ScoreWhy is MS&AD Insurance Group Holdings, Inc. ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 9.87%
2
With ROE of 17.41%, it has a very attractive valuation with a 1.39 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 17.56%, its profits have risen by 87%
3
Majority shareholders : FIIs
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to MS&AD Insurance Group Holdings, Inc. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is MS&AD Insurance Group Holdings, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
MS&AD Insurance Group Holdings, Inc.
17.56%
385.90
31.94%
Japan Nikkei 225
36.73%
1.30
28.24%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
4.80%
EBIT Growth (5y)
0
EBIT to Interest (avg)
14.65
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
23.22%
Dividend Payout Ratio
22.45%
Pledged Shares
0
Institutional Holding
0.01%
ROCE (avg)
358.63%
ROE (avg)
9.87%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
1.39
EV to EBIT
NA
EV to EBITDA
8.57
EV to Capital Employed
-2.04
EV to Sales
0.17
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
17.41%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend7What is working for the Company
NET SALES(HY)
At JPY 4,309,147 MM has Grown at 27.23%
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
OPERATING PROFIT(Q)
Highest at JPY 372,511 MM
OPERATING PROFIT MARGIN(Q)
Highest at 20.73 %
-14What is not working for the Company
INTEREST COVERAGE RATIO(Q)
Lowest at 638.44
DEBT-EQUITY RATIO
(HY)
Highest at -86.92 %
INTEREST(Q)
Highest at JPY 3,983 MM
Here's what is working for MS&AD Insurance Group Holdings, Inc.
Net Sales
At JPY 4,309,147 MM has Grown at 27.23%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Operating Profit
Highest at JPY 372,511 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (JPY MM)
Operating Profit Margin
Highest at 20.73 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for MS&AD Insurance Group Holdings, Inc.
Interest
At JPY 3,983 MM has Grown at 19.79%
period on period (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
Interest Coverage Ratio
Lowest at 638.44
in the last five periodsMOJO Watch
The company's ability to manage interest payments is deteriorating
Operating Profit to Interest
Interest
Highest at JPY 3,983 MM
in the last five periods and Increased by 19.79% (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
Debt-Equity Ratio
Highest at -86.92 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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