IIFL Finance

Why is IIFL Finance Ltd falling/rising?

As of 07-Aug, IIFL Finance Ltd's stock price has risen to 614.65, up 0.93%, driven by strong financial performance, including a 160.11% net profit growth and significant gains compared to the benchmark Sensex. The stock's bullish trend is supported by solid fundamentals and high institutional backing, despite a recent drop in investor participation.

As of 07-Aug, IIFL Finance Ltd is experiencing a rise in its stock price, currently at 614.65, reflecting an increase of 5.65 (0.93%). This upward movement can be attributed to several positive factors highlighted in the recent performance data. Over the past week, the stock has outperformed the benchmark Sensex, gaining 0.99% compared to the index's 0.52%. Additionally, the stock has shown significant growth over the past month, with a return of 17.42%, while the Sensex has only increased by 0.41%.<BR><BR>The company's strong financial performance is another key driver of the stock's rise. IIFL Finance Ltd reported a remarkable net profit growth of 160.11% in its latest quarterly results, alongside record net sales of Rs 3,919.15 crore and an operating profit margin of 69.10%. This consistent positive performance over the last three quarters has bolstered investor confidence.<BR><BR>Moreover, the stock is trading above its moving averages across various time frames, indicating a strong bullish trend. Despite a recent decline in investor participation, with delivery volume falling by 48.2% against the 5-day average, the stock remains liquid enough for substantial trades, suggesting that it is still attracting interest from investors.<BR><BR>The company's strong long-term fundamentals, evidenced by an average return on equity (ROE) of 14.27% and a favorable PEG ratio of 0.1, further support its valuation. High institutional holdings at 31.37% indicate that knowledgeable investors are backing the stock, which adds to its credibility in the market.<BR><BR>Overall, the combination of strong financial results, positive market performance, and robust institutional support contributes to the rising stock price of IIFL Finance Ltd.

Which are the latest news on IIFL Finance?

Are IIFL Finance Ltd latest results good or bad?

IIFL Finance Ltd's latest Q1 FY27 results are very good, with a net profit of ₹675.07 crore, a 189.30% year-on-year increase, and a 32.73% rise in net sales. The company also achieved an all-time high operating margin of 69.10%, indicating strong operational efficiency and solid growth in the NBFC sector.

IIFL Finance Ltd's latest results for Q1 FY27 are quite impressive and can be considered very good. The company reported a net profit of ₹675.07 crore, which marks a remarkable year-on-year increase of 189.30% and a quarter-on-quarter increase of 15.03%. This significant growth in profitability is complemented by a robust net sales growth of 32.73% year-on-year, reaching ₹3,919.15 crore.<BR><BR>Additionally, the operating margin has reached an all-time high of 69.10%, showcasing the company's strong operational efficiency. The return on equity (ROE) stands at 11.93%, reflecting solid capital efficiency despite a high debt-to-equity ratio of 5.01, which is typical for non-banking financial companies (NBFCs) that leverage debt for growth.<BR><BR>The stock has also performed well, delivering a 7.61% return over the past year, outperforming the Sensex by a notable margin. The overall financial performance indicates a strong trajectory for IIFL Finance, supported by strategic management execution and favorable market conditions.<BR><BR>In summary, the results demonstrate exceptional growth across all key metrics, positioning IIFL Finance as a strong player in the NBFC sector.

Should I buy, sell or hold IIFL Finance Ltd?

When is the next results date for IIFL Finance Ltd?

The next results date for IIFL Finance Ltd is 22 July 2026.

The next results date for IIFL Finance Ltd is scheduled for 22 July 2026.

How big is IIFL Finance?

As of 10th June, IIFL Finance Ltd has a market capitalization of 21,362.00 Cr, with Net Sales of 13,377.89 Cr and a Net Profit of 1,660.82 Cr reported in the latest four quarters. The balance sheet for March 2025 shows Shareholder's Funds of 12,412.19 Cr and Total Assets of 67,258.78 Cr.

As of 10th June, IIFL Finance Ltd has a market capitalization of 21,362.00 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest four quarters, IIFL Finance reported Net Sales of 13,377.89 Cr and a Net Profit of 1,660.82 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, showing Shareholder's Funds of 12,412.19 Cr and Total Assets of 67,258.78 Cr.

Who are in the management team of IIFL Finance?

The management team of IIFL Finance includes Nirmal B Jain (Managing Director), R Venkataraman (Joint Managing Director), A K Purwar (Chairman), and several independent and non-executive directors, along with the Company Secretary, Sneha Patwardhan. They are responsible for the company's strategic direction and governance.

