ScoreWhy is Paisalo Digital Ltd ?
1
Strong Long Term Fundamental Strength with a 24.32% CAGR growth in Operating Profits
2
Healthy long term growth as Net Sales has grown by an annual rate of 22.92% and Operating profit at 24.32%
3
The company has declared Positive results for the last 3 consecutive quarters
- PAT(Latest six months) At Rs 133.54 cr has Grown at 43.76%
- NET SALES(Latest six months) At Rs 521.21 cr has Grown at 26.36%
- PBDIT(Q) Highest at Rs 202.12 cr.
4
With ROE of 13.3, it has a Fair valuation with a 3.5 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 123.75%, its profits have risen by 22.7% ; the PEG ratio of the company is 1.1
5
Rising Promoter Confidence
- Promoters have increased their stake in the company by 4.97% over the previous quarter and currently hold 46.72% of the company
- Promoters increasing their stake is a sign of high confidence in the future of the business
6
Market Beating performance in long term as well as near term
- Along with generating 123.75% returns in the last 1 year, the stock has outperformed BSE500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Paisalo Digital should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Paisalo Digital for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Paisalo Digital
123.75%
2.77
44.66%
Sensex
-2.63%
-0.19
13.57%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
25
Industry P/E
21
Price to Book Value
3.48
EV to EBIT
14.26
EV to EBITDA
13.98
EV to Capital Employed
1.74
EV to Sales
10.61
PEG Ratio
1.14
Dividend Yield
0.15%
ROCE (Latest)
11.55%
ROE (Latest)
13.26%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend13What is working for the Company
PAT(Latest six months)
At Rs 133.54 cr has Grown at 43.76%
NET SALES(Latest six months)
At Rs 521.21 cr has Grown at 26.36%
PBDIT(Q)
Highest at Rs 202.12 cr.
-3What is not working for the Company
DEBT-EQUITY RATIO(HY)
Highest at 2.43 times
Loading Valuation Snapshot...
Here's what is working for Paisalo Digital
Profit After Tax (PAT) - Latest six months
At Rs 133.54 cr has Grown at 43.76%
Year on Year (YoY)MOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 202.12 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Net Sales - Latest six months
At Rs 521.21 cr has Grown at 26.36%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Here's what is not working for Paisalo Digital
Debt-Equity Ratio - Half Yearly
Highest at 2.43 times
in the last five half yearly periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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