ScoreWhy is Paisalo Digital Ltd ?
1
Strong Long Term Fundamental Strength with a 21.96% CAGR growth in Operating Profits
2
Positive results in Dec 25
- NET SALES(Q) Highest at Rs 240.05 cr
- PBDIT(Q) Highest at Rs 187.42 cr.
- PBT LESS OI(Q) Highest at Rs 89.58 cr.
3
With ROE of 12.4, it has a Attractive valuation with a 2 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -17.94%, its profits have risen by 12.3% ; the PEG ratio of the company is 1.5
4
Rising Promoter Confidence
- Promoters have increased their stake in the company by 0.59% over the previous quarter and currently hold 41.75% of the company
- Promoters increasing their stake is a sign of high confidence in the future of the business
5
Below par performance in long term as well as near term
- Along with generating -17.94% returns in the last 1 year, the stock has also underperformed BSE500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Paisalo Digital should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Paisalo Digital for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Paisalo Digital
-17.94%
-0.43
41.68%
Sensex
7.07%
0.61
11.53%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
16
Industry P/E
22
Price to Book Value
1.97
EV to EBIT
10.97
EV to EBITDA
10.84
EV to Capital Employed
1.30
EV to Sales
8.32
PEG Ratio
1.45
Dividend Yield
0.28%
ROCE (Latest)
11.85%
ROE (Latest)
12.42%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Bullish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend7What is working for the Company
NET SALES(Q)
Highest at Rs 240.05 cr
PBDIT(Q)
Highest at Rs 187.42 cr.
PBT LESS OI(Q)
Highest at Rs 89.58 cr.
PAT(Q)
Highest at Rs 66.84 cr.
EPS(Q)
Highest at Rs 0.73
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for Paisalo Digital
Net Sales - Quarterly
Highest at Rs 240.05 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 187.42 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 89.58 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 89.58 cr has Grown at 29.3% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 69.31 CrMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 66.84 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 66.84 cr has Grown at 29.3% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 51.71 CrMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 0.73
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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