Home First Finan

What does Home First Finan do?

Home First Finance Company India Ltd is a mid-cap housing finance firm established in 2010, reporting net sales of ₹413 Cr and a net profit of ₹105 Cr for March 2025. It has a market cap of ₹13,404 Cr and key metrics include a P/E of 35.00 and a dividend yield of 0.52%.

Overview:<BR>Home First Finance Company India Ltd operates in the housing finance industry and is categorized as a mid-cap company.<BR><BR>History:<BR>The company was incorporated in 2010 as a private limited entity and later converted to a public limited company in 2018. The most recent quarterly results reported net sales and profit for March 2025.<BR><BR>Financial Snapshot:<BR>Net Sales: 413 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 105 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 13,404 Cr (Mid Cap)<BR><BR>Key Metrics:<BR>P/E: 35.00 <BR>Industry P/E: 13 <BR>Dividend Yield: 0.52% <BR>Debt Equity: 3.79 <BR>Return on Equity: 15.15% <BR>Price to Book: 5.26 <BR><BR>Contact Details:<BR>Address: 511 Acme Plaza, Andheri Kurla Road Andheri (E) Mumbai Maharashtra : 400059 <BR>Tel: 91-22-66940386 <BR>Email: corporate@homefirstindia.com <BR>Website: http://www.homefirstindia.com

When is the next results date for Home First Finan?

No Upcoming Board Meetings

Has Home First Finan declared dividend?

Yes, Home First Finance Company India Ltd has declared a dividend of 185%, amounting to ₹3.7 per share, with an ex-date of May 30, 2025. The company has shown strong total returns over various periods, particularly in the long term.

Home First Finance Company India Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 185%<BR>- Amount per share: 3.7<BR>- Ex-date: May-30-2025<BR><BR>Dividend Yield: 0.52%.<BR><BR>Total Returns by Period:<BR>In the 6 months period, the price return was 24.2%, the dividend return was 0.36%, leading to a total return of 24.56%.<BR><BR>In the 1 year period, the price return was 49.59%, the dividend return was 0.40%, resulting in a total return of 49.99%.<BR><BR>In the 2 years period, the price return was 66.47%, the dividend return was 0.86%, culminating in a total return of 67.33%.<BR><BR>In the 3 years period, the price return was 70.81%, the dividend return was 1.32%, which brought the total return to 72.13%.<BR><BR>In the 4 years period, the price return was 127.54%, the dividend return was 1.84%, leading to a total return of 129.38%.<BR><BR>In the 5 years period, there was no price return or dividend return, resulting in a total return of 0.0%.<BR><BR>Overall, Home First Finance Company has declared a significant dividend and has shown strong total returns over various periods, particularly in the longer terms, indicating a positive performance trend.

Who are the peers of the Home First Finan?

Home First Finan's peers include Bajaj Housing, LIC Housing Finance, PNB Housing, Aadhar Housing Finance, Aptus Value Housing, Can Fin Homes, Sammaan Capital, INDIA SHELTE FIN, and Repco Home Finance. It has good management risk and excellent growth, with a 1-year return of 56.83%, outperforming most peers.

Peers: The peers of Home First Finan are Bajaj Housing, LIC Housing Fin., PNB Housing, Aadhar Hsg. Fin., Aptus Value Hou., Can Fin Homes, Sammaan Capital, INDIA SHELTE FIN, and Repco Home Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Aptus Value Hou. and Can Fin Homes, while Good management risk is found at Home First Finan, LIC Housing Fin., INDIA SHELTE FIN, and Repco Home Fin. Average management risk is present at Bajaj Housing, PNB Housing, Aadhar Hsg. Fin., and Sammaan Capital, and the rest. Growth is Excellent at Home First Finan and Bajaj Housing, Good at Aadhar Hsg. Fin. and Aptus Value Hou., while Below Average growth is seen at LIC Housing Fin., PNB Housing, and Sammaan Capital, and the rest. Excellent capital structure is noted at Bajaj Housing, Aadhar Hsg. Fin., Aptus Value Hou., Home First Finan, INDIA SHELTE FIN, and Repco Home Fin., while Average capital structure is found at LIC Housing Fin. and Good at Can Fin Homes.<BR><BR>Return Snapshot: Home First Finan has a 1-year return of 56.83%, which is significantly higher than the lowest peer, Sammaan Capital, with a return of -22.10%. The highest 1-year return is from PNB Housing at 44.50%. Additionally, peers with negative six-month returns include Aptus Value Hou., Sammaan Capital, and Repco Home Fin.

