Poonawalla Fin

When is the next results date for Poonawalla Fin?

No Upcoming Board Meetings

Who are in the management team of Poonawalla Fin?

As of March 2022, the management team of Poonawalla Fin includes Abhay Bhutada as Managing Director, along with several non-executive and independent directors, including ADAR CYRUS POONAWALLA as Chairman. The team features a diverse mix of expertise in governance and compliance.

As of March 2022, the management team of Poonawalla Fin includes the following individuals:<BR><BR>1. Shabnum Zaman - Company Secretary & Compliance Officer<BR>2. Vijayalakshmi R Iyer - Non-Executive & Independent Director<BR>3. B Prasada Rao - Non-Executive & Independent Director<BR>4. Prabhakar Dalal - Non-Executive & Independent Director<BR>5. ADAR CYRUS POONAWALLA - Chairman (Non-Executive)<BR>6. Amar Deshpande - Non-Executive Director<BR>7. Abhay Bhutada - Managing Director<BR>8. Sanjay Kumar - Non-Executive & Independent Director<BR>9. Gorinka Jaganmohan Rao - Non-Executive & Independent Director<BR>10. Atul Kumar Gupta - Non-Executive Director<BR>11. Sajit M Fazalbhoy - Non-Executive Director<BR><BR>This team comprises a mix of executive and non-executive members, with Abhay Bhutada serving as the Managing Director.

What does Poonawalla Fin do?

Poonawalla Fincorp Ltd is a Non-Banking Financial Company (NBFC) that provides financial services, with a market cap of Rs 32,760 Cr. As of March 2025, it reported net sales of 1,166 Cr and a net profit of 62 Cr.

Overview:<BR>Poonawalla Fincorp Ltd operates as a Non Banking Financial Company (NBFC) within the Large Cap market-cap bracket.<BR><BR>History:<BR>The company was incorporated in 1978 as 'Magma Fincorp Limited' and underwent several name changes, becoming Poonawalla Fincorp Limited on July 12, 2021. The most recent quarterly results reported net sales and net profit for March 2025.<BR><BR>Financial Snapshot:<BR>- Net Sales: 1,166 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: 62 Cr (Quarterly Results - Mar 2025)<BR>- Market Cap: Rs 32,760 Cr (Large Cap)<BR><BR>Key Metrics:<BR>- P/E: N/A (Loss Making)<BR>- Industry P/E: 23<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 3.19<BR>- Return on Equity: -1.20%<BR>- Price to Book: 3.86<BR><BR>Contact Details:<BR>- Address: Development House, 24 Park Street Kolkata West Bengal : 700016<BR>- Tel: 91-33-44017350<BR>- Email: secretarial@poonawallafincorp.com<BR>- Website: http://www.poonawallafincorp.com

Has Poonawalla Fin declared dividend?

Yes, Poonawalla Fincorp Ltd has declared a 100% dividend, amounting to ₹2 per share, with an ex-date of January 31, 2024. Despite this, the dividend yield is 0%, but the company has shown strong total returns, especially over the past 5 years.

Poonawalla Fincorp Ltd has declared a 100% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 100%<BR>- Amount per share: 2<BR>- Ex-date: 31 Jan 24<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 18.44%, with no dividend return, resulting in a total return of 18.44%.<BR><BR>Over the past year, the price return was -7.11%, with no dividend return, leading to a total return of -7.11%.<BR><BR>In the 2-year period, the price return was 20.67%, with a dividend return of 1.17%, resulting in a total return of 21.84%.<BR><BR>For the 3-year period, the price return was 61.97%, with a dividend return of 1.95%, culminating in a total return of 63.92%.<BR><BR>In the last 4 years, the price return was 153.16%, with a dividend return of 2.94%, leading to a total return of 156.1%.<BR><BR>Over the past 5 years, the price return was an impressive 2768.58%, with a dividend return of 17.81%, resulting in a total return of 2786.39%.<BR><BR>Overall, Poonawalla Fincorp Ltd has declared a significant dividend, but the dividend yield remains at 0%. The total returns show a strong performance over the long term, particularly in the 5-year period, indicating substantial growth despite the lack of dividends in the shorter terms.

Who are the peers of the Poonawalla Fin?

Poonawalla Fin's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Piramal Enterp., Manappuram Fin., Five-Star Bus.Fi, IIFL Finance, and Capri Global. Poonawalla Fin has an average management risk and a 1-year return of -10.61%, higher than Jio Financial's -20.22% but lower than Piramal Enterp.'s 36.02%.

