Why is Home First Finance Company India Ltd ?
1
Strong Long Term Fundamental Strength with a 35.01% CAGR growth in Operating Profits
2
Healthy long term growth as Net Sales has grown by an annual rate of 32.33% and Operating profit at 35.01%
3
The company has declared Positive results for the last 20 consecutive quarters
- DPS(Y) Highest at Rs 5.20
- NET SALES(Q) Highest at Rs 538.01 cr
- PBDIT(Q) Highest at Rs 419.55 cr.
4
With ROE of 13.6, it has a Very Expensive valuation with a 2.9 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -2.36%, its profits have risen by 40.7% ; the PEG ratio of the company is 0.6
5
28.68% of Promoter Shares are Pledged
- In falling markets, high promoter pledged shares puts additional downward pressure on the stock prices
How much should you hold?
- Overall Portfolio exposure to Home First Finan should be less than 10%
- Overall Portfolio exposure to Housing Finance Company should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Home First Finan for you?
High Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Home First Finan
-2.36%
-0.06
38.29%
Sensex
-2.63%
-0.19
13.57%
Valuation Key Factors 
Factor
Value
P/E Ratio
21
Industry P/E
12
Price to Book Value
2.91
EV to EBIT
13.79
EV to EBITDA
13.62
EV to Capital Employed
1.62
EV to Sales
10.70
PEG Ratio
0.55
Dividend Yield
0.44%
ROCE (Latest)
10.42%
ROE (Latest)
13.57%
Loading Valuation Snapshot...
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
Bullish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Movement
17What is working for the Company
DPS(Y)
Highest at Rs 5.20
NET SALES(Q)
Highest at Rs 538.01 cr
PBDIT(Q)
Highest at Rs 419.55 cr.
PBT LESS OI(Q)
Highest at Rs 205.81 cr.
PAT(Q)
Highest at Rs 159.85 cr.
DPR(Y)
Highest at 10.04%
EPS(Q)
Highest at Rs 15.29
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for Home First Finan
Net Sales - Quarterly
Highest at Rs 538.01 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 419.55 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 205.81 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 159.85 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Dividend per Share (DPS) - Annually
Highest at Rs 5.20 and Grown
each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (Rs)
Earnings per Share (EPS) - Quarterly
Highest at Rs 15.29
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Dividend Payout Ratio (DPR) - Annually
Highest at 10.04%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)






