Manappuram Fin.

Who are the top shareholders of the Manappuram Fin.?

The top shareholders of Manappuram Finance include Nandakumar V P with 29.05%, foreign institutional investors at 28.42%, and mutual funds holding 6.61%. Smallcap World Fund, Inc. is the largest public shareholder at 6.13%, while individual investors own 20.51% of the shares.

The top shareholders of Manappuram Finance include a mix of promoters and institutional investors. The largest promoter is Nandakumar V P, who holds 29.05% of the shares. In terms of institutional holdings, foreign institutional investors (FIIs) collectively own 28.42%, while mutual funds hold 6.61% across 29 schemes. The highest public shareholder is Smallcap World Fund, Inc, with a holding of 6.13%. Additionally, individual investors account for 20.51% of the shareholding.

how big is Manappuram Fin.?

As of Jun 06, Manappuram Finance Ltd has a market capitalization of 20,940.80 Cr, with net sales of 10,040.77 Cr and a net profit of 1,216.16 Cr over the latest four quarters. Shareholder's funds are 11,548.10 Cr, and total assets amount to 46,546.40 Cr as of Mar'24.

Market Cap: Manappuram Finance Ltd has a market capitalization of 20,940.80 Cr and is classified as a Mid Cap company as of Jun 06.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 10,040.77 Cr, and the sum of Net Profit for the same period is 1,216.16 Cr. This data is Consolidated.<BR><BR>Balance Sheet Snapshot: This is Consolidated data for the latest annual period ending in Mar'24. Shareholder's Funds are reported at 11,548.10 Cr, and Total Assets amount to 46,546.40 Cr.

What does Manappuram Fin. do?

Manappuram Finance Ltd is a leading Indian non-banking financial company specializing in gold loans and various retail credit products. As of March 2025, it reported net sales of ₹2,360 Cr and a net profit of -₹191 Cr, with a market cap of ₹20,898 Cr.

Overview:<BR>Manappuram Finance Ltd is one of the largest non-banking financial companies (NBFCs) in India, predominantly dealing in gold loans and offering a range of retail credit products and financial services.<BR><BR>History:<BR>Manappuram Finance Limited was incorporated as Manappuram General Finance and Leasing Limited on July 15, 1992, and changed its name to Manappuram Finance Limited on June 27, 2011. The most recent quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>Net Sales: 2,360 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: -191 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 20,898 Cr (Mid Cap) <BR><BR>Key Metrics:<BR>P/E: 16.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 1.71% <BR>Debt Equity: 2.90 <BR>Return on Equity: 9.78% <BR>Price to Book: 1.60 <BR><BR>Contact Details:<BR>Address: IV/470A (Old) W/638 (New), Manappuram House Valpad P O Thrissur Kerala : 680567 <BR>Tel: 91-487-3050108/3050000/3050100 <BR>Email: cosecretary@manappuram.com <BR>Website: http://www.manappuram.com

Who are in the management team of Manappuram Fin.?

As of March 2022, the management team of Manappuram Finance includes V P Nandakumar (Managing Director & CEO), Shailesh J Mehta (Chairman), and several independent and non-executive directors, bringing diverse expertise to the company.

As of March 2022, the management team of Manappuram Finance includes the following individuals:<BR><BR>1. **V P Nandakumar** - Managing Director & CEO<BR>2. **V R Ramachandran** - Non-Executive & Independent Director<BR>3. **P Manomohanan** - Non-Executive & Independent Director<BR>4. **Manoj Kumar V R** - Company Secretary & Compliance Officer<BR>5. **Abhijit Sen** - Non-Executive & Independent Director<BR>6. **Harshan Kollara** - Director<BR>7. **Shailesh J Mehta** - Chairman (Non-Executive)<BR>8. **Sekaripuram Ramanath Balasubramanian** - Director<BR>9. **Pratima Ram** - Independent Director<BR>10. **V P Seemandini** - Independent Director<BR>11. **Sumitha Jayasankar** - Whole-time Director<BR><BR>This team brings a diverse set of skills and experiences to the company.

What is the bonus history of the Manappuram Fin.?

Manappuram Finance has issued several bonuses to shareholders, including a 1:1 bonus on June 9, 2011, May 3, 2010, and March 14, 2007, demonstrating its commitment to rewarding investors.

Manappuram Finance has a history of issuing bonuses to its shareholders. The most recent bonus was a 1:1 issue announced with an ex-date of June 9, 2011, and a record date of June 10, 2011. Prior to that, the company also issued a 1:1 bonus on May 3, 2010, with a record date of May 4, 2010. Additionally, there was another 1:1 bonus issued on March 14, 2007, with a record date of March 15, 2007. This consistent pattern of issuing bonuses reflects the company's commitment to rewarding its shareholders.