The management team of IIFL Finance includes the following key individuals:<BR><BR>1. **Nirmal B Jain** - Managing Director<BR>2. **R Venkataraman** - Joint Managing Director<BR>3. **A K Purwar** - Chairman & Independent Director<BR>4. **Chandran Ratnaswami** - Non-Executive & Non-Independent Director<BR>5. **Geeta Mathur** - Non-Executive & Independent Director<BR>6. **Nilesh Vikamsey** - Non-Executive & Independent Director<BR>7. **V K Chopra** - Non-Executive & Independent Director<BR>8. **Sneha Patwardhan** - Company Secretary & Compliance Officer<BR>9. **Ramakrishnan Subramanian** - Independent Director<BR><BR>This team plays a crucial role in guiding the company's strategic direction and governance.

Who are the peers of the IIFL Finance?

IIFL Finance's peers include M & M Fin. Serv., Poonawalla Fin., Tata Inv. Corpn., Manappuram Fin., Chola Financial, Capri Global, Five-Star Bus. Fi, SBFC Finance, Religare Enterp., and Bengal & Assam. Management risk varies from excellent to below average among peers, with IIFL Finance rated as good, and its 1-year return is 1.42%.

Peers: The peers of IIFL Finance are M & M Fin. Serv., Poonawalla Fin, Tata Inv.Corpn., Manappuram Fin., Chola Financial, Capri Global, Five-Star Bus.Fi, SBFC Finance, Religare Enterp., and Bengal & Assam.<BR><BR>Quality Snapshot: Excellent management risk is observed at Five-Star Bus.Fi, SBFC Finance, and Manappuram Fin., while Good management risk is found at IIFL Finance and Capri Global. Average management risk is noted for M & M Fin. Serv., Poonawalla Fin, Chola Financial, and Religare Enterp., and Below Average management risk is present at Tata Inv.Corpn. Growth is Excellent at Capri Global and Chola Financial, Good at Poonawalla Fin and Five-Star Bus.Fi, Average at IIFL Finance, M & M Fin. Serv., and Tata Inv.Corpn., while Below Average growth is seen at Manappuram Fin. and Chola Financial. Excellent capital structure is noted for M & M Fin. Serv., Poonawalla Fin, Tata Inv.Corpn., Manappuram Fin., Capri Global, Five-Star Bus.Fi, SBFC Finance, Religare Enterp., and Bengal & Assam, while IIFL Finance has an Excellent capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Manappuram Fin. at 6.82%, while the lowest is Five-Star Bus.Fi at -47.27%. IIFL Finance's 1-year return is 1.42%, which is higher than Five-Star Bus.Fi but lower than Manappuram Fin. Additionally, the peers with negative six-month returns include Five-Star Bus.Fi, SBFC Finance, Chola Financial, and Tata Inv.Corpn.

What does IIFL Finance do?

IIFL Finance Ltd is a Non-Banking Financial Company (NBFC) that offers various financial services, with a market cap of INR 21,362 Cr and a net profit of INR 587 Cr as of March 2026. Key metrics include a P/E ratio of 13.00 and a dividend yield of 0.79%.

Overview: <BR>IIFL Finance Ltd is a Non Banking Financial Company (NBFC) operating in the small cap market, providing a range of financial services.<BR><BR>History: <BR>IIFL Finance Ltd was incorporated in October 1995 and underwent several name changes, becoming a Public Limited Company on April 28, 2000. The latest quarterly results reported net sales and net profit for March 2026.<BR><BR>Financial Snapshot: <BR>Net Sales: 3,692 Cr (Quarterly Results - Mar 2026) <BR>Net Profit: 587 Cr (Quarterly Results - Mar 2026) <BR>Market Cap: INR 21,362 Cr (Small Cap)<BR><BR>Key Metrics: <BR>P/E: 13.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.79% <BR>Debt Equity: 5.01 <BR>Return on Equity: 11.93% <BR>Price to Book: 1.55<BR><BR>Contact Details: <BR>Address: IIFL House Sun Infotech Park, Rd No 16V Pl No B-23 Wagle Est Thane Maharashtra : 400604 <BR>Tel: 91-22-41035000/67881000 <BR>Email: shareholders@iifl.com/ir@iifl.com <BR>Website: http://www.iifl.com

Has IIFL Finance Ltd declared dividend?

Yes, IIFL Finance Ltd has declared a dividend of 200%, amounting to ₹4 per share, with an ex-date of January 25, 2024. Total returns over the last 5 years reached 363.64%, highlighting strong long-term performance.

IIFL Finance Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 200%<BR>- Amount per share: 4<BR>- Ex-date: Jan-25-2024<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the last 3 months, the price return was 6.0%, the dividend return was 0.79%, resulting in a total return of 6.79%.<BR><BR>Over the past 6 months, the price return was -2.37%, the dividend return was 0.81%, leading to a total return of -1.56%.<BR><BR>In the last year, the price return was 34.85%, the dividend return was 1.14%, culminating in a total return of 35.99%.<BR><BR>For the 2-year period, the price return was -13.95%, the dividend return was 0.69%, resulting in a total return of -13.26%.<BR><BR>In the 3-year span, the price return was 12.63%, the dividend return was 1.69%, leading to a total return of 14.32%.<BR><BR>Over the last 4 years, the price return was 74.74%, the dividend return was 3.92%, culminating in a total return of 78.66%.<BR><BR>Finally, in the 5-year period, the price return was 356.55%, the dividend return was 7.09%, resulting in a total return of 363.64%.<BR><BR>Overall, IIFL Finance Ltd has declared a significant dividend, and the total returns over various periods show a mixed performance, with notable gains over the longer term, particularly in the 5-year period.

