Home First Finan

  • Market Cap: Small Cap
  • Industry: Housing Finance Company
  • ISIN: INE481N01025
  • NSEID: HOMEFIRST
  • BSEID: 543259
INR
1,192.90
1 (0.08%)
BSENSE

Aug 07, 03:30 PM

BSE+NSE Vol: 1.85 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Aadhar Hsg. Fin.
PNB Housing
Aptus Value Hou.
Home First Finan
Aavas Financiers
LIC Housing Fin.
Can Fin Homes
INDIA SHELTE FIN
Repco Home Fin
Sammaan Capital
GIC Housing Fin

Why is Home First Finance Company India Ltd ?

1
Strong Long Term Fundamental Strength with a 35.01% CAGR growth in Operating Profits
2
Healthy long term growth as Net Sales has grown by an annual rate of 32.33% and Operating profit at 35.01%
3
The company has declared Positive results for the last 20 consecutive quarters
  • DPS(Y) Highest at Rs 5.20
  • NET SALES(Q) Highest at Rs 538.01 cr
  • PBDIT(Q) Highest at Rs 419.55 cr.
4
With ROE of 13.6, it has a Very Expensive valuation with a 2.9 Price to Book Value
  • The stock is trading at a premium compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of -2.36%, its profits have risen by 40.7% ; the PEG ratio of the company is 0.6
5
28.68% of Promoter Shares are Pledged
  • In falling markets, high promoter pledged shares puts additional downward pressure on the stock prices
stock-recommendationReal-Time Research Report

Verdict Report

How much should you hold?

  1. Overall Portfolio exposure to Home First Finan should be less than 10%
  2. Overall Portfolio exposure to Housing Finance Company should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Home First Finan for you?

High Risk, Medium Return

Absolute
Risk Adjusted
Volatility
Home First Finan
-2.36%
-0.06
38.29%
Sensex
-2.63%
-0.19
13.57%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
32.33%
EBIT Growth (5y)
35.01%
Net Debt to Equity (avg)
2.47
Institutional Holding
73.73%
ROE (avg)
13.49%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
21
Industry P/E
12
Price to Book Value
2.91
EV to EBIT
13.79
EV to EBITDA
13.62
EV to Capital Employed
1.62
EV to Sales
10.70
PEG Ratio
0.55
Dividend Yield
0.44%
ROCE (Latest)
10.42%
ROE (Latest)
13.57%
Loading Valuation Snapshot...
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
Bullish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

17What is working for the Company
DPS(Y)

Highest at Rs 5.20

NET SALES(Q)

Highest at Rs 538.01 cr

PBDIT(Q)

Highest at Rs 419.55 cr.

PBT LESS OI(Q)

Highest at Rs 205.81 cr.

PAT(Q)

Highest at Rs 159.85 cr.

DPR(Y)

Highest at 10.04%

EPS(Q)

Highest at Rs 15.29

0What is not working for the Company
Icon
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...

Here's what is working for Home First Finan

Net Sales - Quarterly
Highest at Rs 538.01 cr and Grown
each quarter in the last five quarters
MOJO Watch
Near term sales trend is very positive

Net Sales (Rs Cr)

Operating Profit (PBDIT) - Quarterly
Highest at Rs 419.55 cr. and Grown
each quarter in the last five quarters
MOJO Watch
Near term Operating Profit trend is quite positive

Operating Profit (Rs Cr)

Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 205.81 cr. and Grown
each quarter in the last five quarters
MOJO Watch
Near term PBT trend is very positive

PBT less Other Income (Rs Cr)

Profit After Tax (PAT) - Quarterly
Highest at Rs 159.85 cr. and Grown
each quarter in the last five quarters
MOJO Watch
Near term PAT trend is very positive

PAT (Rs Cr)

Dividend per Share (DPS) - Annually
Highest at Rs 5.20 and Grown
each year in the last five years
MOJO Watch
Company is distributing higher dividend from profits generated

DPS (Rs)

Earnings per Share (EPS) - Quarterly
Highest at Rs 15.29
in the last five quarters
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (Rs)

Dividend Payout Ratio (DPR) - Annually
Highest at 10.04%
in the last five years
MOJO Watch
Company is distributing higher proportion of profits generated as dividend

DPR (%)