ScoreWhy is Home First Finance Company India Ltd ?
1
Strong Long Term Fundamental Strength with a 34.67% CAGR growth in Operating Profits
2
Healthy long term growth as Net Sales has grown by an annual rate of 32.29% and Operating profit at 34.67%
3
With a growth in Net Profit of 6.33%, the company declared Very Positive results in Dec 25
- The company has declared positive results for the last 18 consecutive quarters
- NET SALES(Q) Highest at Rs 482.24 cr
- PBDIT(Q) Highest at Rs 380.38 cr.
- PBT LESS OI(Q) Highest at Rs 181.40 cr.
4
With ROE of 12.3, it has a Expensive valuation with a 2.5 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -7.47%, its profits have risen by 37.4% ; the PEG ratio of the company is 1.1
5
High Institutional Holdings at 68.43%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
6
Below par performance in long term as well as near term
- Along with generating -7.47% returns in the last 1 year, the stock has also underperformed BSE500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Home First Finan should be less than 10%
- Overall Portfolio exposure to Housing Finance Company should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Home First Finan for you?
High Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Home First Finan
-7.47%
-0.19
39.56%
Sensex
-3.52%
-0.27
13.03%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
20
Industry P/E
11
Price to Book Value
2.47
EV to EBIT
12.75
EV to EBITDA
12.60
EV to Capital Employed
1.48
EV to Sales
9.99
PEG Ratio
1.11
Dividend Yield
0.39%
ROCE (Latest)
11.14%
ROE (Latest)
12.35%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend23What is working for the Company
NET SALES(Q)
Highest at Rs 482.24 cr
PBDIT(Q)
Highest at Rs 380.38 cr.
PBT LESS OI(Q)
Highest at Rs 181.40 cr.
PAT(Q)
Highest at Rs 140.20 cr.
DEBT-EQUITY RATIO(HY)
Lowest at 2.41 times
EPS(Q)
Highest at Rs 13.49
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for Home First Finan
Net Sales - Quarterly
Highest at Rs 482.24 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 380.38 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 181.40 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 140.20 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 181.40 cr has Grown at 22.8% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 147.76 CrMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 140.20 cr has Grown at 23.8% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 113.20 CrMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 13.49
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Debt-Equity Ratio - Half Yearly
Lowest at 2.41 times
in the last five half yearly periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
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