Why is Just Dial Ltd. ?
1
Poor Management Efficiency with a low ROE of 7.66%
- The company has been able to generate a Return on Equity (avg) of 7.66% signifying low profitability per unit of shareholders funds
2
The company is Net-Debt Free
3
Healthy long term growth as Operating profit has grown by an annual rate 38.84%
4
Flat results in Jun 26
- NON-OPERATING INCOME(Q) is 63.63 % of Profit Before Tax (PBT)
5
With ROE of 10.2, it has a Attractive valuation with a 1.1 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -18.51%, its profits have fallen by -13.6%
6
Falling Participation by Institutional Investors
- Institutional investors have decreased their stake by -1.06% over the previous quarter and collectively hold 13.07% of the company
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors
7
Underperformed the market in the last 1 year
- Even though the market (BSE500) generated negative returns of -2.96% in the last 1 year, its fall in the stock was much higher with a return of -18.51%
How much should you hold?
- Overall Portfolio exposure to Just Dial should be less than 10%
- Overall Portfolio exposure to E-Retail/ E-Commerce should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in E-Retail/ E-Commerce)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Just Dial for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Just Dial
-18.51%
-0.47
39.35%
Sensex
-9.4%
-0.69
13.49%
Quality key factors
Factor
Value
Sales Growth (5y)
12.89%
EBIT Growth (5y)
38.84%
EBIT to Interest (avg)
19.52
Debt to EBITDA (avg)
0.45
Net Debt to Equity (avg)
-1.15
Sales to Capital Employed (avg)
0.24
Tax Ratio
19.28%
Dividend Payout Ratio
0
Pledged Shares
13.90%
Institutional Holding
13.07%
ROCE (avg)
-37.44%
ROE (avg)
7.66%
Valuation Key Factors 
Factor
Value
P/E Ratio
16
Industry P/E
7
Price to Book Value
1.11
EV to EBIT
-0.63
EV to EBITDA
-0.55
EV to Capital Employed
0.27
EV to Sales
-0.16
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-40.13%
ROE (Latest)
10.20%
Loading Valuation Snapshot...
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
Bearish
No Signal
Bollinger Bands
Bullish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
No Trend
Technical Movement
4What is working for the Company
NET SALES(Q)
Highest at Rs 327.47 cr
PAT(Q)
Highest at Rs 166.22 cr.
EPS(Q)
Highest at Rs 19.54
-1What is not working for the Company
NON-OPERATING INCOME(Q)
is 63.63 % of Profit Before Tax (PBT
Loading Valuation Snapshot...
Here's what is working for Just Dial
Net Sales - Quarterly
Highest at Rs 327.47 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 166.22 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 19.54
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Here's what is not working for Just Dial
Non Operating Income - Quarterly
is 63.63 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model
Non Operating Income to PBT
Non Operating Income - Quarterly
Highest at Rs 131.46 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income






