Why is Manappuram Finance Ltd ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 13.27%
2
With a growth in Net Profit of 69.68%, the company declared Very Positive results in Mar 26
- PAT(Latest six months) At Rs 645.02 cr has Grown at 609.75%
- PBT LESS OI(Q) At Rs 552.06 cr has Grown at 380.4% (vs previous 4Q average)
- PBDIT(Q) Highest at Rs 1,736.64 cr.
3
Consistent Returns over the last 3 years
- Along with generating 41.10% returns in the last 1 year, the stock has outperformed BSE500 in each of the last 3 annual periods
How much should you buy?
- Overall Portfolio exposure to Manappuram Fin. should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Manappuram Fin. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Manappuram Fin.
41.1%
1.26
32.71%
Sensex
-6.84%
-0.53
12.96%
Valuation Key Factors 
Factor
Value
P/E Ratio
27
Industry P/E
21
Price to Book Value
1.71
EV to EBIT
15.72
EV to EBITDA
14.82
EV to Capital Employed
1.17
EV to Sales
8.33
PEG Ratio
NA
Dividend Yield
0.62%
ROCE (Latest)
7.43%
ROE (Latest)
6.25%
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Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bullish
Dow Theory
Bullish
Bullish
OBV
Mildly Bullish
Mildly Bullish
Technical Movement
26What is working for the Company
PAT(Latest six months)
At Rs 645.02 cr has Grown at 609.75%
PBT LESS OI(Q)
At Rs 552.06 cr has Grown at 380.4% (vs previous 4Q average
PBDIT(Q)
Highest at Rs 1,736.64 cr.
OPERATING PROFIT TO NET SALES(Q)
Highest at 66.44%
CASH AND CASH EQUIVALENTS(HY)
Highest at Rs 6,148.86 cr
NET SALES(Q)
Highest at Rs 2,613.83 cr
EPS(Q)
Highest at Rs 4.30
-4What is not working for the Company
DEBT-EQUITY RATIO(HY)
Highest at 3.60 times
Loading Valuation Snapshot...
Here's what is working for Manappuram Fin.
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 552.06 cr has Grown at 380.4% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 114.92 CrMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 403.96 cr has Grown at 295.9% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 102.04 CrMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 1,736.64 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 66.44% and Grown
each quarter in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit After Tax (PAT) - Quarterly
Highest at Rs 403.96 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
Highest at Rs 2,613.83 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 552.06 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 4.30
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Cash and Cash Equivalents - Half Yearly
Highest at Rs 6,148.86 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Manappuram Fin.
Debt-Equity Ratio - Half Yearly
Highest at 3.60 times
in the last five half yearly periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Non Operating Income - Quarterly
Highest at Rs 11.75 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income






