ScoreWhy is Niva Bupa Health Insurance Company Ltd ?
1
Strong Long Term Fundamental Strength with a 24.47% CAGR growth in Operating Profits
2
Healthy long term growth as Net Sales has grown by an annual rate of 27.50% and Operating profit at 24.47%
3
With a growth in Net Sales of 32.74%, the company declared Very Positive results in Mar 26
- NET SALES(Q) Highest at Rs 2,138.56 cr
- PBDIT(Q) Highest at Rs 365.23 cr.
- OPERATING PROFIT TO NET SALES(Q) Highest at 17.08%
4
With ROE of 3.4, it has a Very Expensive valuation with a 4.1 Price to Book Value
- Over the past year, while the stock has generated a return of -3.86%, its profits have fallen by -39%
5
High Institutional Holdings at 27.09%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 0.73% over the previous quarter.
6
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -3.86% returns in the last 1 year, the stock has also underperformed BSE500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Niva Bupa Health should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Niva Bupa Health for you?
Medium Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Niva Bupa Health
-3.86%
-0.14
27.56%
Sensex
-6.97%
-0.54
12.99%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
118
Industry P/E
21
Price to Book Value
4.06
EV to EBIT
125.05
EV to EBITDA
125.05
EV to Capital Employed
3.93
EV to Sales
2.33
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
2.04%
ROE (Latest)
3.44%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend20What is working for the Company
NET SALES(Q)
Highest at Rs 2,138.56 cr
PBDIT(Q)
Highest at Rs 365.23 cr.
OPERATING PROFIT TO NET SALES(Q)
Highest at 17.08%
PBT LESS OI(Q)
Highest at Rs 365.23 cr.
PAT(Q)
Highest at Rs 345.13 cr.
EPS(Q)
Highest at Rs 1.87
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for Niva Bupa Health
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 365.23 cr has Grown at 14180.7% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 2.56 CrMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 345.13 cr has Grown at 16793.1% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs -2.07 CrMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
Highest at Rs 2,138.56 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Net Sales - Quarterly
At Rs 2,138.56 cr has Grown at 37.4% (vs previous 4Q average)
over average Net Sales of the previous four quarters of Rs 1,556.73 CrMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 365.23 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 17.08%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 365.23 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 345.13 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 1.87
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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