Home First Finan

What does Home First Finan do?

Home First Finance Company India Ltd is a mid-cap housing finance firm established in 2010, reporting net sales of ₹413 Cr and a net profit of ₹105 Cr for March 2025. It has a market cap of ₹13,404 Cr and key metrics include a P/E of 35.00 and a dividend yield of 0.52%.

Overview:<BR>Home First Finance Company India Ltd operates in the housing finance industry and is categorized as a mid-cap company.<BR><BR>History:<BR>The company was incorporated in 2010 as a private limited entity and later converted to a public limited company in 2018. The most recent quarterly results reported net sales and profit for March 2025.<BR><BR>Financial Snapshot:<BR>Net Sales: 413 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 105 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 13,404 Cr (Mid Cap)<BR><BR>Key Metrics:<BR>P/E: 35.00 <BR>Industry P/E: 13 <BR>Dividend Yield: 0.52% <BR>Debt Equity: 3.79 <BR>Return on Equity: 15.15% <BR>Price to Book: 5.26 <BR><BR>Contact Details:<BR>Address: 511 Acme Plaza, Andheri Kurla Road Andheri (E) Mumbai Maharashtra : 400059 <BR>Tel: 91-22-66940386 <BR>Email: corporate@homefirstindia.com <BR>Website: http://www.homefirstindia.com

When is the next results date for Home First Finan?

No Upcoming Board Meetings

Has Home First Finan declared dividend?

Yes, Home First Finance Company India Ltd has declared a dividend of 185%, amounting to ₹3.7 per share, with an ex-date of May 30, 2025. The company has shown strong total returns over various periods, particularly in the long term.

Home First Finance Company India Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 185%<BR>- Amount per share: 3.7<BR>- Ex-date: May-30-2025<BR><BR>Dividend Yield: 0.52%.<BR><BR>Total Returns by Period:<BR>In the 6 months period, the price return was 24.2%, the dividend return was 0.36%, leading to a total return of 24.56%.<BR><BR>In the 1 year period, the price return was 49.59%, the dividend return was 0.40%, resulting in a total return of 49.99%.<BR><BR>In the 2 years period, the price return was 66.47%, the dividend return was 0.86%, culminating in a total return of 67.33%.<BR><BR>In the 3 years period, the price return was 70.81%, the dividend return was 1.32%, which brought the total return to 72.13%.<BR><BR>In the 4 years period, the price return was 127.54%, the dividend return was 1.84%, leading to a total return of 129.38%.<BR><BR>In the 5 years period, there was no price return or dividend return, resulting in a total return of 0.0%.<BR><BR>Overall, Home First Finance Company has declared a significant dividend and has shown strong total returns over various periods, particularly in the longer terms, indicating a positive performance trend.

Who are the peers of the Home First Finan?

Home First Finan's peers include Bajaj Housing, LIC Housing Finance, PNB Housing, Aadhar Housing Finance, Aptus Value Housing, Can Fin Homes, Sammaan Capital, INDIA SHELTE FIN, and Repco Home Finance. It has good management risk and excellent growth, with a 1-year return of 56.83%, outperforming most peers.

Peers: The peers of Home First Finan are Bajaj Housing, LIC Housing Fin., PNB Housing, Aadhar Hsg. Fin., Aptus Value Hou., Can Fin Homes, Sammaan Capital, INDIA SHELTE FIN, and Repco Home Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Aptus Value Hou. and Can Fin Homes, while Good management risk is found at Home First Finan, LIC Housing Fin., INDIA SHELTE FIN, and Repco Home Fin. Average management risk is present at Bajaj Housing, PNB Housing, Aadhar Hsg. Fin., and Sammaan Capital, and the rest. Growth is Excellent at Home First Finan and Bajaj Housing, Good at Aadhar Hsg. Fin. and Aptus Value Hou., while Below Average growth is seen at LIC Housing Fin., PNB Housing, and Sammaan Capital, and the rest. Excellent capital structure is noted at Bajaj Housing, Aadhar Hsg. Fin., Aptus Value Hou., Home First Finan, INDIA SHELTE FIN, and Repco Home Fin., while Average capital structure is found at LIC Housing Fin. and Good at Can Fin Homes.<BR><BR>Return Snapshot: Home First Finan has a 1-year return of 56.83%, which is significantly higher than the lowest peer, Sammaan Capital, with a return of -22.10%. The highest 1-year return is from PNB Housing at 44.50%. Additionally, peers with negative six-month returns include Aptus Value Hou., Sammaan Capital, and Repco Home Fin.

