Jhaveri Credits

  • Market Cap: Micro Cap
  • Industry: Non Banking Financial Company (NBFC)
  • ISIN: INE865D01012
  • NSEID:
  • BSEID: 531550
INR
205.00
-5.35 (-2.54%)
BSENSE

Mar 24

BSE+NSE Vol: 1.33 k

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Sera Investments
Alfred Herbert
Fundviser Capit.
Regency Fincorp
Crescentis Capit
Trishakti Indus
Gamco Ltd
Capital Trade Lk
Jhaveri Credits
Vaarad Ventures
Finbud Financial

Why is Jhaveri Credits & Capital Ltd ?

1
With a Operating Losses, the company has a Weak Long Term Fundamental Strength
2
Flat results in Dec 25
  • PBT LESS OI(Q) At Rs -1.81 cr has Fallen at -1910.0% (vs previous 4Q average)
  • PAT(Q) At Rs -0.11 cr has Fallen at -117.7% (vs previous 4Q average)
3
With ROE of 1.5, it has a Very Expensive valuation with a 2.3 Price to Book Value
  • The stock is trading at a premium compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of 19.95%, its profits have fallen by -65%
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Jhaveri Credits for you?

High Risk, High Return

Absolute
Risk Adjusted
Volatility
Jhaveri Credits
19.95%
0.35
57.67%
Sensex
-5.02%
-0.39
12.81%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
119.17%
EBIT Growth (5y)
19.63%
Net Debt to Equity (avg)
0
Institutional Holding
4.17%
ROE (avg)
3.87%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
153
Industry P/E
19
Price to Book Value
2.29
EV to EBIT
-134.40
EV to EBITDA
-162.62
EV to Capital Employed
3.29
EV to Sales
3.27
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-2.69%
ROE (Latest)
1.49%
Loading Valuation Snapshot...
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
No Trend
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

11What is working for the Company
NET SALES(Latest six months)

Higher at Rs 38.89 cr

-11What is not working for the Company
PBT LESS OI(Q)

At Rs -1.81 cr has Fallen at -1910.0% (vs previous 4Q average

PAT(Q)

At Rs -0.11 cr has Fallen at -117.7% (vs previous 4Q average

Loading Valuation Snapshot...

Here's what is working for Jhaveri Credits

Net Sales - Latest six months
At Rs 38.89 cr has Grown at 546.01%
Year on Year (YoY)
MOJO Watch
Sales trend is very positive

Net Sales (Rs Cr)

Net Sales - Latest six months
Higher at Rs 38.89 cr
than preceding 12 month period ended Dec 2025 of Rs 16.81 cr
MOJO Watch
In the half year the company has already crossed sales of the previous twelve months

Net Sales (Rs Cr)

Here's what is not working for Jhaveri Credits

Profit Before Tax less Other Income (PBT) - Quarterly
At Rs -1.81 cr has Fallen at -1910.0% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 0.10 Cr
MOJO Watch
Near term PBT trend is very negative

PBT less Other Income (Rs Cr)

Profit After Tax (PAT) - Quarterly
At Rs -0.11 cr has Fallen at -117.7% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 0.62 Cr
MOJO Watch
Near term PAT trend is very negative

PAT (Rs Cr)