ScoreWhy is MS&AD Insurance Group Holdings, Inc. ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 9.87%
2
Positive results in Jun 25
- RAW MATERIAL COST(Y) Fallen by 0% (YoY)
- NET SALES(Q) At JPY 1,948,233 MM has Grown at 23.15%
3
With ROE of 17.41%, it has a very attractive valuation with a 1.39 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 5.95%, its profits have risen by 87%
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to MS&AD Insurance Group Holdings, Inc. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is MS&AD Insurance Group Holdings, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
MS&AD Insurance Group Holdings, Inc.
5.95%
355.10
31.09%
Japan Nikkei 225
28.54%
1.11
25.75%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
4.80%
EBIT Growth (5y)
0
EBIT to Interest (avg)
14.65
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
23.22%
Dividend Payout Ratio
22.45%
Pledged Shares
0
Institutional Holding
0.01%
ROCE (avg)
358.63%
ROE (avg)
9.87%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
1.39
EV to EBIT
NA
EV to EBITDA
8.57
EV to Capital Employed
-2.04
EV to Sales
0.17
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
17.41%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend3What is working for the Company
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET SALES(Q)
At JPY 1,948,233 MM has Grown at 23.15%
-11What is not working for the Company
INTEREST(HY)
At JPY 6,260 MM has Grown at 18.02%
INTEREST COVERAGE RATIO(Q)
Lowest at 891.11
Here's what is working for MS&AD Insurance Group Holdings, Inc.
Net Sales
Highest at JPY 1,948,233 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Net Sales
At JPY 1,948,233 MM has Grown at 23.15%
over average net sales of the previous four periods of JPY 1,582,000.25 MMMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for MS&AD Insurance Group Holdings, Inc.
Interest
At JPY 3,286 MM has Grown at 10.49%
period on period (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
Interest Coverage Ratio
Lowest at 891.11
in the last five periodsMOJO Watch
The company's ability to manage interest payments is deteriorating
Operating Profit to Interest
Interest
Highest at JPY 3,286 MM
in the last five periods and Increased by 10.49% (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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