Jhaveri Credits

Market Cap: Micro Cap
Industry: Non Banking Financial Company (NBFC)
ISIN: INE865D01012
NSEID:
BSEID: 531550

INR

178.00

19.95 (12.62%)

BSENSE

Dec 05

BSE+NSE Vol: 11.25 k

Click here to access the older version

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

Reliable Data

Credent Global

Baid Finserv

Thacker & Co.

Sonal Mercantile

Garnet Intl.

Jhaveri Credits

Arunjyoti Bio

Mangalam Industr

Upsurge Invest.

Available Fin.

Why is Jhaveri Credits & Capital Ltd ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 3.87%

With ROE of 2.8, it has a Very Expensive valuation with a 1.6 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -41.31%, its profits have fallen by -33.7%

Underperformed the market in the last 1 year

Even though the market (BSE500) has generated returns of 2.05% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -41.31% returns

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Jhaveri Credits for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

Jhaveri Credits

-41.64%

-0.81

50.97%

Sensex

4.83%

0.40

11.83%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

102.93%

EBIT Growth (5y)

31.55%

Net Debt to Equity (avg)

Institutional Holding

4.17%

ROE (avg)

3.87%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.60

EV to EBIT

101.89

EV to EBITDA

87.09

EV to Capital Employed

2.06

EV to Sales

3.03

PEG Ratio

Dividend Yield

ROCE (Latest)

-2.69%

ROE (Latest)

2.83%

Loading Valuation Snapshot...

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

Bullish

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

12What is working for the Company

NET SALES(9M)

At Rs 33.15 cr has Grown at 45.71%

PAT(Latest six months)

Higher at Rs 2.42 cr

-3What is not working for the Company

PAT(9M)

At Rs 1.42 cr has Grown at -47.01%

Loading Valuation Snapshot...

Here's what is working for Jhaveri Credits

Net Sales - Latest six months

At Rs 32.19 cr has Grown at 80.44%

Year on Year (YoY)

MOJO Watch

Sales trend is very positive

Net Sales (Rs Cr)

Net Sales - Latest six months

Higher at Rs 32.19 cr

than preceding 12 month period ended Sep 2025 of Rs 19.23 cr

MOJO Watch

In the half year the company has already crossed sales of the previous twelve months

Net Sales (Rs Cr)

Profit After Tax (PAT) - Latest six months

Higher at Rs 2.42 cr

than preceding 12 month period ended Sep 2025 of Rs 2.39 cr

MOJO Watch

In the half year the company has already crossed PAT of the previous twelve months

PAT (Rs Cr)