Who are in the management team of Home First Finan?

As of March 2023, the management team of Home First Finan includes Chairman Deepak Satwalekar, Managing Director & CEO Manoj Viswanathan, and several independent and nominee directors. They oversee the company's operations and strategic direction.

As of March 2023, the management team of Home First Finan includes the following members:<BR><BR>1. Deepak Satwalekar - Chairman & Independent Director<BR>2. Divya Sehgal - Nominee<BR>3. Maninder Singh Juneja - Nominee<BR>4. Narendra Ostawal - Nominee<BR>5. Manoj Viswanathan - Managing Director & CEO<BR>6. Shreyans Bachhawat - Company Secretary & Compliance Officer<BR>7. Geeta Dutta Goel - Independent Director<BR>8. Anuj Srivastava - Independent Director<BR>9. Sucharita Mukherjee - Independent Director<BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

Who are the top shareholders of the Home First Finan?

The top shareholders of Home First Finance include Foreign Institutional Investors (FIIs) with 36.53%, mutual funds holding 17.93%, and individual investors led by True North Fund V LLP at 7.52% and Orange Clove Investments B.V. at 10.67%. Overall, individual shareholders own about 10.62% of the company, with no pledged promoter holdings reported.

The top shareholders of Home First Finance include a mix of institutional and individual investors. The majority of the shares are held by Foreign Institutional Investors (FIIs), who own approximately 36.53% of the company. Additionally, mutual funds are represented by 23 schemes, holding about 17.93% of the shares. <BR><BR>Among individual shareholders, the largest promoter is True North Fund V LLP, which holds 7.52%. The highest public shareholder is Orange Clove Investments B.V., with a stake of 10.67%. Individual investors collectively hold around 10.62% of the company's shares. There are no pledged promoter holdings reported.

How big is Home First Finan?

As of 24th July, Home First Finance Company India Ltd has a market capitalization of 14,528.00 Cr, with recent Net Sales of 1,525.65 Cr and a Net Profit of 382.07 Cr. Shareholder's Funds are 2,521.28 Cr and Total Assets are 12,211.67 Cr as of March 2025.

As of 24th July, Home First Finance Company India Ltd has a market capitalization of 14,528.00 Cr, categorizing it as a Mid Cap company.<BR><BR>For the latest four quarters, the company reported Net Sales of 1,525.65 Cr and a Net Profit of 382.07 Cr.<BR><BR>As of March 2025, the Shareholder's Funds amounted to 2,521.28 Cr, while Total Assets were reported at 12,211.67 Cr.

Is Home First Finan overvalued or undervalued?

As of November 21, 2025, Home First Finance is considered overvalued with a PE ratio of 26.82 and an EV to EBITDA of 14.70, significantly higher than its peers, despite a year-to-date return of 10.55% that underperformed the Sensex's 9.08%.

As of 21 November 2025, Home First Finance has moved from a fair to an expensive valuation grade. The company appears overvalued based on its current financial metrics. Key ratios include a PE ratio of 26.82, an EV to EBITDA of 14.70, and a PEG ratio of 1.94, which suggest that the stock is trading at a premium compared to its earnings growth potential.<BR><BR>In comparison to its peers, Home First Finance's PE ratio is significantly higher than LIC Housing Finance, which has a PE of 5.45, and PNB Housing Finance, which stands at 10.74. Additionally, the EV to EBITDA ratio for Home First Finance is also higher than that of HUDCO at 15.07. While the company has shown a year-to-date return of 10.55%, it has underperformed the Sensex, which returned 9.08% in the same period, further reinforcing the notion that the stock may be overvalued.

How has been the historical performance of Home First Finan?

Home First Finan has experienced significant growth in net sales and profitability from March 2020 to March 2025, with net sales increasing from 395.80 Cr to 1,525.66 Cr and profit after tax rising from 79.55 Cr to 382.07 Cr, despite rising interest expenses and negative cash flow. Total liabilities also grew substantially, reaching 12,211.67 Cr by March 2025.