Who are the peers of the Manappuram Fin.?

Manappuram Fin.'s peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, IIFL Finance, Capri Global, SBFC Finance, and Bengal & Assam. Manappuram Fin. has a 1-year return of 37.15%, outperforming all its peers, while Bajaj Finance leads with a 30.39% return.

Peers: The peers of Manappuram Fin. are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, IIFL Finance, Capri Global, SBFC Finance, Bengal & Assam.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, and Manappuram Fin., while Average management risk is found at Jio Financial, Capri Global, SBFC Finance, Bengal & Assam, and Religare Enterp. Growth is Excellent for Jio Financial, Capri Global, and SBFC Finance, while Good growth is noted at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and IIFL Finance. Below Average growth is seen at Manappuram Fin. and Bengal & Assam, while Average growth is noted at Muthoot Finance and IIFL Finance. Excellent capital structure is present in Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Manappuram Fin., IIFL Finance, Capri Global, SBFC Finance, and Bengal & Assam.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Bajaj Finance at 30.39%, while the lowest is Jio Financial at -20.19%. Manappuram Fin. has a 1-year return of 37.15%, which is higher than all its peers. Additionally, Capri Global, Bengal & Assam, and Jio Financial have negative six-month returns.

Is Manappuram Fin. overvalued or undervalued?

As of October 10, 2025, Manappuram Finance is considered very expensive and overvalued with a PE ratio of 30.16, elevated compared to peers like Bajaj Finance and Life Insurance, despite a strong stock performance of 50.95% over the year compared to the Sensex's 1.09%.

As of 10 October 2025, the valuation grade for Manappuram Finance has moved from expensive to very expensive, indicating a significant shift in its perceived market value. The company is currently considered overvalued. Key ratios include a PE ratio of 30.16, an EV to EBITDA of 11.68, and a Price to Book Value of 1.94, which are all elevated compared to industry norms.<BR><BR>In comparison to peers, Bajaj Finance has a PE ratio of 36.56, while Life Insurance shows a more attractive PE of 11.65, highlighting the relative overvaluation of Manappuram Finance. Additionally, the company's recent stock performance has outpaced the Sensex over the year, with a return of 50.95% compared to the Sensex's 1.09%, though this does not mitigate the current overvaluation.

How has been the historical performance of Manappuram Fin.?

Manappuram Fin. has exhibited significant growth in net sales and profits, with total operating income rising from 4,179.51 Cr in Mar'19 to 10,007.68 Cr in Mar'25, despite some fluctuations in profit metrics. The company's total assets increased from 29,433.72 Cr in Mar'20 to 48,829.34 Cr in Mar'25, reflecting overall resilience and positive liquidity.

Answer:<BR>The historical performance of Manappuram Fin. shows a significant growth trajectory in net sales and profits over the years, with a notable increase in total operating income and net profit.<BR><BR>Breakdown:<BR>Manappuram Fin. has demonstrated a consistent upward trend in net sales, rising from 4,179.51 Cr in Mar'19 to 10,007.68 Cr in Mar'25. The total operating income followed a similar pattern, reaching 10,007.68 Cr in Mar'25, up from 4,179.51 Cr in Mar'19. Operating profit (PBDIT) peaked at 5,473.93 Cr in Mar'25, although it was lower than the previous year’s 6,071.59 Cr. Profit before tax also saw fluctuations, with a high of 2,959.51 Cr in Mar'24, but dropping to 1,665.64 Cr in Mar'25. The profit after tax mirrored this trend, decreasing from 2,197.48 Cr in Mar'24 to 1,203.88 Cr in Mar'25. Despite these fluctuations, the overall net profit remained strong at 1,216.15 Cr in Mar'25, compared to 940.46 Cr in Mar'19. The company’s total assets increased from 29,433.72 Cr in Mar'20 to 48,829.34 Cr in Mar'25, while total liabilities also rose, reflecting growth in short-term borrowings. Cash flow from operating activities showed improvement, with a net cash inflow of 540.00 Cr in Mar'25, indicating a positive shift in liquidity. Overall, Manappuram Fin. has shown resilience and growth in its financial performance over the years.

Has Manappuram Fin. declared dividend?

Yes, Manappuram Finance Ltd has declared a 25% dividend, amounting to ₹0.5 per share, with an ex-date of November 7, 2025. The company has demonstrated strong total returns across various periods, with a total return of 75.27% over the past year.