Who are in the management team of Home First Finan?

As of March 2023, the management team of Home First Finan includes Chairman Deepak Satwalekar, Managing Director & CEO Manoj Viswanathan, and several independent and nominee directors. They oversee the company's operations and strategic direction.

As of March 2023, the management team of Home First Finan includes the following members:<BR><BR>1. Deepak Satwalekar - Chairman & Independent Director<BR>2. Divya Sehgal - Nominee<BR>3. Maninder Singh Juneja - Nominee<BR>4. Narendra Ostawal - Nominee<BR>5. Manoj Viswanathan - Managing Director & CEO<BR>6. Shreyans Bachhawat - Company Secretary & Compliance Officer<BR>7. Geeta Dutta Goel - Independent Director<BR>8. Anuj Srivastava - Independent Director<BR>9. Sucharita Mukherjee - Independent Director<BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

Who are the top shareholders of the Home First Finan?

The top shareholders of Home First Finance include Foreign Institutional Investors (FIIs) with 36.53%, mutual funds holding 17.93%, and individual investors led by True North Fund V LLP at 7.52% and Orange Clove Investments B.V. at 10.67%. Overall, individual shareholders own about 10.62% of the company, with no pledged promoter holdings reported.

The top shareholders of Home First Finance include a mix of institutional and individual investors. The majority of the shares are held by Foreign Institutional Investors (FIIs), who own approximately 36.53% of the company. Additionally, mutual funds are represented by 23 schemes, holding about 17.93% of the shares. <BR><BR>Among individual shareholders, the largest promoter is True North Fund V LLP, which holds 7.52%. The highest public shareholder is Orange Clove Investments B.V., with a stake of 10.67%. Individual investors collectively hold around 10.62% of the company's shares. There are no pledged promoter holdings reported.

How big is Home First Finan?

As of 24th July, Home First Finance Company India Ltd has a market capitalization of 14,528.00 Cr, with recent Net Sales of 1,525.65 Cr and a Net Profit of 382.07 Cr. Shareholder's Funds are 2,521.28 Cr and Total Assets are 12,211.67 Cr as of March 2025.

As of 24th July, Home First Finance Company India Ltd has a market capitalization of 14,528.00 Cr, categorizing it as a Mid Cap company.<BR><BR>For the latest four quarters, the company reported Net Sales of 1,525.65 Cr and a Net Profit of 382.07 Cr.<BR><BR>As of March 2025, the Shareholder's Funds amounted to 2,521.28 Cr, while Total Assets were reported at 12,211.67 Cr.

Is Home First Finan overvalued or undervalued?

As of November 21, 2025, Home First Finance is considered overvalued with a PE ratio of 26.82 and an EV to EBITDA of 14.70, significantly higher than its peers, despite a year-to-date return of 10.55% that underperformed the Sensex's 9.08%.

As of 21 November 2025, Home First Finance has moved from a fair to an expensive valuation grade. The company appears overvalued based on its current financial metrics. Key ratios include a PE ratio of 26.82, an EV to EBITDA of 14.70, and a PEG ratio of 1.94, which suggest that the stock is trading at a premium compared to its earnings growth potential.<BR><BR>In comparison to its peers, Home First Finance's PE ratio is significantly higher than LIC Housing Finance, which has a PE of 5.45, and PNB Housing Finance, which stands at 10.74. Additionally, the EV to EBITDA ratio for Home First Finance is also higher than that of HUDCO at 15.07. While the company has shown a year-to-date return of 10.55%, it has underperformed the Sensex, which returned 9.08% in the same period, further reinforcing the notion that the stock may be overvalued.

How has been the historical performance of Home First Finan?

Home First Finan has experienced significant growth in net sales and profitability from March 2020 to March 2025, with net sales increasing from 395.80 Cr to 1,525.66 Cr and profit after tax rising from 79.55 Cr to 382.07 Cr, despite rising interest expenses and negative cash flow. Total liabilities also grew substantially, reaching 12,211.67 Cr by March 2025.