Answer:<BR>The historical performance of Home First Finan shows significant growth in net sales and profitability over the years, culminating in the fiscal year ending March 2025.<BR><BR>Breakdown:<BR>Home First Finan has demonstrated a robust increase in net sales, rising from 395.80 Cr in March 2020 to 1,525.66 Cr in March 2025. Other operating income has also seen a gradual increase, reaching 4.29 Cr in March 2025. Total operating income has grown to 1,529.95 Cr by March 2025, up from 398.66 Cr in March 2020. The total expenditure, excluding depreciation, has increased to 1,022.09 Cr in March 2025, reflecting a rise from 305.10 Cr in March 2020. Operating profit (PBDIT) has improved significantly, reaching 517.12 Cr in March 2025, compared to 114.58 Cr in March 2020. However, interest expenses have also surged to 715.27 Cr in March 2025 from 193.83 Cr in March 2020, leading to a gross profit (PBDT) of -198.15 Cr in March 2025. Despite this, profit before tax has increased to 501.59 Cr in March 2025, up from 107.33 Cr in March 2020, while profit after tax reached 382.07 Cr in March 2025, compared to 79.55 Cr in March 2020. The company's total liabilities have escalated to 12,211.67 Cr in March 2025 from 3,480.21 Cr in March 2020, with total assets also rising to 12,211.67 Cr. Cash flow from operating activities has remained negative, amounting to -2,198.00 Cr in March 2025, although the net cash inflow for the year was 18.00 Cr. Overall, Home First Finan has shown a strong upward trajectory in sales and profits, despite challenges with interest expenses and cash flow.

Is Home First Finan technically bullish or bearish?

As of December 3, 2025, the technical trend for Home First Finan has shifted to a moderately strong bearish outlook, supported by bearish indicators across multiple timeframes, including MACD, Bollinger Bands, and moving averages.

As of 3 December 2025, the technical trend has changed from mildly bearish to bearish. The current stance is bearish with a moderate strength. Key indicators driving this include a bearish MACD on the weekly timeframe, bearish Bollinger Bands on both weekly and monthly timeframes, and bearish moving averages on the daily timeframe. The KST is also bearish on the weekly chart, further confirming the negative sentiment. The Dow Theory indicates a mildly bearish trend on the weekly, while the monthly shows no trend. Overall, the combination of these indicators suggests a bearish outlook for Home First Finan.

Are Home First Finance Company India Ltd latest results good or bad?

Home First Finance Company India Ltd's latest Q3 FY26 results are strong, with a net profit of ₹140.20 crores, up 43.99% year-on-year, and improved PAT margin at 29.16%. However, concerns about capital efficiency and high valuation compared to peers suggest investors should be cautious.

Home First Finance Company India Ltd's latest results for Q3 FY26 can be considered quite strong overall. The company reported a net profit of ₹140.20 crores, which represents a remarkable year-on-year growth of 43.99%. This marks the highest quarterly profit in the company's history, indicating robust operational performance.<BR><BR>Interest earned also showed positive momentum, reaching ₹480.78 crores, up 18.76% year-on-year, although the quarter-on-quarter growth was a modest 1.03%. The PAT margin improved to 29.16%, reflecting effective cost management and operational efficiency, with a significant year-on-year increase of 512 basis points.<BR><BR>However, there are some mixed signals regarding capital efficiency, as the return on equity (ROE) stands at 11.28%, which is below the averages of some peers in the housing finance sector. Additionally, the company is facing valuation concerns, trading at a premium compared to its peers, which may weigh on investor sentiment.<BR><BR>In summary, while the financial performance showcases strong growth and profitability, concerns regarding valuation and capital efficiency suggest that investors should remain cautious. Overall, the results are good, but the high valuation and technical weaknesses could temper enthusiasm in the short term.

Should I buy, sell or hold Home First Finance Company India Ltd?

Why is Home First Finance Company India Ltd falling/rising?

As of 17-Mar, Home First Finance Company India Ltd's stock price is at 980.55, down 0.81%, and has significantly underperformed the Sensex over the past week and month. Despite strong long-term fundamentals, the stock is in a bearish trend, trading below its moving averages, influenced by short-term performance metrics.

