Northwest Bancshares, Inc. (Pennsylvania) (NWBI) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Columbia Financial, Inc.

Webster Financial Corp.

Brookline Bancorp, Inc.

WSFS Financial Corp.

TFS Financial Corp.

Northwest Bancshares, Inc. (Pennsylvania)

Triumph Financial, Inc.

New York Community Bancorp, Inc.

OceanFirst Financial Corp.

Provident Financial Services, Inc.

Capitol Federal Financial, Inc.

Why is Northwest Bancshares, Inc. (Pennsylvania) ?

High Profitability with a Net Interest Margin of 5.04%

Positive results in Mar 26

NII(Q) Highest at USD 142.48 MM
OPERATING PROFIT(Q) Highest at USD 67.28 MM
OPERATING PROFIT MARGIN(Q) Highest at 33.38 %

With ROA of 0.57%, it has a very attractive valuation with a 0.96 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 16.64%, its profits have risen by 56.1% ; the PEG ratio of the company is 0.3

High Institutional Holdings at 70.62%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Their stake has increased by 0.82% over the previous quarter.

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Northwest Bancshares, Inc. (Pennsylvania) should be less than 10%
Overall Portfolio exposure to Savings Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Northwest Bancshares, Inc. (Pennsylvania) for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

Northwest Bancshares, Inc. (Pennsylvania)

16.64%

1.52

24.61%

S&P 500

22.93%

1.73

13.14%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

11.55%

EBIT Growth (5y)

7.23%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

86.59%

Pledged Shares

Institutional Holding

70.62%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.96

EV to EBIT

11.06

EV to EBITDA

10.66

EV to Capital Employed

0.97

EV to Sales

2.92

PEG Ratio

0.31

Dividend Yield

56.02%

ROCE (Latest)

8.74%

ROE (Latest)

8.64%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Bearish

Dow Theory

No Trend

Mildly Bullish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

8What is working for the Company

NII(Q)

Highest at USD 142.48 MM

OPERATING PROFIT(Q)

Highest at USD 67.28 MM

OPERATING PROFIT MARGIN(Q)

Highest at 33.38 %

PRE-TAX PROFIT(Q)

Highest at USD 67.29 MM

NET PROFIT(Q)

Highest at USD 51 MM

EPS(Q)

Highest at USD 0.34

-4What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at USD 128.95 MM

DIVIDEND PAYOUT RATIO(Y)

Lowest at 58.12%

CREDIT DEPOSIT RATIO(HY)

Lowest at 91.86%

Here's what is working for Northwest Bancshares, Inc. (Pennsylvania)

NII

Highest at USD 142.48 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (USD MM)

Operating Profit

Highest at USD 67.28 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (USD MM)

Operating Profit Margin

Highest at 33.38 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at USD 67.29 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

Highest at USD 51 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

EPS

Highest at USD 0.34

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Here's what is not working for Northwest Bancshares, Inc. (Pennsylvania)

Operating Cash Flow

Lowest at USD 128.95 MM

in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Credit Deposit Ratio

Lowest at 91.86%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)

Dividend Payout Ratio

Lowest at 58.12%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)