Peers: The peers of Poonawalla Fin are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Piramal Enterp., Manappuram Fin., Five-Star Bus.Fi, IIFL Finance, and Capri Global.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, Manappuram Fin., and Five-Star Bus.Fi, while Average management risk is found at Jio Financial, Poonawalla Fin, Piramal Enterp., and Capri Global. Good management risk is noted at Shriram Finance and IIFL Finance. For growth, Excellent growth is seen at Jio Financial, Five-Star Bus.Fi, and the rest have either Good or Below Average growth. Capital Structure is Excellent for Bajaj Finance, Muthoot Finance, Poonawalla Fin, Piramal Enterp., Manappuram Fin., IIFL Finance, and the rest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Piramal Enterp. at 36.02%, while the lowest is Jio Financial at -20.22%. Poonawalla Fin's 1-year return is -10.61%, which is higher than Jio Financial's but lower than Piramal Enterp.'s. Additionally, Jio Financial, Five-Star Bus.Fi, and Capri Global have negative six-month returns.

Is Poonawalla Fin overvalued or undervalued?

As of October 28, 2024, Poonawalla Fin is considered overvalued with a valuation grade of very expensive, reflected by a PE ratio of -333.29, an EV to EBITDA of 41.67, and a negative ROE of -1.20%, despite a strong YTD return of 37.56%.

As of 28 October 2024, Poonawalla Fin's valuation grade has moved from attractive to very expensive, indicating a significant shift in its market perception. The company is currently assessed as overvalued. Key ratios reflect this status, with a PE ratio of -333.29, an EV to EBITDA of 41.67, and a Price to Book Value of 4.01, all suggesting that the stock is priced excessively compared to its earnings and book value.<BR><BR>In comparison to peers, Poonawalla Fin's valuation stands out unfavorably; for instance, Life Insurance has a PE of 12.54 and an EV to EBITDA of 9.89, while Bajaj Finance is also categorized as very expensive with a PE of 35.01. Notably, Poonawalla Fin's negative ROE of -1.20% further underscores its overvaluation. Despite recent stock performance showing a 37.56% YTD return compared to the Sensex's 5.61%, the underlying financial metrics suggest that the stock price does not align with its fundamental value.

Who are the top shareholders of the Poonawalla Fin?

The top shareholders of Poonawalla Fin include Rising Sun Holdings Pvt Ltd with 62.53%, followed by foreign institutional investors at 9.98%, mutual fund schemes at 4.29%, and the Life Insurance Corporation of India at 2.93%. Individual investors hold 12.11% of the shares.

The top shareholders of Poonawalla Fin include the promoters, with Rising Sun Holdings Pvt Ltd holding the largest stake at 62.53%. There are also 14 mutual fund schemes that collectively hold 4.29% of the company, while foreign institutional investors (FIIs) own 9.98% through 156 different entities. The highest public shareholder is the Life Insurance Corporation of India, which holds 2.93%. Additionally, individual investors account for 12.11% of the shareholding.

How big is Poonawalla Fin?

As of 24th July, Poonawalla Fincorp Ltd has a market capitalization of 34,187.00 Cr, with Net Sales of 4,189.76 Cr and Total Assets of 34,824.46 Cr, but reported a Net Profit loss of 98.34 Cr.

As of 24th July, Poonawalla Fincorp Ltd has a market capitalization of 34,187.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 4,189.76 Cr. However, it experienced a loss of 98.34 Cr in Net Profit during the same period.<BR><BR>The latest annual reporting period shows Shareholder's Funds at 8,174.66 Cr and Total Assets amounting to 34,824.46 Cr.

Are Poonawalla Fin latest results good or bad?

Poonawalla Fincorp's Q2 FY26 results are strong, with a net profit increase of 18.53% and revenue growth of 55.97% year-on-year. However, concerns about its high debt-to-equity ratio and a cautious market reaction suggest potential risks despite the impressive performance.

Poonawalla Fincorp's latest results for Q2 FY26 can be considered good overall, reflecting strong growth in key financial metrics. The company reported a net profit of ₹74.20 crore, which is an 18.53% increase quarter-on-quarter. Additionally, revenue surged to ₹1,542.30 crore, marking a significant 55.97% growth year-on-year and a 17.38% increase from the previous quarter.<BR><BR>The operating margin remains robust at 49.19%, indicating strong operational efficiency despite rising costs. However, the company does face concerns regarding its elevated debt-to-equity ratio of 2.62x, which suggests high leverage and potential vulnerabilities to interest rate fluctuations.<BR><BR>While the results show impressive growth, the stock market reaction has been cautious, with a decline of 2.47% following the announcement. This may reflect investor concerns about the sustainability of growth in a rising interest rate environment and the company's high valuation multiples compared to its peers.<BR><BR>In summary, while Poonawalla Fincorp's financial performance demonstrates strong growth and operational efficiency, the elevated leverage and market reaction indicate that investors are weighing these positives against potential risks.

Is Poonawalla Fin technically bullish or bearish?

As of November 13, 2025, the trend is mildly bullish due to daily moving averages and monthly indicators, but caution is advised due to bearish signals from the weekly MACD and Dow Theory.

As of 13 November 2025, the technical trend has changed from bullish to mildly bullish. The current stance is mildly bullish, driven by the daily moving averages indicating mild bullishness and the monthly KST and Bollinger Bands also showing bullish signals. However, the weekly MACD and Dow Theory are mildly bearish, which tempers the overall bullish outlook. The RSI shows no signal on both weekly and monthly time frames, indicating a lack of momentum. Overall, while there are some bullish indicators, the presence of bearish signals in the weekly analysis suggests caution.

How has been the historical performance of Poonawalla Fin?

Poonawalla Fin's historical performance from 2019 to 2025 shows rising net sales and total assets, but significant losses, with a profit after tax of -98.34 crore in March 2025, and total liabilities increasing to 34,824.46 crore. Operating profit also declined sharply, indicating ongoing financial challenges despite growth in sales.

Answer:<BR>The historical performance of Poonawalla Fin shows significant fluctuations in key financial metrics over the years, particularly from 2019 to 2025.<BR><BR>Breakdown:<BR>Poonawalla Fin's net sales have shown a steady increase, rising from 2,454.53 crore in March 2019 to 4,189.76 crore in March 2025, with a notable jump from 3,109.01 crore in March 2024. However, the total operating income followed a similar trend, reaching 4,189.76 crore in March 2025. The total expenditure, excluding depreciation, also increased significantly to 2,778.05 crore in March 2025 from 820.07 crore in March 2024. Operating profit (PBDIT) decreased to 1,444.79 crore in March 2025 from 2,327.26 crore in March 2024, leading to a profit before tax of -135.40 crore in March 2025, down from 2,134.17 crore in March 2024. Consequently, the profit after tax turned negative at -98.34 crore in March 2025, contrasting sharply with the 1,651.51 crore reported in March 2024. The company's total liabilities surged to 34,824.46 crore in March 2025, up from 23,923.48 crore in March 2024, while total assets also increased to 34,824.46 crore in March 2025. Cash flow from operating activities remained negative at -10,569.00 crore in March 2025, indicating ongoing cash challenges despite a net cash inflow from financing activities of 10,820.00 crore. Overall, Poonawalla Fin's financial performance reflects a complex landscape of growth in sales and assets, juxtaposed with significant losses and increasing liabilities.

Should I buy, sell or hold Poonawalla Fincorp Ltd?

Why is Poonawalla Fincorp Ltd falling/rising?

As of 31-Mar, Poonawalla Fincorp Ltd's stock price is at 368.40, reflecting a decline of 4.32% and underperforming the finance/NBFC sector. The stock has dropped 15.88% over the past month and 23.70% year-to-date, indicating a bearish trend despite strong long-term fundamentals.

As of 31-Mar, Poonawalla Fincorp Ltd's stock price is falling, currently at 368.40, which reflects a decrease of 16.65 or 4.32%. The stock has been underperforming, having fallen consecutively for the last two days, resulting in a total decline of 5.68% during this period. Additionally, the stock has underperformed the finance/NBFC sector, which has seen a decline of 3.89%. <BR><BR>In terms of recent performance, the stock has shown a significant drop over the past month, down 15.88%, compared to a 10.33% decline in the Sensex. Year-to-date, Poonawalla Fincorp Ltd has decreased by 23.70%, while the Sensex has fallen by 15.57%. The stock is also trading below all its moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend.<BR><BR>Despite some positive factors, such as strong long-term fundamental strength and impressive growth in operating profits and net profits, the recent price movements and sector performance suggest that investor sentiment is currently negative. The stock's liquidity remains adequate, but the overall market conditions and recent performance metrics contribute to the ongoing decline in its price.

Which are the latest news on Poonawalla Fin?