As of 17-Mar, Home First Finance Company India Ltd's stock price is falling, currently at 980.55, reflecting a decrease of 8.05 (-0.81%). The stock has underperformed against the benchmark Sensex, which has declined by 2.73% over the past week, while Home First Finance has seen a more significant drop of 9.06% in the same period. Over the last month, the stock has decreased by 16.92%, compared to an 8.84% decline in the Sensex.<BR><BR>Additionally, the stock is trading below its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend. Despite a rise in investor participation, with a delivery volume increase of 38.27% on March 16, the overall performance today still reflects a decline of 0.68% against its sector.<BR><BR>While the company has shown strong long-term fundamentals, including a 34.67% CAGR growth in operating profits and consistent positive results over the last 18 quarters, these factors have not been sufficient to counteract the recent downward pressure on the stock price. The current market sentiment appears to be more influenced by short-term performance metrics rather than the company's solid long-term growth potential.

Why is Home First Finance Company India Ltd falling/rising?

As of 18-Mar, Home First Finance Company India Ltd's stock is at 984.15, down 0.14%, and has significantly underperformed the Sensex over the past month and year-to-date. Despite strong long-term fundamentals, the stock's recent decline reflects bearish sentiment and underperformance relative to the market and its sector.

As of 18-Mar, Home First Finance Company India Ltd's stock price is currently at 984.15, reflecting a decrease of 1.4 points or 0.14%. The stock has underperformed compared to the broader market, specifically the Sensex, which has only declined by 0.21% over the past week. Over the last month, the stock has seen a significant drop of 16.65%, while the Sensex has decreased by 8.40%. Year-to-date, the stock is down 10.69%, compared to a 9.99% decline in the Sensex.<BR><BR>Today's performance indicates that the stock is trading below its moving averages across all time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages. This trend suggests a bearish sentiment among investors. Despite a notable increase in delivery volume, which rose by 165.2% against the 5-day average, the stock's performance has still lagged behind its sector, which has gained by 2.31%.<BR><BR>While the company has demonstrated strong long-term fundamentals, including a 34.67% CAGR growth in operating profits and consistent positive results over the last 18 quarters, the recent price movements indicate a struggle in the short term. The stock's decline can be attributed to its underperformance relative to both the market and its sector, as well as its current trading position below key moving averages.

Why is Home First Finance Company India Ltd falling/rising?

As of 19-Mar, Home First Finance Company India Ltd's stock price is falling, currently at 964.90, reflecting a decline of 1.96%. The stock has decreased for three consecutive days, underperformed against the Sensex, and shows significant declines over the past month and year-to-date, despite increased investor participation.

As of 19-Mar, Home First Finance Company India Ltd's stock price is falling, currently at 964.90, which reflects a decrease of 19.25 or 1.96%. The stock has been on a downward trend, having lost value for the last three consecutive days, with a total decline of 2.4% during this period. Additionally, the stock has underperformed compared to the benchmark Sensex, which has fallen by 2.40% over the same week.<BR><BR>The stock's performance over the past month shows a significant decline of 16.58%, while the year-to-date performance indicates a drop of 12.44%. Furthermore, the stock is trading below its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend.<BR><BR>Despite these negative indicators, there has been a notable increase in investor participation, with delivery volume rising by 289.19% against the 5-day average. However, the overall sentiment in the finance and housing sector has also been negative, with the sector experiencing a decline of 2.59%. <BR><BR>In summary, the combination of consecutive price declines, underperformance relative to the benchmark, and negative sector trends contribute to the falling stock price of Home First Finance Company India Ltd.

Why is Home First Finance Company India Ltd falling/rising?

As of 20-Mar, Home First Finance Company India Ltd's stock is at 937.00, down 2.31%, and has declined 5.03% over the past week and 19.04% over the past month. Despite strong long-term fundamentals, the stock is experiencing significant selling pressure and reduced investor interest, indicating a bearish trend.

As of 20-Mar, Home First Finance Company India Ltd's stock price is falling, currently at 937.00, which reflects a decrease of 22.15 (-2.31%). The stock has been underperforming, having lost 5.03% over the past week and 19.04% over the past month, compared to a lesser decline of 0.04% and 10.00% in the Sensex, respectively. <BR><BR>Today marks the fourth consecutive day of decline for the stock, with a total drop of 5.22% during this period. The stock reached an intraday low of Rs 931.95, indicating significant selling pressure. Additionally, the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, which suggests a bearish trend. <BR><BR>Investor participation has also decreased, with delivery volume falling by 51.16% compared to the 5-day average, indicating reduced interest from investors. Despite these negative trends, the company does show strong long-term fundamentals, including a 34.67% CAGR growth in operating profits and consistent positive results over the last 18 quarters. However, the current market sentiment appears to be weighing heavily on the stock's performance.

