed signals from MACD and Bollinger Bands across different time frames.

As of 1 December 2025, the technical trend has changed from sideways to mildly bearish. The current technical stance is mildly bearish, driven primarily by the daily moving averages indicating a bearish sentiment. The weekly MACD is mildly bullish, but the monthly MACD is mildly bearish, suggesting mixed signals across different time frames. The Bollinger Bands show a bullish stance on the weekly chart, but the monthly remains sideways, indicating a lack of strong momentum. Overall, the lack of clear trends in the Dow Theory and the KST's monthly bearish signal further support the mildly bearish outlook.

How has been the historical performance of General Insuranc?

General Insuranc has shown a strong recovery in its financial performance, with net sales increasing from 45,374.94 Cr in Mar'24 to 49,616.80 Cr in Mar'25, and profit after tax rising to 6,973.96 Cr from 6,508.14 Cr. The company's total assets also grew to 1,94,076.09 Cr in Mar'25, reflecting overall positive trends in sales and profitability.

Answer:<BR>The historical performance of General Insuranc shows a fluctuating trend in net sales and profits over the years, with a notable increase in recent periods.<BR><BR>Breakdown:<BR>General Insuranc's net sales increased from 45,374.94 Cr in Mar'24 to 49,616.80 Cr in Mar'25, marking a positive trend after a slight decline in Mar'23. The total operating income followed a similar pattern, rising to 49,616.80 Cr in Mar'25 from 45,374.94 Cr in Mar'24. The company's operating profit (PBDIT) also improved significantly, reaching 9,702.59 Cr in Mar'25 compared to 7,909.35 Cr in Mar'24, reflecting an operating profit margin of 25.55%. Profit before tax increased to 9,104.64 Cr in Mar'25, up from 7,924.90 Cr in Mar'24, while profit after tax rose to 6,973.96 Cr from 6,508.14 Cr in the same period. The consolidated net profit for Mar'25 was reported at 7,431.84 Cr, compared to 6,685.88 Cr in Mar'24. The company's total assets grew to 1,94,076.09 Cr in Mar'25 from 1,83,764.08 Cr in Mar'24, with total liabilities also increasing to 1,94,076.09 Cr from 1,83,764.08 Cr. Cash flow from operating activities showed a recovery, reaching 1,975.00 Cr in Mar'25, contrasting with a negative cash flow of -211.00 Cr in Mar'24. Overall, General Insuranc has demonstrated a strong recovery in its financial performance in the latest fiscal year.

Is General Insuranc overvalued or undervalued?

As of September 12, 2025, General Insuranc is considered undervalued with a PE ratio of 7.56 and strong financial metrics, despite a year-to-date return of -16.91%, suggesting it may be a buying opportunity compared to its peers.

As of 12 September 2025, the valuation grade for General Insuranc has moved from very attractive to attractive, indicating a shift in market perception. The company is currently assessed as undervalued based on its strong financial ratios. The PE ratio stands at 7.56, while the Price to Book Value is 1.05, and the EV to EBIT is notably low at 3.70. These metrics suggest that the company is trading at a discount compared to its earnings and asset value.<BR><BR>In comparison to its peers, General Insuranc's PE ratio is significantly lower than that of Bajaj Finance, which is at 35.82, and Life Insurance, which has a PE of 11.36, reinforcing the notion that General Insuranc is undervalued. Additionally, its PEG ratio of 0.37 further supports this assessment, indicating strong growth potential relative to its price. Despite recent underperformance against the Sensex, with a year-to-date return of -16.91% compared to the Sensex's 4.82%, the company's solid fundamentals suggest that it may present a buying opportunity for investors.

Who are the top shareholders of the General Insuranc?

The top shareholders of General Insurance include the President of India with 82.4%, Life Insurance Corporation of India at 9.81%, 18 mutual fund schemes with 1.19%, 137 foreign institutional investors holding 1.93%, and individual investors at 1.52%.

The top shareholders of General Insuranc include the President of India, who holds a significant majority stake of 82.4%. The highest public shareholder is the Life Insurance Corporation of India, with a holding of 9.81%. Additionally, there are 18 mutual fund schemes collectively holding 1.19% and 137 foreign institutional investors (FIIs) with a combined stake of 1.93%. Individual investors account for 1.52% of the shareholding.

What is the bonus history of the General Insuranc?

General Insurance Corporation of India issued a 1:1 bonus on July 12, 2018, allowing shareholders to receive an additional share for each share held, effectively doubling their holdings. The record date for this bonus was July 14, 2018.

General Insurance Corporation of India has a bonus history that includes a notable event where they announced a 1:1 bonus issue. This was executed with an ex-date of July 12, 2018, and the record date was July 14, 2018. This means that for every share held, shareholders received an additional share, effectively doubling their holdings at that time.

Has General Insuranc declared dividend?

Yes, General Insurance Corporation of India has declared a 200% dividend, amounting to ₹10 per share, with an ex-date of September 11, 2024. The company has shown strong total returns over various periods, particularly in the long term, despite some short-term fluctuations.

General Insurance Corporation of India has declared a 200% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 200%<BR>- Amount per share: 10<BR>- Ex-date: 11 Sep 24<BR><BR>Dividend Yield: 2.51%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -3.21%, with no dividend return, resulting in a total return of -3.21%.<BR><BR>Over the past year, the price return was 10.73%, with a dividend return of 2.58%, leading to a total return of 13.31%.<BR><BR>In the 2-year period, the price return was 118.23%, the dividend return was 9.14%, culminating in a total return of 127.37%.<BR><BR>For the 3-year period, the price return was 230.1%, with a dividend return of 15.36%, resulting in a total return of 245.46%.<BR><BR>In the last 4 years, the price return was 99.08%, the dividend return was 9.80%, which brought the total return to 108.88%.<BR><BR>Lastly, over the 5-year period, the price return was 189.84%, with a dividend return of 12.75%, leading to a total return of 202.59%.<BR><BR>Overall, General Insurance Corporation of India has declared a substantial dividend, and the total returns over various periods indicate strong performance, particularly in the longer term, despite some fluctuations in the short term.