Manappuram Finance Ltd has declared a dividend.<BR><BR>Dividend Details: <BR>Percentage announced: 25% <BR>Amount per share: 0.5 <BR>Ex-date: 07 Nov 25 <BR><BR>Dividend Yield: 0.91%<BR><BR>Total Returns by Period: <BR>In the last 3 months, the price return was 7.06%, the dividend return was 0.38%, leading to a total return of 7.44%. <BR><BR>In the last 6 months, the price return was 17.91%, the dividend return was 0.43%, resulting in a total return of 18.34%. <BR><BR>Over the past year, the price return was 73.38%, the dividend return was 1.89%, culminating in a total return of 75.27%. <BR><BR>In the last 2 years, the price return was 98.11%, the dividend return was 4.88%, giving a total return of 102.99%. <BR><BR>For the last 3 years, the price return was 158.5%, the dividend return was 7.71%, resulting in a total return of 166.21%. <BR><BR>In the past 4 years, the price return was 30.83%, the dividend return was 6.67%, leading to a total return of 37.5%. <BR><BR>Over the last 5 years, the price return was 75.05%, the dividend return was 8.13%, resulting in a total return of 83.18%. <BR><BR>Overall, Manappuram Finance Ltd has declared a significant dividend and has shown strong total returns across various periods, indicating a positive financial performance for the company.

Is Manappuram Fin. technically bullish or bearish?

As of December 1, 2025, Manappuram Fin. shows a mildly bullish trend supported by daily moving averages, but caution is advised due to mixed signals from weekly and monthly indicators, including a bearish RSI.

As of 1 December 2025, the technical trend for Manappuram Fin. has changed from bullish to mildly bullish. The current stance is mildly bullish, supported by the daily moving averages indicating bullish momentum. However, the weekly MACD and KST are mildly bearish, which suggests some caution. The monthly MACD remains bullish, but the RSI on a monthly basis is bearish, indicating potential weakness. Bollinger Bands show a mildly bullish trend on both weekly and monthly time frames. Overall, the mixed signals across different indicators suggest a cautious bullish outlook with some underlying bearish pressures.

When is the next results date for Manappuram Finance Ltd?

The next results date for Manappuram Finance Ltd is January 29, 2026.

The next results date for Manappuram Finance Ltd is scheduled for January 29, 2026.

Are Manappuram Finance Ltd latest results good or bad?

Manappuram Finance Ltd's latest results show a 58.90% sequential increase in net profit, indicating some recovery, but a 61.47% decline year-on-year highlights ongoing operational challenges. Investors should be cautious due to elevated interest costs and compressed margins.

Manappuram Finance Ltd's latest results present a mixed picture. On one hand, the company reported a sequential improvement in net profit, which surged by 58.90% quarter-over-quarter to ₹219.88 crore. This positive trend was supported by a slight increase in interest income and a significant expansion in operating margins, indicating some recovery from previous lows.<BR><BR>However, the year-on-year performance reveals significant challenges. The net profit has declined by 61.47% compared to the same quarter last year, and interest income fell by 13.28%. The operating margin also contracted substantially, highlighting ongoing pressures in the company's core lending operations.<BR><BR>Overall, while the sequential growth offers a glimmer of hope, the substantial year-on-year declines underscore the operational difficulties Manappuram Finance is facing. Investors should be cautious, as the company is navigating a challenging environment with elevated interest costs and compressed margins. The current financial performance suggests that while there are signs of recovery, the underlying issues remain significant.

Should I buy, sell or hold Manappuram Finance Ltd?

Why is Manappuram Finance Ltd falling/rising?

As of 31-Mar, Manappuram Finance Ltd's stock price is at 251.45, down 0.91% and has declined 18.47% year-to-date, underperforming the Sensex. The stock is trading below its moving averages, indicating a bearish trend, despite a 70.08% increase in delivery volume, suggesting some investor interest.

As of 31-Mar, Manappuram Finance Ltd's stock price is falling, currently at 251.45, reflecting a decrease of 2.3 points or 0.91%. The stock has been on a downward trend, having lost 4.06% over the last two days. This decline is also evident in the stock's performance over various periods, with a year-to-date drop of 18.47%, which is worse than the benchmark Sensex's decline of 15.57%. <BR><BR>Additionally, the stock is trading below its moving averages across multiple time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend. The finance/NBFC sector as a whole has also experienced a downturn, falling by 3.9%. Despite these negative factors, there has been a notable increase in investor participation, with delivery volume rising by 70.08% compared to the 5-day average, suggesting some interest in the stock even amidst its current decline. <BR><BR>Overall, the combination of consecutive price falls, underperformance relative to moving averages, and sector-wide declines contribute to the current downward movement of Manappuram Finance Ltd's stock price.

Which are the latest news on Manappuram Fin.?