Oak Valley Bancorp

How big is Oak Valley Bancorp?

As of Jun 18, Oak Valley Bancorp has a market capitalization of 211.81 million and reported total assets of 1,904.02 million, with shareholder's funds at 183.44 million.

As of Jun 18, Oak Valley Bancorp has a market capitalization of 211.81 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 84.03 million and a net profit of 24.52 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds at 183.44 million and total assets at 1,904.02 million.

What does Oak Valley Bancorp do?

Oak Valley Bancorp is a micro-cap bank holding company in the Regional Banks industry, with a market capitalization of approximately $211.81 million, reporting net sales of $21 million and a net profit of $5 million for Q1 2025. Key metrics include a P/E ratio of 9.00 and a return on equity of 13.36%.

Overview:<BR>Oak Valley Bancorp is a bank holding company operating in the Regional Banks industry with a micro-cap market capitalization.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 21 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 5 Million (Quarterly Results - Mar 2025)<BR>Market-cap: USD 211.81 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 9.00<BR>Dividend Yield: 0.00%<BR>Debt Equity: 0.00<BR>Return on Equity: 13.36%<BR>Price to Book: 1.15<BR><BR>Contact Details:<BR>Address: 125 N 3rd Ave, OAKDALE CA: 95361-3039<BR>Tel: ['1 209 8447500', '1 209 8447578']

Should I buy, sell or hold Oak Valley Bancorp?

Who are in the management team of Oak Valley Bancorp?

As of March 2022, the management team of Oak Valley Bancorp includes Independent Chairman Mr. Terrance Withrow, President and CEO Mr. Christopher Courtney, and several directors, including Mr. Thomas Haidlen, Mr. Donald Barton, Ms. Lynn Dickerson, Mr. James Gilbert, and Mr. H. Randolph Holder. They oversee the company's operations and strategic direction.

As of March 2022, the management team of Oak Valley Bancorp includes the following individuals:<BR><BR>- Mr. Terrance Withrow, who serves as the Independent Chairman of the Board.<BR>- Mr. Christopher Courtney, who is the President, Chief Executive Officer, and Director.<BR>- Mr. Thomas Haidlen, who is a Director.<BR>- Mr. Donald Barton, who is an Independent Director.<BR>- Ms. Lynn Dickerson, who is an Independent Director.<BR>- Mr. James Gilbert, who is an Independent Director.<BR>- Mr. H. Randolph Holder, who is an Independent Director.<BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

Is Oak Valley Bancorp overvalued or undervalued?

As of July 7, 2025, Oak Valley Bancorp is fairly valued with a P/E ratio of 9, underperformed the S&P 500 year-to-date with a return of -3.76%, but has outperformed it over the past five years with a return of 118.22%.

As of 7 July 2025, the valuation grade for Oak Valley Bancorp has moved from expensive to fair. The company appears to be fairly valued based on its current metrics, with a P/E ratio of 9, a Price to Book Value of 1.22, and an EV to EBITDA of 0.47. In comparison to its peers, Orrstown Financial Services has a P/E of 10.63, while Unity Bancorp stands out with a P/E of 11.21, indicating that Oak Valley is competitively priced within its industry.<BR><BR>Despite the fair valuation, Oak Valley Bancorp has underperformed relative to the S&P 500 in the short term, with a year-to-date return of -3.76% compared to the S&P 500's 12.22%. However, over the past five years, Oak Valley has delivered a substantial return of 118.22%, outperforming the S&P 500's 96.61%. This suggests potential resilience and value in the long term despite recent challenges.

Is Oak Valley Bancorp technically bullish or bearish?

As of September 3, 2025, Oak Valley Bancorp shows a bullish technical trend supported by weekly MACD and moving averages, despite mixed signals from longer-term indicators and underperforming the S&P 500 year-to-date.

As of 3 September 2025, the technical trend for Oak Valley Bancorp has changed from mildly bullish to bullish. The weekly MACD is bullish, supporting the bullish stance, while the daily moving averages also indicate bullish momentum. However, the monthly MACD and KST are mildly bearish, suggesting some caution. The Bollinger Bands are mildly bullish on both weekly and monthly time frames, which adds to the positive outlook. <BR><BR>In terms of performance, Oak Valley Bancorp has underperformed the S&P 500 year-to-date, with a return of -3.76% compared to the S&P 500's 12.22%. However, over the longer term, the stock has outperformed the S&P 500 over the 5-year period, returning 118.22% versus the S&P 500's 96.61%. Overall, the current technical stance is bullish, but with mixed signals from longer-term indicators.