Is IIFL Finance overvalued or undervalued?

As of December 3, 2025, IIFL Finance is considered very expensive and overvalued, with a PE Ratio of 28.47 and a PEG Ratio of 0.00, despite outperforming the Sensex year-to-date.

As of 3 December 2025, the valuation grade for IIFL Finance has moved from expensive to very expensive. The company is currently overvalued based on its financial metrics. Key ratios include a PE Ratio of 28.47, an EV to EBIT of 12.63, and a Price to Book Value of 1.88, which indicate a premium valuation compared to its peers.<BR><BR>In comparison to its industry peers, IIFL Finance's PE Ratio is lower than Bajaj Finance's 34.68 but significantly higher than Life Insurance's attractive valuation of 10.75. The PEG Ratio of 0.00 suggests that there is no growth expectation priced into the stock, which further supports the overvaluation conclusion. While IIFL Finance has outperformed the Sensex with a year-to-date return of 38.83% compared to the Sensex's 8.92%, this does not mitigate the concerns regarding its current valuation.

How has been the historical performance of IIFL Finance?

IIFL Finance has experienced steady growth in net sales and total assets from March 2019 to March 2025, but profitability metrics have declined, with profit before tax and profit after tax decreasing significantly in recent years, alongside negative cash flow from operations.

Answer:<BR>The historical performance of IIFL Finance shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>IIFL Finance's net sales have seen a steady increase from INR 4,977.80 crore in March 2019 to INR 10,210.90 crore in March 2025, although there was a slight decline in March 2024. Total operating income mirrored this trend, reaching INR 10,210.90 crore in March 2025. The company’s total expenditure, excluding depreciation, rose significantly from INR 1,442.68 crore in March 2019 to INR 4,585.47 crore in March 2025. Operating profit (PBDIT) showed growth from INR 3,535.12 crore in March 2019 to INR 5,651.60 crore in March 2025, despite a dip in March 2024. However, interest expenses increased from INR 2,585.04 crore in March 2019 to INR 4,169.52 crore in March 2025, impacting profit before tax, which fell to INR 707.01 crore in March 2025 from INR 2,571.91 crore in March 2024. Profit after tax also decreased to INR 578.16 crore in March 2025 from INR 1,974.22 crore in March 2024. The total assets of the company rose from INR 34,130.47 crore in March 2019 to INR 67,258.78 crore in March 2025, while total liabilities increased from INR 34,130.47 crore to INR 67,258.78 crore in the same period. Cash flow from operating activities has been negative in recent years, indicating challenges in generating cash from operations, with a net cash outflow of INR 1,162 crore in March 2024. Overall, while IIFL Finance has shown growth in sales and assets, profitability metrics have faced significant pressures in recent years.

Is IIFL Finance technically bullish or bearish?

As of October 9, 2025, IIFL Finance's technical trend has shifted to bullish, supported by positive daily moving averages, bullish Bollinger Bands, and a strong OBV, despite a mildly bearish weekly MACD.

As of 9 October 2025, the technical trend for IIFL Finance has changed from mildly bullish to bullish. The current technical stance is bullish with moderate strength. Key indicators driving this stance include the daily moving averages which are bullish, and the Bollinger Bands indicating bullishness on both weekly and monthly time frames. Although the MACD on a weekly basis is mildly bearish, the monthly MACD is bullish, supporting the overall positive outlook. The OBV is bullish on both weekly and monthly charts, further reinforcing the bullish sentiment.

Who are the top shareholders of the IIFL Finance?

The top shareholders of IIFL Finance include Nirmal Bhanwarlal Jain with 12.59% and Fih Mauritius Investments Ltd with 15.21%. Foreign institutional investors hold 28.03%, while mutual funds own 3.42%, and individual investors account for 15.45%, with no pledged promoter holdings.

The top shareholders of IIFL Finance include several key players. The promoter with the highest holding is Nirmal Bhanwarlal Jain, who holds 12.59% of the shares. Additionally, Fih Mauritius Investments Ltd is the highest public shareholder, owning 15.21%. <BR><BR>In terms of institutional holdings, foreign institutional investors (FIIs) hold 28.03% of the shares, represented by 140 different FIIs. Mutual funds are also involved, with 25 schemes collectively holding 3.42%. Individual investors account for 15.45% of the total shares. <BR><BR>Overall, the majority of the shareholders are non-institutional, and there are no pledged promoter holdings.