ScoreWhy is IIFL Finance Ltd ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 14.17%
2
Flat results in Sep 25
- PAT(Q) At Rs 376.33 cr has Fallen at -12.2%
- DEBT-EQUITY RATIO(HY) Highest at 4.53 times
3
With ROE of 6.6, it has a Very Expensive valuation with a 1.9 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 29.63%, its profits have fallen by -45.7%
4
High Institutional Holdings at 35.9%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 1.19% over the previous quarter.
5
Market Beating Performance
- The stock has generated a return of 29.63% in the last 1 year, much higher than market (BSE500) returns of 1.70%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to IIFL Finance should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is IIFL Finance for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
IIFL Finance
29.76%
0.75
39.25%
Sensex
4.66%
0.37
11.83%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
28
Industry P/E
282
Price to Book Value
1.87
EV to EBIT
12.59
EV to EBITDA
12.21
EV to Capital Employed
1.17
EV to Sales
6.85
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
9.29%
ROE (Latest)
6.62%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend9What is working for the Company
NET SALES(Q)
Highest at Rs 3,305.11 cr
PBDIT(Q)
Highest at Rs 1,981.90 cr.
OPERATING PROFIT TO NET SALES(Q)
Highest at 59.96%
PBT LESS OI(Q)
At Rs 552.64 cr has Grown at 24.99%
EPS(Q)
Highest at Rs 8.85
-5What is not working for the Company
PAT(Q)
At Rs 376.33 cr has Fallen at -12.2%
DEBT-EQUITY RATIO(HY)
Highest at 4.53 times
Loading Valuation Snapshot...
Here's what is working for IIFL Finance
Net Sales - Quarterly
Highest at Rs 3,305.11 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Net Sales - Quarterly
At Rs 3,305.11 cr has Grown at 29.31%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 1,981.90 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 59.96%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 552.64 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 552.64 cr has Grown at 24.99%
Year on Year (YoY)MOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 8.85
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Here's what is not working for IIFL Finance
Profit After Tax (PAT) - Quarterly
At Rs 376.33 cr has Fallen at -12.2%
Year on Year (YoY)MOJO Watch
Near term PAT trend is very negative
PAT (Rs Cr)
Debt-Equity Ratio - Half Yearly
Highest at 4.53 times
in the last five half yearly periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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