Answer:<BR>The historical performance of Home First Finan shows significant growth in net sales and profitability over the years, culminating in the fiscal year ending March 2025.<BR><BR>Breakdown:<BR>Home First Finan has demonstrated a robust increase in net sales, rising from 395.80 Cr in March 2020 to 1,525.66 Cr in March 2025. Other operating income has also seen a gradual increase, reaching 4.29 Cr in March 2025. Total operating income has grown to 1,529.95 Cr by March 2025, up from 398.66 Cr in March 2020. The total expenditure, excluding depreciation, has increased to 1,022.09 Cr in March 2025, reflecting a rise from 305.10 Cr in March 2020. Operating profit (PBDIT) has improved significantly, reaching 517.12 Cr in March 2025, compared to 114.58 Cr in March 2020. However, interest expenses have also surged to 715.27 Cr in March 2025 from 193.83 Cr in March 2020, leading to a gross profit (PBDT) of -198.15 Cr in March 2025. Despite this, profit before tax has increased to 501.59 Cr in March 2025, up from 107.33 Cr in March 2020, while profit after tax reached 382.07 Cr in March 2025, compared to 79.55 Cr in March 2020. The company's total liabilities have escalated to 12,211.67 Cr in March 2025 from 3,480.21 Cr in March 2020, with total assets also rising to 12,211.67 Cr. Cash flow from operating activities has remained negative, amounting to -2,198.00 Cr in March 2025, although the net cash inflow for the year was 18.00 Cr. Overall, Home First Finan has shown a strong upward trajectory in sales and profits, despite challenges with interest expenses and cash flow.

Is Home First Finan technically bullish or bearish?

As of December 3, 2025, the technical trend for Home First Finan has shifted to a moderately strong bearish outlook, supported by bearish indicators across multiple timeframes, including MACD, Bollinger Bands, and moving averages.

As of 3 December 2025, the technical trend has changed from mildly bearish to bearish. The current stance is bearish with a moderate strength. Key indicators driving this include a bearish MACD on the weekly timeframe, bearish Bollinger Bands on both weekly and monthly timeframes, and bearish moving averages on the daily timeframe. The KST is also bearish on the weekly chart, further confirming the negative sentiment. The Dow Theory indicates a mildly bearish trend on the weekly, while the monthly shows no trend. Overall, the combination of these indicators suggests a bearish outlook for Home First Finan.

Are Home First Finance Company India Ltd latest results good or bad?

Home First Finance Company India Ltd's latest results are strong, with a 42.77% increase in net profit and a record revenue of ₹499.39 crores for Q4 FY26. However, its high P/E ratio of 26 times, nearly double the industry average, raises concerns about sustainability for potential investors.

Home First Finance Company India Ltd's latest results for Q4 FY26 indicate a strong performance overall. The company reported a net profit of ₹149.45 crores, which is a remarkable 42.77% increase year-on-year. Revenue also saw significant growth, reaching ₹499.39 crores, marking a 20.82% year-on-year increase and the highest quarterly revenue in the company's history.<BR><BR>Additionally, the profit after tax (PAT) margin improved to 29.93%, up 462 basis points from the previous year, showcasing enhanced profitability. The company has maintained a positive trajectory with consistent quarter-on-quarter growth, evidenced by a 3.87% increase in net sales from the previous quarter.<BR><BR>However, there are concerns regarding the company's elevated price-to-earnings (P/E) ratio of 26 times, which is nearly double the industry average of 14 times. This raises questions about the sustainability of its current valuation levels.<BR><BR>In summary, while Home First Finance Company has demonstrated impressive growth and profitability, the high valuation may warrant caution for potential investors.

Should I buy, sell or hold Home First Finance Company India Ltd?

Why is Home First Finance Company India Ltd falling/rising?

As of 09-May, Home First Finance Company India Ltd's stock is experiencing a short-term decline of -1.94%, following a two-day losing trend. However, it has shown positive long-term performance with increases of +3.43% over the past week and +13.17% over the past month, indicating strong investor interest and solid fundamentals.

As of 09-May, Home First Finance Company India Ltd's stock price is currently falling, as indicated by a change of -23.8, or -1.94%. This decline follows a trend where the stock has been losing for the last two days, resulting in a total drop of -2.06% during this period. Additionally, the stock underperformed its sector by -3.78% today.<BR><BR>Despite this short-term decline, the stock has shown positive performance over longer periods, with a 1-week increase of +3.43% and a 1-month increase of +13.17%. However, the current price of Rs 1,200.00 is still higher than its moving averages across various time frames, indicating that it has been performing well historically.<BR><BR>Investor participation appears to be rising, with a significant increase in delivery volume by 143.23% against the 5-day average, suggesting that while the stock is experiencing a short-term fall, there is still strong interest from investors. The company's fundamentals remain strong, with a consistent track record of positive results over the last 19 quarters, including record highs in net sales and operating profits. <BR><BR>In summary, the stock's current decline can be attributed to recent performance trends and sector underperformance, despite its strong long-term fundamentals and historical growth.

Which are the latest news on Home First Finan?