Oak Valley Bancorp (OVLY) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

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Pioneer Bancorp, Inc. (New York)

Oak Valley Bancorp

Why is Oak Valley Bancorp ?

Flat results in Dec 25

NET SALES(HY) At USD 22.52 MM has Grown at -47.22%
OPERATING CASH FLOW(Y) Lowest at USD 20.69 MM
CASH AND EQV(HY) Lowest at USD 225.47 MM

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Oak Valley Bancorp for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

Oak Valley Bancorp

29.7%

1.24

29.43%

S&P 500

13.68%

0.71

19.28%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

7.12%

EBIT Growth (5y)

10.45%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

20.83%

Pledged Shares

Institutional Holding

37.07%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.29

EV to EBIT

9.00

EV to EBITDA

8.76

EV to Capital Employed

1.29

EV to Sales

4.13

PEG Ratio

Dividend Yield

ROCE (Latest)

14.35%

ROE (Latest)

11.34%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Bullish

Dow Theory

No Trend

Mildly Bullish

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

5What is working for the Company

DIVIDEND PER SHARE(HY)

Highest at USD 0

NII(Q)

Highest at USD 19.46 MM

DIVIDEND PAYOUT RATIO(Y)

Highest at 39.47%

-13What is not working for the Company

NET SALES(HY)

At USD 22.52 MM has Grown at -47.22%

OPERATING CASH FLOW(Y)

Lowest at USD 20.69 MM

CASH AND EQV(HY)

Lowest at USD 225.47 MM

Here's what is working for Oak Valley Bancorp

NII

Highest at USD 19.46 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (USD MM)

Dividend per share

Highest at USD 0 and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Dividend Payout Ratio

Highest at 39.47%

in the last five years

MOJO Watch

Company is distributing higher proportion of profits generated as dividend

DPR (%)

Here's what is not working for Oak Valley Bancorp

Net Sales

At USD 22.52 MM has Grown at -47.22%

Year on Year (YoY)

MOJO Watch

Near term sales trend is very negative

Net Sales (USD MM)

Operating Cash Flow

Lowest at USD 20.69 MM and Fallen

In each year in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Cash and Eqv

Lowest at USD 225.47 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents