ScoreWhy is Poonawalla Fincorp Ltd ?
1
Strong Long Term Fundamental Strength with a 71.48% CAGR growth in Operating Profits
2
Healthy long term growth as Operating profit has grown by an annual rate of 71.48%
3
With a growth in Net Profit of 20.77%, the company declared Outstanding results in Jun 26
- The company has declared positive results for the last 4 consecutive quarters
- NET SALES(Q) Highest at Rs 2,330.22 cr
- PBDIT(Q) Highest at Rs 1,356.61 cr.
- PBT LESS OI(Q) Highest at Rs 404.56 cr.
4
High Institutional Holdings at 27.7%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Poonawalla Fin should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Poonawalla Fin for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Poonawalla Fin
4.7%
0.12
38.57%
Sensex
-6.61%
-0.49
13.53%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
53
Industry P/E
22
Price to Book Value
4.02
EV to EBIT
21.46
EV to EBITDA
20.95
EV to Capital Employed
1.53
EV to Sales
11.49
PEG Ratio
0.17
Dividend Yield
NA
ROCE (Latest)
5.96%
ROE (Latest)
5.24%
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TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend37What is working for the Company
NET SALES(Q)
Highest at Rs 2,330.22 cr
PBDIT(Q)
Highest at Rs 1,356.61 cr.
PBT LESS OI(Q)
Highest at Rs 404.56 cr.
PAT(Q)
Highest at Rs 307.71 cr.
CASH AND CASH EQUIVALENTS(HY)
Highest at Rs 293.68 cr
OPERATING PROFIT TO NET SALES(Q)
Highest at 58.22%
EPS(Q)
Highest at Rs 3.51
-3What is not working for the Company
DEBT-EQUITY RATIO(HY)
Highest at 4.68 times
Loading Valuation Snapshot...
Here's what is working for Poonawalla Fin
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 404.56 cr has Grown at 125.3% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 179.54 CrMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 307.71 cr has Grown at 127.2% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 135.45 CrMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
Highest at Rs 2,330.22 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 1,356.61 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 404.56 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 307.71 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
At Rs 2,330.22 cr has Grown at 37.3% (vs previous 4Q average)
over average Net Sales of the previous four quarters of Rs 1,697.55 CrMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 58.22%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Earnings per Share (EPS) - Quarterly
Highest at Rs 3.51
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Cash and Cash Equivalents - Half Yearly
Highest at Rs 293.68 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Poonawalla Fin
Debt-Equity Ratio - Half Yearly
Highest at 4.68 times and Grown
each half year in the last five half yearly periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Non Operating Income - Quarterly
Highest at Rs 6.70 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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