Why is Home First Finance Company India Ltd falling/rising?

As of 23-Mar, Home First Finance Company India Ltd's stock price is at 900.00, down 3.83%, reflecting a significant decline over the past week and month. The stock is underperforming against the Sensex and shows a bearish trend, with reduced investor participation, despite strong long-term fundamentals.

As of 23-Mar, Home First Finance Company India Ltd's stock price is falling, currently at 900.00, which reflects a decrease of 35.85 (-3.83%). The stock has been on a downward trend, having lost 8.96% over the past week and 23.34% over the past month. This decline is notable as it has underperformed the benchmark Sensex, which has decreased by 3.72% over the same week and 12.72% over the month.<BR><BR>The stock has experienced consecutive falls for the last five days, with a significant intraday low of Rs 893.95, marking a decline of 4.48% at one point. Additionally, the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend. The finance sector, particularly housing, has also seen a downturn, with a sector-wide decline of 3.51%.<BR><BR>Investor participation appears to be waning, as evidenced by a 45.5% drop in delivery volume compared to the 5-day average. Despite these negative trends, the company maintains strong long-term fundamentals, with a 34.67% CAGR growth in operating profits and consistent positive results over the last 18 quarters. However, the current market sentiment and performance metrics indicate that the stock is facing downward pressure.

Why is Home First Finance Company India Ltd falling/rising?

As of 24-Mar, Home First Finance Company India Ltd's stock price is rising, currently at 929.45, following a trend reversal after five days of decline. Despite recent gains, the stock has seen declines over the past week and month, but strong long-term fundamentals and high institutional holdings suggest potential for recovery.

As of 24-Mar, Home First Finance Company India Ltd's stock price is rising, evidenced by a current price of 929.45, which reflects an increase of 23.4 (2.58%). This upward movement follows a trend reversal after five consecutive days of decline, indicating a potential shift in market sentiment. The stock opened with a significant gain of 6.68% today, reaching an intraday high of Rs 966.55.<BR><BR>Despite the recent positive performance, it's important to note that the stock has experienced a decline over the past week (-5.69%) and month (-22.86%). However, it has outperformed its sector today by 0.37%, suggesting that the rise may be influenced by broader market trends within the finance and housing sector, which gained by 2.26%.<BR><BR>The stock's volatility today, with an intraday volatility of 5.56%, indicates active trading and investor interest, although there has been a notable decrease in delivery volume, falling by 65.74% compared to the five-day average. This could suggest that while the stock is experiencing a rise today, overall investor participation may be waning.<BR><BR>Long-term fundamentals remain strong, with a 34.67% CAGR growth in operating profits and consistent positive results over the last 18 quarters, which may contribute to investor confidence and support the stock's current rise. High institutional holdings at 68.43% further indicate that knowledgeable investors are backing the company, reinforcing its potential for recovery and growth.

Why is Home First Finance Company India Ltd falling/rising?

As of 25-Mar, Home First Finance Company India Ltd's stock is at Rs 950.00, up 2.21% after a two-day gain of 4.85%. Despite recent increases, the stock has underperformed its sector and shows declining investor participation, with a 23.76% drop over the past month, though it has strong long-term fundamentals.

As of 25-Mar, Home First Finance Company India Ltd's stock price is rising, currently at Rs 950.00, reflecting an increase of Rs 20.55 or 2.21%. This upward movement follows a two-day consecutive gain, during which the stock has appreciated by 4.85%. Additionally, the stock reached an intraday high of Rs 960.85, marking a 3.38% increase at its peak today.<BR><BR>Despite this recent rise, it is important to note that the stock has underperformed its sector by 0.59% today and is trading below its moving averages across various time frames, indicating some underlying weakness. Furthermore, there has been a significant decline in investor participation, with delivery volume dropping by 65.01% compared to the five-day average. <BR><BR>On a broader scale, the stock has experienced a decline of 23.76% over the past month, while the year-to-date performance shows a decrease of 13.79%. However, the company demonstrates strong long-term fundamentals, with a compound annual growth rate (CAGR) of 34.67% in operating profits and consistent positive results over the last 18 quarters, which may contribute to investor confidence and support the recent price increase.

Which are the latest news on Home First Finan?