ScoreWhy is Muthoot Microfin Ltd ?
1
Poor long term growth as Operating profit has grown by an annual rate of -13.84%
2
With a growth in Net Profit of 13.9%, the company declared Outstanding results in Mar 26
- The company has declared positive results for the last 4 consecutive quarters
- OPERATING PROFIT TO INTEREST(Q) Highest at 1.43 times
- PAT(Q) At Rs 71.12 cr has Grown at 194.2% (vs previous 4Q average)
- NET SALES(Q) Highest at Rs 631.81 cr
3
With ROE of 6.3, it has a Very Expensive valuation with a 1.2 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 36.48%, its profits have risen by 176.5% ; the PEG ratio of the company is 0.1
4
High Institutional Holdings at 26.33%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 22.89% over the previous quarter.
5
Market Beating Performance
- Even though the market (BSE500) has generated negative returns of -2.24% in the last 1 year, the stock has been able to generate 36.48% returns
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Muthoot Microfin should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Muthoot Microfin for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Muthoot Microfin
36.48%
0.86
42.50%
Sensex
-7.55%
-0.58
13.06%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
19
Industry P/E
20
Price to Book Value
1.19
EV to EBIT
9.67
EV to EBITDA
9.29
EV to Capital Employed
1.05
EV to Sales
4.38
PEG Ratio
0.11
Dividend Yield
NA
ROCE (Latest)
4.09%
ROE (Latest)
6.30%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bearish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend31What is working for the Company
OPERATING PROFIT TO INTEREST(Q)
Highest at 1.43 times
PAT(Q)
At Rs 71.12 cr has Grown at 194.2% (vs previous 4Q average
NET SALES(Q)
Highest at Rs 631.81 cr
PBDIT(Q)
Highest at Rs 332.10 cr.
OPERATING PROFIT TO NET SALES(Q)
Highest at 52.56%
PBT LESS OI(Q)
Highest at Rs 89.85 cr.
EPS(Q)
Highest at Rs 4.24
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for Muthoot Microfin
Operating Profit to Interest - Quarterly
Highest at 1.43 times and Grown
each quarter in the last five quartersMOJO Watch
The company's ability to manage interest payments is improving
Operating Profit to Interest
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 89.85 cr has Grown at 186.6% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs -103.74 CrMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 71.12 cr has Grown at 194.2% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs -75.50 CrMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
Highest at Rs 631.81 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 332.10 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 52.56% and Grown
each quarter in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 89.85 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 71.12 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 4.24
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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