ScoreWhy is Mahindra & Mahindra Financial Services Ltd ?
1
Strong Long Term Fundamental Strength with a 16.51% CAGR growth in Operating Profits
2
Healthy long term growth as Operating profit has grown by an annual rate of 16.51%
3
With a growth in Net Profit of 77.92%, the company declared Very Positive results in Jun 26
- The company has declared positive results for the last 2 consecutive quarters
- OPERATING CF(Y) Highest at Rs -12,772.18 Cr
- PBT LESS OI(Q) At Rs 1,235.32 cr has Grown at 81.46%
- NET SALES(Q) Highest at Rs 5,717.91 cr
4
With ROE of 11.1, it has a Fair valuation with a 2 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 42.24%, its profits have risen by 46.3% ; the PEG ratio of the company is 0.3
5
High Institutional Holdings at 41.02%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to M & M Fin. Serv. should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is M & M Fin. Serv. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
M & M Fin. Serv.
42.24%
1.11
38.06%
Sensex
-6.61%
-0.49
13.53%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
16
Industry P/E
22
Price to Book Value
1.97
EV to EBIT
12.95
EV to EBITDA
12.58
EV to Capital Employed
1.18
EV to Sales
7.98
PEG Ratio
0.34
Dividend Yield
1.98%
ROCE (Latest)
8.64%
ROE (Latest)
11.09%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend21What is working for the Company
OPERATING CF(Y)
Highest at Rs -12,772.18 Cr
PBT LESS OI(Q)
At Rs 1,235.32 cr has Grown at 81.46%
NET SALES(Q)
Highest at Rs 5,717.91 cr
PAT(Q)
At Rs 926.03 cr has Grown at 75.4%
CASH AND CASH EQUIVALENTS(HY)
Highest at Rs 7,568.12 cr
DEBT-EQUITY RATIO(HY)
Lowest at 4.82 times
PBDIT(Q)
Highest at Rs 3,684.29 cr.
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for M & M Fin. Serv.
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 1,235.32 cr has Grown at 81.46%
Year on Year (YoY)MOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Operating Cash Flow - Annually
Highest at Rs -12,772.18 Cr and Grown
each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (Rs Cr)
Net Sales - Quarterly
Highest at Rs 5,717.91 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 926.03 cr has Grown at 75.4%
Year on Year (YoY)MOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 3,684.29 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Cash and Cash Equivalents - Half Yearly
Highest at Rs 7,568.12 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Debt-Equity Ratio - Half Yearly
Lowest at 4.82 times
in the last five half yearly periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
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